Should I invest in ICICI Prudential Short Term Plan?

We don't give personal investment advice. ICICI Prudential Short Term Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.30%.

ICICI Prudential

ICICI Prudential Short Term Plan-Growth

Latest NAV

₹62.9845

As of

3 Jun 2026

4,870 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.01%	+0.03	20 / 39	Q3
1W	+0.21%	+15.04%	-14.83	24 / 40	Q3
2W	+0.33%	+15.09%	-14.76	12 / 40	Q2
1M	+0.11%	+16.91%	-16.80	28 / 40	Q3
3M	+0.59%	+17.18%	-16.59	15 / 40	Q2
6M	+1.67%	+18.01%	-16.34	14 / 40	Q2
YTD	+1.36%	+17.67%	-16.31	10 / 40	Q1
1Y	+4.73%	+19.37%	-14.65	11 / 40	Q2
2Y	+6.90%	+8.20%	-1.30	11 / 40	Q2
3Y	+7.03%	+5.69%	+1.34	11 / 40	Q2
4Y	+7.21%	+4.90%	+2.31	10 / 39	Q2
5Y	+6.30%	+4.10%	+2.20	12 / 38	Q2
7Y	+6.99%	+2.87%	+4.12	8 / 37	Q1
10Y	+7.20%	+4.95%	+2.25	5 / 27	Q1
Inception	+8.02%	+1.92%	+6.10	4 / 40	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.36%	+0.39%	+0.97	1 / 21
2025	+7.97%	+34.44%	-26.47	5 / 25
2024	+7.78%	+3.79%	+3.99	4 / 25
2023	+7.40%	+4.24%	+3.16	1 / 25
2022	+4.66%	+2.62%	+2.04	5 / 26
2021	+3.85%	+3.74%	+0.10	9 / 26
2020	+10.54%	+3.74%	+6.80	2 / 30
2019	+9.66%	+2.23%	+7.44	3 / 30
2018	+5.75%	+2.73%	+3.02	7 / 30
2017	+5.64%	+2.37%	+3.28	4 / 37
2016	+11.00%	+5.27%	+5.73	2 / 37

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.19%

234 windows

min 2.7% · max 16.7%

100% positive

3-Year rolling

+8.12%

210 windows

min 5.3% · max 10.9%

100% positive

5-Year rolling

+8.06%

185 windows

min 6.3% · max 9.7%

100% positive

7-Year rolling

+8.16%

161 windows

min 6.7% · max 9.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.04%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.54%

May 2026 → May 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.1985	3 Jun 2026
NIPPON INDIA SHORT DURATION FUND - IDCW Option	Nippon India	₹22.3820	3 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹33.4345	3 Jun 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.0670	3 Jun 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.0814	3 Jun 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.0819	3 Jun 2026
HSBC Short Duration Fund - Bonus	HSBC	₹27.5331	3 Jun 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.5675	3 Jun 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.4111	3 Jun 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.5088	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹62.9845
2 Jun 2026	₹63.0013
1 Jun 2026	₹62.9726
29 May 2026	₹62.9617
27 May 2026	₹62.9003
26 May 2026	₹62.8678
25 May 2026	₹62.8570
22 May 2026	₹62.7508
21 May 2026	₹62.7091
20 May 2026	₹62.7840

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Short Term Plan-Growth is ₹62.9845. It's a Short Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Short Term Plan-Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Short Term Plan-Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Short Term Plan-Growth has delivered a absolute return of 4.73% — -14.65 pp behind the Short Duration Fund category average of 19.37%. The fund ranks #11 of 40 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Short Term Plan-Growth has delivered a CAGR of 7.03% — +1.34 pp ahead of the Short Duration Fund category average of 5.69%. The fund ranks #11 of 40 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Short Term Plan-Growth has delivered a CAGR of 6.30% — +2.2 pp ahead of the Short Duration Fund category average of 4.10%. The fund ranks #12 of 38 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Short Term Plan-Growth exactly 10 years ago would be worth approximately ₹200,360 today — a multiplier of 2.00×, based on the 10-year CAGR of 7.20%. The category average over the same window would have grown ₹1 lakh to ₹162,129.

A ₹10,000 monthly SIP in ICICI Prudential Short Term Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹711,460 today. That's an XIRR (money-weighted annualised return) of 6.75%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Short Term Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,708,215 (multiplier 1.42×). XIRR: 6.86%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Short Term Plan-Growth ranks #12 out of 38 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.10%; this fund delivered 6.30%.

The worst peak-to-trough decline ICICI Prudential Short Term Plan-Growth has experienced over the last 5-year window is 0.72% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Short Term Plan-Growth averaged 8.06% (best 9.75%, worst 6.30%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.32 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Short Term Plan-Growth returned 7.97% — lagging the Short Duration Fund category average of 34.44% by 26.47 pp. It ranked #5 of 25 in its category that year.

ICICI Prudential Short Term Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Short Term Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Short Term Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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