Should I invest in ICICI Prudential Short Term Fund - Bonus?

We don't give personal investment advice. ICICI Prudential Short Term Fund - Direct Plan - Bonus is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 8.94%.

ICICI Prudential

ICICI Prudential Short Term Fund - Direct Plan - Bonus

Latest NAV

₹40.9620

As of

28 May 2019

1,193 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.03	8 / 70	Q1
1W	+0.63%	+7.45%	-6.81	4 / 70	Q1
2W	+0.96%	+7.41%	-6.45	4 / 70	Q1
1M	+1.37%	+8.42%	-7.05	4 / 70	Q1
3M	+3.04%	+9.30%	-6.26	6 / 70	Q1
6M	+5.48%	+9.67%	-4.19	6 / 70	Q1
YTD	+4.32%	+9.57%	-5.25	7 / 70	Q1
1Y	+9.37%	+10.46%	-1.09	4 / 70	Q1
2Y	+7.47%	+6.36%	+1.11	19 / 69	Q2
3Y	+8.53%	+5.29%	+3.24	4 / 67	Q1
4Y	+8.71%	+5.04%	+3.67	6 / 59	Q1
5Y	+8.94%	+4.43%	+4.51	6 / 57	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.01%	+3.29%	+5.72	4 / 69	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2019 YTD	+4.32%	+0.83%	+3.49	12 / 50
2018	+6.68%	+1.84%	+4.84	4 / 48
2017	+6.55%	+1.67%	+4.88	2 / 47
2016	+11.78%	+4.15%	+7.63	3 / 45
2015	+8.64%	+3.55%	+5.09	1 / 8
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.72%

49 windows

min 4.7% · max 12.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+8.98%

25 windows

min 8.1% · max 10.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.95%

3-year · annualised

Sharpe ratio

0.89

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.96%

Dec 2016 → Dec 2016

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3040	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.8850	17 Jul 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹20.2356	17 Jul 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6812	17 Jul 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,021.8141	17 Jul 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹11.0863	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹11.0543	17 Jul 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.6720	17 Jul 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹16.1853	17 Jul 2026

Recent NAVs

Date	NAV
28 May 2019	₹40.9620
27 May 2019	₹40.9477
24 May 2019	₹40.8395
23 May 2019	₹40.7802
22 May 2019	₹40.7185
21 May 2019	₹40.7050
20 May 2019	₹40.7045
17 May 2019	₹40.6279
16 May 2019	₹40.5896
15 May 2019	₹40.5783

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 May 2019, the NAV of ICICI Prudential Short Term Fund - Direct Plan - Bonus is ₹40.9620. It's a Short Duration Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Short Term Fund - Direct Plan - Bonus has NAV history starting from 12 Jun 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Short Term Fund - Direct Plan - Bonus is managed by ICICI Prudential. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Short Term Fund - Direct Plan - Bonus has delivered a absolute return of 9.37% — -1.09 pp behind the Short Duration Fund category average of 10.46%. The fund ranks #4 of 70 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Short Term Fund - Direct Plan - Bonus has delivered a CAGR of 8.53% — +3.24 pp ahead of the Short Duration Fund category average of 5.29%. The fund ranks #4 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Short Term Fund - Direct Plan - Bonus has delivered a CAGR of 8.94% — +4.51 pp ahead of the Short Duration Fund category average of 4.43%. The fund ranks #6 of 57 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Short Term Fund - Direct Plan - Bonus exactly 5 years ago would be worth approximately ₹153,420 today — a multiplier of 1.53×, based on the 5-year CAGR of 8.94%. The category average over the same window would have grown ₹1 lakh to ₹124,190.

A ₹10,000 monthly SIP in ICICI Prudential Short Term Fund - Direct Plan - Bonus over the last 3 years — total invested ₹360,000 — would be worth ₹406,184 today. That's an XIRR (money-weighted annualised return) of 8.00%.

ICICI Prudential Short Term Fund - Direct Plan - Bonus doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹406,184 — XIRR 8.00%.

On a 5-year basis, ICICI Prudential Short Term Fund - Direct Plan - Bonus ranks #6 out of 57 funds in the Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.43%; this fund delivered 8.94%.

The worst peak-to-trough decline ICICI Prudential Short Term Fund - Direct Plan - Bonus has experienced over the last 5-year window is 0.96% — its NAV fell from a high on 06 Dec 2016 to a low on 27 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Short Term Fund - Direct Plan - Bonus averaged 8.98% (best 10.62%, worst 8.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.16 — strong risk-adjusted performance.

In calendar year 2018, ICICI Prudential Short Term Fund - Direct Plan - Bonus returned 6.68% — beating the Short Duration Fund category average of 1.84% by 4.84 pp. It ranked #4 of 48 in its category that year.

ICICI Prudential Short Term Fund - Direct Plan - Bonus is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Short Term Fund - Direct Plan - Bonus is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 8.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.