Should I invest in ICICI Prudential Short Term Gilt Fund Bonus?

We don't give personal investment advice. ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus

Latest NAV

₹12.8615

As of

27 Mar 2018

723 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.52%	-0.15%	+0.67	1 / 48	Q1
1W	+0.63%	-0.27%	+0.90	3 / 48	Q1
2W	+0.99%	-0.20%	+1.19	3 / 48	Q1
1M	+1.25%	+0.99%	+0.26	26 / 48	Q3
3M	+1.37%	+2.06%	-0.69	33 / 48	Q3
6M	+1.66%	+2.31%	-0.65	30 / 48	Q3
YTD	+1.40%	+1.92%	-0.52	32 / 48	Q3
1Y	+6.08%	+1.58%	+4.50	5 / 48	Q1
2Y	+8.30%	+2.94%	+5.36	3 / 44	Q1
3Y	+8.66%	+3.59%	+5.07	4 / 41	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.68%	+3.62%	+5.07	6 / 48	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	+1.40%	+4.31%	-2.91	25 / 31
2017	+5.17%	-0.85%	+6.02	2 / 33
2016	+12.42%	+9.36%	+3.07	11 / 31
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.73%

25 windows

min 4.8% · max 14.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.66%

1 window

min 8.7% · max 8.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.75%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

2.03

Downside-only deviation

Max drawdown

-1.52%

Nov 2016 → Dec 2016

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - IDCW Option - Direct Plan	HDFC	₹13.0890	17 Jul 2026
NIPPON INDIA GILT FUND - Direct Plan - MONTHLY IDCW Option	Nippon India	₹11.7233	17 Jul 2026
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.2275	17 Jul 2026
ICICI Prudential Gilt Fund - Direct Plan - IDCW	ICICI Prudential	₹18.6860	17 Jul 2026
Invesco India Gilt Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,218.5847	17 Jul 2026
Bandhan Gilt Fund - Direct Plan - Annual IDCW	Bandhan	₹12.7227	17 Jul 2026
quant Gilt Fund - IDCW Option - Direct Plan	Quant	₹12.5478	17 Jul 2026
Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW	Aditya Birla Sun Life	₹11.6482	17 Jul 2026
Franklin India Government Securities Fund - Direct - IDCW	Franklin India	₹11.8904	17 Jul 2026
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹24.5773	17 Jul 2026

Recent NAVs

Date	NAV
27 Mar 2018	₹12.8615
26 Mar 2018	₹12.7945
23 Mar 2018	₹12.7990
22 Mar 2018	₹12.7936
21 Mar 2018	₹12.7861
20 Mar 2018	₹12.7807
19 Mar 2018	₹12.7733
16 Mar 2018	₹12.7694
15 Mar 2018	₹12.7467
14 Mar 2018	₹12.7328

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 27 Mar 2018, the NAV of ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus is ₹12.8615. It's a Gilt Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus has NAV history starting from 31 Mar 2015, a track record of about 11 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus is managed by ICICI Prudential. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus has delivered a absolute return of 6.08% — +4.5 pp ahead of the Gilt Fund category average of 1.58%. The fund ranks #5 of 48 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus has delivered a CAGR of 8.66% — +5.07 pp ahead of the Gilt Fund category average of 3.59%. The fund ranks #4 of 41 in its category — the top (Q1) quartile.

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus exactly 3 years ago would be worth approximately ₹128,284 today — a multiplier of 1.28×, based on the 3-year CAGR of 8.66%. The category average over the same window would have grown ₹1 lakh to ₹111,154.

A ₹10,000 monthly SIP in ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus over the last 3 years — total invested ₹360,000 — would be worth ₹405,214 today. That's an XIRR (money-weighted annualised return) of 7.84%.

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹405,214 — XIRR 7.84%.

On a 3-year basis, ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus ranks #4 out of 41 funds in the Gilt Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.59%; this fund delivered 8.66%.

The worst peak-to-trough decline ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus has experienced over the last 3-year window is 1.52% — its NAV fell from a high on 24 Nov 2016 to a low on 27 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus averaged 8.66% (best 8.66%, worst 8.66%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.68 — reasonable risk-adjusted performance.

In calendar year 2017, ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus returned 5.17% — beating the Gilt Fund category average of -0.85% by 6.02 pp. It ranked #2 of 33 in its category that year.

ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Short Term Gilt Fund - Direct Plan Bonus is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.