Should I invest in ICICI Prudential Short Term Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Short Term Fund - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 1.28%.

ICICI Prudential

ICICI Prudential Short Term Fund - Half Yearly IDCW

Latest NAV

₹13.4958

As of

16 Sep 2022

1,848 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+0.01%	-0.05	37 / 39	Q4
1W	-0.04%	+15.04%	-15.07	37 / 40	Q4
2W	+0.23%	+15.09%	-14.86	29 / 40	Q3
1M	+0.60%	+16.91%	-16.31	9 / 40	Q1
3M	+2.69%	+17.18%	-14.49	8 / 40	Q1
6M	+1.47%	+18.01%	-16.53	15 / 40	Q2
YTD	+1.82%	+17.67%	-15.85	9 / 40	Q1
1Y	-0.52%	+19.37%	-19.89	35 / 40	Q4
2Y	-2.39%	+8.20%	-10.59	39 / 40	Q4
3Y	-0.66%	+5.69%	-6.36	39 / 40	Q4
4Y	+0.70%	+4.90%	-4.19	26 / 39	Q3
5Y	+1.28%	+4.10%	-2.82	26 / 38	Q3
7Y	+3.55%	+2.87%	+0.68	23 / 37	Q3
10Y	—	—	—	—	—
Inception	+3.83%	+1.92%	+1.92	23 / 40	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+1.82%	+2.62%	-0.80	15 / 26
2021	-1.52%	+3.74%	-5.26	25 / 26
2020	-0.10%	+3.74%	-3.84	24 / 30
2019	-0.02%	+2.23%	-2.25	20 / 30
2018	+5.74%	+2.73%	+3.01	9 / 30
2017	+5.63%	+2.37%	+3.27	6 / 37
2016	+10.99%	+5.27%	+5.72	3 / 37
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.78%

82 windows

min -5.1% · max 11.7%

72% positive

3-Year rolling

+3.54%

57 windows

min -1.0% · max 8.2%

79% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.61%

33 windows

min 1.1% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.67%

9 windows

min 3.5% · max 3.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.60%

3-year · annualised

Sharpe ratio

-1.26

vs risk-free 6.5%

Sortino ratio

-1.42

Downside-only deviation

Max drawdown

-7.63%

Sep 2020 → Sep 2020

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.1985	3 Jun 2026
NIPPON INDIA SHORT DURATION FUND - IDCW Option	Nippon India	₹22.3820	3 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹33.4345	3 Jun 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.0670	3 Jun 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.0814	3 Jun 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.0819	3 Jun 2026
HSBC Short Duration Fund - Bonus	HSBC	₹27.5331	3 Jun 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.5675	3 Jun 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.4111	3 Jun 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.5088	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹13.4958
15 Sep 2022	₹13.5008
14 Sep 2022	₹13.5090
13 Sep 2022	₹13.5137
12 Sep 2022	₹13.5038
9 Sep 2022	₹13.5008
8 Sep 2022	₹13.4982
7 Sep 2022	₹13.4908
6 Sep 2022	₹13.4831
5 Sep 2022	₹13.4731

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Short Term Fund - Half Yearly IDCW is ₹13.4958. It's a Short Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Short Term Fund - Half Yearly IDCW has NAV history starting from 23 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Short Term Fund - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Short Term Fund - Half Yearly IDCW has delivered a absolute return of -0.52% — -19.89 pp behind the Short Duration Fund category average of 19.37%. The fund ranks #35 of 40 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Short Term Fund - Half Yearly IDCW has delivered a CAGR of -0.66% — -6.36 pp behind the Short Duration Fund category average of 5.69%. The fund ranks #39 of 40 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Short Term Fund - Half Yearly IDCW has delivered a CAGR of 1.28% — -2.82 pp behind the Short Duration Fund category average of 4.10%. The fund ranks #26 of 38 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Short Term Fund - Half Yearly IDCW exactly 5 years ago would be worth approximately ₹106,555 today — a multiplier of 1.07×, based on the 5-year CAGR of 1.28%. The category average over the same window would have grown ₹1 lakh to ₹122,243.

A ₹10,000 monthly SIP in ICICI Prudential Short Term Fund - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹608,360 today. That's an XIRR (money-weighted annualised return) of 0.54%.

ICICI Prudential Short Term Fund - Half Yearly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹888,984 — XIRR 1.60%.

On a 5-year basis, ICICI Prudential Short Term Fund - Half Yearly IDCW ranks #26 out of 38 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.10%; this fund delivered 1.28%.

The worst peak-to-trough decline ICICI Prudential Short Term Fund - Half Yearly IDCW has experienced over the last 5-year window is 7.63% — its NAV fell from a high on 03 Sep 2020 to a low on 30 Sep 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Short Term Fund - Half Yearly IDCW averaged 3.61% (best 6.18%, worst 1.08%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.05 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Short Term Fund - Half Yearly IDCW returned -1.52% — lagging the Short Duration Fund category average of 3.74% by 5.26 pp. It ranked #25 of 26 in its category that year.

ICICI Prudential Short Term Fund - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Short Term Fund - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.6%. 5-year CAGR: 1.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.