Should I invest in ICICI Prudential Bharat Consumption Fund?

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.6%. 5-year CAGR: 3.64%.

ICICI Prudential

ICICI Prudential Bharat Consumption Fund - IDCW Option

Latest NAV

₹15.2800

As of

17 Jul 2026

1,786 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.04%	+0.22	18 / 36	Q2
1W	-0.52%	-0.07%	-0.45	26 / 36	Q3
2W	-1.67%	+0.01%	-1.69	34 / 36	Q4
1M	+1.26%	+1.77%	-0.51	20 / 36	Q3
3M	+2.83%	+3.53%	-0.71	20 / 36	Q3
6M	-0.26%	+1.51%	-1.77	22 / 36	Q3
YTD	-3.35%	-0.68%	-2.68	20 / 36	Q3
1Y	-13.18%	+1.30%	-14.48	31 / 34	Q4
2Y	-10.32%	-0.01%	-10.31	30 / 31	Q4
3Y	+0.44%	+10.89%	-10.45	27 / 28	Q4
4Y	+2.25%	+11.47%	-9.22	19 / 20	Q4
5Y	+3.64%	+7.74%	-4.10	14 / 18	Q4
7Y	+7.24%	+12.47%	-5.23	13 / 13	Q4
10Y	—	—	—	—	—
Inception	+6.00%	+11.27%	-5.27	30 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.35%	-0.68%	-2.68	20 / 36
2025	-7.62%	+2.43%	-10.05	29 / 32
2024	+5.37%	+17.65%	-12.28	26 / 29
2023	+22.43%	+28.98%	-6.55	16 / 22
2022	+0.30%	-3.13%	+3.44	9 / 18
2021	+12.27%	+33.14%	-20.87	14 / 16
2020	+10.71%	+20.90%	-10.19	10 / 14
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.03%

77 windows

min -15.7% · max 47.8%

69% positive

3-Year rolling

+10.18%

53 windows

min 0.4% · max 18.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.10%

28 windows

min 2.8% · max 16.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.28%

4 windows

min 5.7% · max 7.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.44%

3-year · annualised

Sharpe ratio

-0.26

vs risk-free 6.5%

Sortino ratio

-0.32

Downside-only deviation

Max drawdown

-36.57%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option	HDFC	₹16.1530	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - IDCW Option	Nippon India	₹27.0439	17 Jul 2026
ICICI Prudential Business Cycle Fund IDCW	ICICI Prudential	₹17.8200	17 Jul 2026
Franklin India Multi-Factor Fund- IDCW	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Payout of Income Distribution cum capital withdrawal option	Kotak	₹54.9950	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Quarterly IDCW	Bank of India	₹43.0600	17 Jul 2026
Franklin Build India Fund - IDCW		₹41.4023	17 Jul 2026
Groww Banking & Financial Services Fund-IDCW	Groww	₹13.5287	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.2800
16 Jul 2026	₹15.2400
15 Jul 2026	₹15.2500
14 Jul 2026	₹15.2000
13 Jul 2026	₹15.3200
10 Jul 2026	₹15.3600
9 Jul 2026	₹15.2900
8 Jul 2026	₹15.2000
7 Jul 2026	₹15.5500
6 Jul 2026	₹15.6200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Bharat Consumption Fund - IDCW Option is ₹15.2800. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Bharat Consumption Fund - IDCW Option has NAV history starting from 15 Apr 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Bharat Consumption Fund - IDCW Option is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Bharat Consumption Fund - IDCW Option has delivered a absolute return of -13.18% — -14.48 pp behind the Sectoral/Thematic Fund category average of 1.30%. The fund ranks #31 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Bharat Consumption Fund - IDCW Option has delivered a CAGR of 0.44% — -10.45 pp behind the Sectoral/Thematic Fund category average of 10.89%. The fund ranks #27 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Bharat Consumption Fund - IDCW Option has delivered a CAGR of 3.64% — -4.1 pp behind the Sectoral/Thematic Fund category average of 7.74%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Bharat Consumption Fund - IDCW Option exactly 5 years ago would be worth approximately ₹119,562 today — a multiplier of 1.20×, based on the 5-year CAGR of 3.64%. The category average over the same window would have grown ₹1 lakh to ₹145,147.

A ₹10,000 monthly SIP in ICICI Prudential Bharat Consumption Fund - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹602,517 today. That's an XIRR (money-weighted annualised return) of 0.16%.

ICICI Prudential Bharat Consumption Fund - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹955,681 — XIRR 3.63%.

On a 5-year basis, ICICI Prudential Bharat Consumption Fund - IDCW Option ranks #14 out of 18 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.74%; this fund delivered 3.64%.

The worst peak-to-trough decline ICICI Prudential Bharat Consumption Fund - IDCW Option has experienced over the last 5-year window is 36.57% — its NAV fell from a high on 27 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Bharat Consumption Fund - IDCW Option averaged 10.10% (best 16.15%, worst 2.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.09 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Bharat Consumption Fund - IDCW Option returned -7.62% — lagging the Sectoral/Thematic Fund category average of 2.43% by 10.05 pp. It ranked #29 of 32 in its category that year.

ICICI Prudential Bharat Consumption Fund - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.6%. 5-year CAGR: 3.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Bharat Consumption Fund - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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