Should I invest in Invesco India Financial Services Fund?

We don't give personal investment advice. Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 16.03%.

Invesco

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹92.8900

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.87%	-0.04%	+0.91	19 / 249	Q1
1W	-1.02%	-0.15%	-0.87	230 / 249	Q4
2W	+0.13%	-0.61%	+0.74	133 / 251	Q3
1M	+1.83%	+1.14%	+0.69	134 / 251	Q3
3M	+3.25%	+3.90%	-0.65	147 / 251	Q3
6M	+2.01%	+2.59%	-0.58	125 / 243	Q3
YTD	+3.02%	+0.68%	+2.33	89 / 241	Q2
1Y	+8.26%	+2.39%	+5.87	57 / 229	Q1
2Y	+11.05%	+0.44%	+10.60	14 / 186	Q1
3Y	+19.41%	+11.53%	+7.89	23 / 151	Q1
4Y	+22.07%	+12.75%	+9.31	11 / 125	Q1
5Y	+16.03%	+9.05%	+6.98	19 / 113	Q1
7Y	+16.05%	+14.43%	+1.62	36 / 92	Q2
10Y	+15.38%	+11.87%	+3.51	16 / 77	Q1
Inception	+12.50%	+10.06%	+2.44	101 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.02%	+1.51%	+1.51	88 / 237
2025	+15.83%	+1.49%	+14.34	19 / 204
2024	+21.18%	+20.10%	+1.09	65 / 158
2023	+27.28%	+30.21%	-2.92	75 / 131
2022	+14.34%	+1.48%	+12.86	22 / 119
2021	+15.75%	+31.54%	-15.79	84 / 106
2020	+3.31%	+19.90%	-16.59	76 / 95
2019	+10.53%	+6.43%	+4.10	22 / 87
2018	+1.99%	-9.17%	+11.15	14 / 78
2017	+48.11%	+32.45%	+15.67	12 / 77
2016	+11.70%	+2.96%	+8.75	13 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.45%

153 windows

min -31.9% · max 85.8%

77% positive

3-Year rolling

+14.65%

129 windows

min -6.2% · max 29.6%

93% positive

5-Year rolling

+13.95%

105 windows

min -0.7% · max 29.4%

99% positive

7-Year rolling

+13.00%

80 windows

min 5.0% · max 18.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.35%

3-year · annualised

Sharpe ratio

0.85

vs risk-free 6.5%

Sortino ratio

1.64

Downside-only deviation

Max drawdown

-14.94%

Dec 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹92.8900
16 Jul 2026	₹92.0900
15 Jul 2026	₹93.2200
14 Jul 2026	₹92.8600
13 Jul 2026	₹93.8800
10 Jul 2026	₹93.8500
9 Jul 2026	₹92.2700
8 Jul 2026	₹91.2600
7 Jul 2026	₹93.3800
6 Jul 2026	₹93.5900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is ₹92.8900. It's a Sectoral/Thematic Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of 8.26% — +5.87 pp ahead of the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #57 of 229 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 19.41% — +7.89 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #23 of 151 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 16.03% — +6.98 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #19 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹418,048 today — a multiplier of 4.18×, based on the 10-year CAGR of 15.38%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹935,412 today. That's an XIRR (money-weighted annualised return) of 17.80%.

A ₹10,000 monthly SIP for 10 years in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹2,773,501 (multiplier 2.31×). XIRR: 15.98%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) ranks #19 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.05%; this fund delivered 16.03%.

The worst peak-to-trough decline Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 23.23% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) averaged 13.95% (best 29.36%, worst -0.70%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) returned 15.83% — beating the Sectoral/Thematic Fund category average of 1.49% by 14.34 pp. It ranked #19 of 204 in its category that year.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 16.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.