Should I invest in Invesco India Financial Services Fund?

We don't give personal investment advice. Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 15.00%.

Invesco

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment)

Latest NAV

₹86.3900

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	+0.27%	-0.50	207 / 249	Q4
1W	-3.69%	-1.33%	-2.36	244 / 249	Q4
2W	-1.25%	-0.44%	-0.81	199 / 251	Q4
1M	-1.77%	-0.98%	-0.80	172 / 251	Q3
3M	-3.52%	+0.91%	-4.42	192 / 249	Q4
6M	-3.45%	-3.35%	-0.10	113 / 241	Q2
YTD	-4.19%	-3.40%	-0.79	123 / 241	Q3
1Y	+3.73%	+2.11%	+1.62	81 / 225	Q2
2Y	+10.07%	+1.79%	+8.29	21 / 181	Q1
3Y	+18.66%	+12.30%	+6.35	38 / 142	Q2
4Y	+20.01%	+11.74%	+8.27	18 / 122	Q1
5Y	+15.00%	+8.93%	+6.07	22 / 111	Q1
7Y	+14.07%	+13.08%	+0.99	41 / 92	Q2
10Y	+15.33%	+12.03%	+3.30	16 / 77	Q1
Inception	+12.02%	+8.52%	+3.49	99 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.19%	-2.64%	-1.55	121 / 237
2025	+15.83%	+1.49%	+14.34	19 / 204
2024	+21.18%	+20.10%	+1.09	65 / 158
2023	+27.28%	+30.21%	-2.92	75 / 131
2022	+14.34%	+1.48%	+12.86	22 / 119
2021	+15.75%	+31.54%	-15.79	84 / 106
2020	+3.31%	+19.90%	-16.59	76 / 95
2019	+10.53%	+6.43%	+4.10	22 / 87
2018	+1.99%	-9.17%	+11.15	14 / 78
2017	+48.11%	+32.45%	+15.67	12 / 77
2016	+11.70%	+2.96%	+8.75	13 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.62%

152 windows

min -33.4% · max 88.6%

78% positive

3-Year rolling

+14.43%

127 windows

min -5.7% · max 31.0%

92% positive

5-Year rolling

+13.76%

103 windows

min -1.7% · max 26.2%

99% positive

7-Year rolling

+12.88%

79 windows

min 4.5% · max 17.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.73%

3-year · annualised

Sharpe ratio

0.85

vs risk-free 6.5%

Sortino ratio

1.38

Downside-only deviation

Max drawdown

-14.94%

Dec 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹86.3900
2 Jun 2026	₹86.3900
1 Jun 2026	₹86.5900
29 May 2026	₹88.0200
27 May 2026	₹89.1800
26 May 2026	₹89.7000
25 May 2026	₹89.7800
22 May 2026	₹88.1000
21 May 2026	₹87.4400
20 May 2026	₹87.5800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is ₹86.3900. It's a Sectoral/Thematic Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a absolute return of 3.73% — +1.62 pp ahead of the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #81 of 225 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 18.66% — +6.35 pp ahead of the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #38 of 142 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has delivered a CAGR of 15.00% — +6.07 pp ahead of the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #22 of 111 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) exactly 10 years ago would be worth approximately ₹416,337 today — a multiplier of 4.16×, based on the 10-year CAGR of 15.33%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹887,999 today. That's an XIRR (money-weighted annualised return) of 15.67%.

A ₹10,000 monthly SIP for 10 years in Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹2,623,349 (multiplier 2.19×). XIRR: 14.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) ranks #22 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.93%; this fund delivered 15.00%.

The worst peak-to-trough decline Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) has experienced over the last 5-year window is 23.23% — its NAV fell from a high on 26 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) averaged 13.76% (best 26.21%, worst -1.74%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) returned 15.83% — beating the Sectoral/Thematic Fund category average of 1.49% by 14.34 pp. It ranked #19 of 204 in its category that year.

Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Invesco India Financial Services Fund - Direct Plan - IDCW (Payout / Reinvestment) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.2%. 5-year CAGR: 15.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.