Should I invest in Invesco India Money Market Fund?

We don't give personal investment advice. Invesco India Money Market Fund - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 5.90%.

Invesco

Invesco India Money Market Fund - Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Apr 2013. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹3,207.8983

As of

3 Jun 2026

4,042 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	1 / 6	Q1
1W	+0.23%	+0.07%	+0.15	1 / 6	Q1
2W	+0.14%	+0.11%	+0.03	2 / 6	Q2
1M	+0.19%	+0.22%	-0.03	3 / 6	Q2
3M	+1.15%	+0.85%	+0.31	2 / 6	Q2
6M	+2.50%	+1.74%	+0.76	2 / 6	Q2
YTD	+2.04%	+1.97%	+0.07	3 / 6	Q2
1Y	+5.62%	+3.76%	+1.85	2 / 6	Q2
2Y	+6.69%	+4.17%	+2.52	2 / 6	Q2
3Y	+6.85%	+3.92%	+2.93	2 / 5	Q2
4Y	+6.71%	+3.91%	+2.80	2 / 5	Q2
5Y	+5.90%	+3.70%	+2.21	2 / 5	Q2
7Y	+5.78%	+3.63%	+2.15	2 / 5	Q2
10Y	+6.22%	+6.22%	+0.00	1 / 1	Q4
Inception	+7.19%	+3.32%	+3.88	1 / 6	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.04%	+0.93%	+1.11	1 / 4
2025	+7.13%	+3.01%	+4.12	1 / 4
2024	+7.42%	+3.26%	+4.16	1 / 4
2023	+6.99%	+3.21%	+3.78	1 / 4
2022	+3.90%	+1.97%	+1.93	2 / 4
2021	+3.53%	+1.53%	+2.00	1 / 4
2020	+5.75%	+2.32%	+3.43	1 / 5
2019	+6.91%	+4.00%	+2.91	1 / 6
2018	+7.52%	+7.70%	-0.18	2 / 2
2017	+6.64%	+6.60%	+0.04	1 / 2
2016	+7.73%	+7.65%	+0.08	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.33%

192 windows

min 2.7% · max 10.6%

100% positive

3-Year rolling

+7.33%

168 windows

min 4.3% · max 10.0%

100% positive

5-Year rolling

+7.23%

144 windows

min 5.4% · max 9.6%

100% positive

7-Year rolling

+7.21%

119 windows

min 5.8% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.42%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.15%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Money Market Fund - Growth Option - Direct Plan	HDFC	₹6,159.9626	3 Jun 2026
Nippon India Money Market Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹2,611.7657	3 Jun 2026
SBI SAVINGS FUND - DIRECT PLAN - GROWTH	SBI	₹46.9233	3 Jun 2026
ICICI Prudential Money Market Fund Option - Direct Plan - Growth	ICICI Prudential	₹405.6499	3 Jun 2026
Invesco India Money Market Fund - Direct Plan - Growth	Invesco	₹3,326.0796	3 Jun 2026
Bandhan Money Market Fund -Direct Plan-Growth	Bandhan	₹46.1539	3 Jun 2026
Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹395.8504	3 Jun 2026
Franklin India Money Market Fund - Direct - Growth	Franklin India	₹54.7789	3 Jun 2026
Mirae Asset Money Market Fund Direct Growth	Mirae Asset	₹1,348.9773	3 Jun 2026
Kotak Money Market Fund - (Growth) - Direct	Kotak	₹4,789.1423	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹3,207.8983
2 Jun 2026	₹3,207.2501
1 Jun 2026	₹3,206.3748
29 May 2026	₹3,203.4843
27 May 2026	₹3,201.3051
26 May 2026	₹3,199.9539
25 May 2026	₹3,200.4375
22 May 2026	₹3,199.2879
21 May 2026	₹3,199.5791
20 May 2026	₹3,201.7888

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Money Market Fund - Growth is ₹3,207.8983. It's a Money Market Fund from Invesco, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Money Market Fund - Growth has NAV history starting from 31 Aug 2009, a track record of about 16 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Invesco India Money Market Fund - Growth is managed by Invesco. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Money Market Fund - Growth has delivered a absolute return of 5.62% — +1.85 pp ahead of the Money Market Fund category average of 3.76%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Money Market Fund - Growth has delivered a CAGR of 6.85% — +2.93 pp ahead of the Money Market Fund category average of 3.92%. The fund ranks #2 of 5 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Money Market Fund - Growth has delivered a CAGR of 5.90% — +2.21 pp ahead of the Money Market Fund category average of 3.70%. The fund ranks #2 of 5 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Money Market Fund - Growth exactly 10 years ago would be worth approximately ₹182,828 today — a multiplier of 1.83×, based on the 10-year CAGR of 6.22%. The category average over the same window would have grown ₹1 lakh to ₹182,828.

A ₹10,000 monthly SIP in Invesco India Money Market Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹706,923 today. That's an XIRR (money-weighted annualised return) of 6.49%.

A ₹10,000 monthly SIP for 10 years in Invesco India Money Market Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,639,870 (multiplier 1.37×). XIRR: 6.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Money Market Fund - Growth ranks #2 out of 5 funds in the Money Market Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.70%; this fund delivered 5.90%.

The worst peak-to-trough decline Invesco India Money Market Fund - Growth has experienced over the last 5-year window is 0.56% — its NAV fell from a high on 02 May 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Money Market Fund - Growth averaged 7.23% (best 9.60%, worst 5.40%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.14 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Money Market Fund - Growth returned 7.13% — beating the Money Market Fund category average of 3.01% by 4.12 pp. It ranked #1 of 4 in its category that year.

Invesco India Money Market Fund - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Money Market Fund - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 5.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Money Market Fund - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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