Should I invest in Invesco India Medium Duration Fund - Discretionary IDCW(Payout / Reinvestment))?

We don't give personal investment advice. Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 4.95%.

Invesco

Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment))

Latest NAV

₹1,273.0112

As of

3 Jun 2026

1,178 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+76.20%	-76.12	6 / 19	Q2
1W	+0.21%	+41.40%	-41.20	12 / 23	Q3
2W	+0.38%	+81.02%	-80.64	10 / 18	Q3
1M	+0.18%	+81.50%	-81.32	13 / 18	Q3
3M	0.00%	+87.43%	-87.43	12 / 17	Q3
6M	+0.76%	+84.56%	-83.81	11 / 18	Q3
YTD	+0.72%	+75.65%	-74.93	13 / 19	Q3
1Y	+2.33%	+91.60%	-89.27	11 / 18	Q3
2Y	+5.84%	+25.99%	-20.16	11 / 18	Q3
3Y	+5.96%	+2.01%	+3.95	4 / 13	Q2
4Y	+6.16%	+3.25%	+2.91	5 / 11	Q2
5Y	+4.95%	+2.51%	+2.44	5 / 11	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.09%	-0.76%	+5.84	6 / 24	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.72%	-2.57%	+3.29	6 / 12
2025	+6.69%	+3.45%	+3.25	1 / 13
2024	+7.87%	+3.67%	+4.20	1 / 12
2023	+6.08%	+2.86%	+3.21	5 / 12
2022	+1.66%	+91.44%	-89.78	8 / 16
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.73%

48 windows

min 0.5% · max 9.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.22%

23 windows

min 4.7% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.72%

3-year · annualised

Sharpe ratio

-0.40

vs risk-free 6.5%

Sortino ratio

-1.02

Downside-only deviation

Max drawdown

-1.11%

Mar 2026 → Apr 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Medium Duration Fund - Regular Plan - Quarterly IDCW (Payout / Reinvestment)	Invesco	₹1,031.9646	3 Jun 2026
Bandhan Medium Duration Fund - Regular Plan - Periodic IDCW	Bandhan	₹14.9026	3 Jun 2026
HSBC Medium Duration Fund - Regular Annual IDCW	HSBC	₹10.3826	3 Jun 2026
UTI - Medium Term Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option	UTI	₹0.0000	3 Jun 2026
Axis Strategic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹10.3409	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,273.0112
2 Jun 2026	₹1,273.9592
1 Jun 2026	₹1,272.9633
29 May 2026	₹1,272.5756
27 May 2026	₹1,271.7212
26 May 2026	₹1,271.3483
25 May 2026	₹1,270.8054
22 May 2026	₹1,268.3554
21 May 2026	₹1,267.2762
20 May 2026	₹1,268.6979

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) is ₹1,273.0112. It's a Medium Duration Fund from Invesco, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) has NAV history starting from 19 Jul 2021, a track record of about 4 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) is managed by Invesco. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) has delivered a absolute return of 2.33% — -89.27 pp behind the Medium Duration Fund category average of 91.60%. The fund ranks #11 of 18 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) has delivered a CAGR of 5.96% — +3.95 pp ahead of the Medium Duration Fund category average of 2.01%. The fund ranks #4 of 13 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) has delivered a CAGR of 4.95% — +2.44 pp ahead of the Medium Duration Fund category average of 2.51%. The fund ranks #5 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) exactly 5 years ago would be worth approximately ₹127,347 today — a multiplier of 1.27×, based on the 5-year CAGR of 4.95%. The category average over the same window would have grown ₹1 lakh to ₹113,223.

A ₹10,000 monthly SIP in Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) over the last 3 years — total invested ₹360,000 — would be worth ₹391,150 today. That's an XIRR (money-weighted annualised return) of 5.46%.

Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹391,150 — XIRR 5.46%.

On a 5-year basis, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) ranks #5 out of 11 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.51%; this fund delivered 4.95%.

The worst peak-to-trough decline Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) has experienced over the last 3-year window is 1.11% — its NAV fell from a high on 11 Mar 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) averaged 6.22% (best 7.55%, worst 4.67%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.40 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) returned 6.69% — beating the Medium Duration Fund category average of 3.45% by 3.25 pp. It ranked #1 of 13 in its category that year.

Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Medium Duration Fund - Regular Plan - Discretionary IDCW(Payout / Reinvestment)) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 4.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.