Should I invest in ICICI Prudential Technology Fund?

We don't give personal investment advice. ICICI Prudential Technology Fund - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.4%. 5-year CAGR: -0.95%.

ICICI Prudential

ICICI Prudential Technology Fund - IDCW

Latest NAV

₹55.1400

As of

2 Jun 2026

3,696 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+2.09%	+0.28%	+1.82	2 / 36	Q1
1W	+3.49%	-1.35%	+4.84	2 / 36	Q1
2W	+3.12%	+0.05%	+3.07	2 / 36	Q1
1M	+4.49%	-0.52%	+5.01	3 / 36	Q1
3M	+3.30%	-0.23%	+3.52	9 / 36	Q1
6M	-14.80%	-4.60%	-10.20	32 / 36	Q4
YTD	-16.03%	-4.49%	-11.54	34 / 36	Q4
1Y	-18.49%	+0.87%	-19.36	34 / 34	Q4
2Y	-6.24%	+1.40%	-7.64	26 / 31	Q4
3Y	-0.61%	+11.65%	-12.26	26 / 26	Q4
4Y	-2.79%	+10.22%	-13.02	19 / 19	Q4
5Y	-0.95%	+7.91%	-8.86	18 / 18	Q4
7Y	+8.51%	+11.56%	-3.06	9 / 13	Q3
10Y	+5.84%	+11.48%	-5.64	7 / 7	Q4
Inception	+7.67%	+10.20%	-2.53	25 / 36	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.03%	-4.49%	-11.54	34 / 36
2025	-11.42%	+2.43%	-13.85	32 / 32
2024	+14.77%	+17.65%	-2.87	15 / 29
2023	+16.10%	+28.98%	-12.88	19 / 22
2022	-29.81%	-3.13%	-26.68	18 / 18
2021	+59.71%	+33.14%	+26.57	2 / 16
2020	+55.26%	+20.90%	+34.36	2 / 14
2019	-7.87%	+6.44%	-14.31	9 / 11
2018	+5.43%	-7.80%	+13.22	2 / 8
2017	+8.99%	+24.12%	-15.13	7 / 7
2016	-8.65%	+1.53%	-10.17	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.57%

171 windows

min -27.6% · max 122.3%

61% positive

3-Year rolling

+10.64%

147 windows

min -6.0% · max 32.6%

82% positive

5-Year rolling

+10.29%

123 windows

min -6.1% · max 21.9%

89% positive

7-Year rolling

+9.87%

98 windows

min 2.8% · max 15.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.86%

3-year · annualised

Sharpe ratio

-0.28

vs risk-free 6.5%

Sortino ratio

-0.38

Downside-only deviation

Max drawdown

-35.36%

Dec 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option	HDFC	₹14.7740	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - IDCW Option	Nippon India	₹27.7005	3 Jun 2026
ICICI Prudential Bharat Consumption Fund - IDCW Option	ICICI Prudential	₹14.5600	3 Jun 2026
Franklin India Multi-Factor Fund- IDCW	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Payout of Income Distribution cum capital withdrawal option	Kotak	₹53.6630	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Quarterly IDCW	Bank of India	₹40.7300	3 Jun 2026
Franklin Build India Fund - IDCW		₹40.5584	3 Jun 2026
Groww Banking & Financial Services Fund-IDCW	Groww	₹12.3792	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹55.1400
1 Jun 2026	₹54.0100
29 May 2026	₹53.3800
27 May 2026	₹53.2600
26 May 2026	₹53.2800
25 May 2026	₹53.2600
22 May 2026	₹52.9300
21 May 2026	₹53.0100
20 May 2026	₹53.2600
19 May 2026	₹53.4700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of ICICI Prudential Technology Fund - IDCW is ₹55.1400. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Technology Fund - IDCW has NAV history starting from 23 May 2011, a track record of about 15 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Technology Fund - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Technology Fund - IDCW has delivered a absolute return of -18.49% — -19.36 pp behind the Sectoral/Thematic Fund category average of 0.87%. The fund ranks #34 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Technology Fund - IDCW has delivered a CAGR of -0.61% — -12.26 pp behind the Sectoral/Thematic Fund category average of 11.65%. The fund ranks #26 of 26 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Technology Fund - IDCW has delivered a CAGR of -0.95% — -8.86 pp behind the Sectoral/Thematic Fund category average of 7.91%. The fund ranks #18 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Technology Fund - IDCW exactly 10 years ago would be worth approximately ₹176,335 today — a multiplier of 1.76×, based on the 10-year CAGR of 5.84%. The category average over the same window would have grown ₹1 lakh to ₹296,369.

A ₹10,000 monthly SIP in ICICI Prudential Technology Fund - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹526,216 today. That's an XIRR (money-weighted annualised return) of -5.14%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Technology Fund - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,562,087 (multiplier 1.30×). XIRR: 5.15%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Technology Fund - IDCW ranks #18 out of 18 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.91%; this fund delivered -0.95%.

The worst peak-to-trough decline ICICI Prudential Technology Fund - IDCW has experienced over the last 5-year window is 36.37% — its NAV fell from a high on 04 Jan 2022 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Technology Fund - IDCW averaged 10.29% (best 21.91%, worst -6.09%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Technology Fund - IDCW returned -11.42% — lagging the Sectoral/Thematic Fund category average of 2.43% by 13.85 pp. It ranked #32 of 32 in its category that year.

ICICI Prudential Technology Fund - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Technology Fund - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.4%. 5-year CAGR: -0.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.