Should I invest in ICICI Prudential Savings Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Savings Fund - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 0.76%.

ICICI Prudential

ICICI Prudential Savings Fund - Quarterly IDCW

Latest NAV

₹110.1763

As of

3 Jun 2026

2,890 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	20 / 46	Q2
1W	+0.22%	-7.85%	+8.07	11 / 50	Q1
2W	+0.18%	-4.03%	+4.21	16 / 48	Q2
1M	+0.17%	-4.03%	+4.20	21 / 48	Q2
3M	-0.24%	-3.68%	+3.44	43 / 48	Q4
6M	-0.56%	-2.28%	+1.72	44 / 48	Q4
YTD	+0.65%	-2.40%	+3.05	24 / 48	Q2
1Y	-0.01%	-0.31%	+0.30	38 / 48	Q4
2Y	+0.62%	+4.01%	-3.40	25 / 45	Q3
3Y	+0.56%	+3.64%	-3.07	24 / 43	Q3
4Y	+1.09%	+3.46%	-2.37	22 / 43	Q3
5Y	+0.76%	+3.44%	-2.68	23 / 39	Q3
7Y	+0.57%	+3.33%	-2.77	25 / 38	Q3
10Y	+0.56%	+3.05%	-2.49	21 / 37	Q3
Inception	+0.55%	+4.12%	-3.57	26 / 46	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.65%	+0.90%	-0.25	20 / 37
2025	+1.46%	+3.42%	-1.96	18 / 36
2024	+0.50%	+3.30%	-2.81	19 / 38
2023	+0.66%	-2.05%	+2.70	21 / 40
2022	+1.26%	+3.32%	-2.06	22 / 37
2021	+0.31%	+2.96%	-2.65	20 / 34
2020	+0.38%	+4.32%	-3.93	26 / 35
2019	+0.37%	+1.00%	-0.63	17 / 39
2018	+0.52%	+2.90%	-2.38	20 / 37
2017	+0.33%	+2.57%	-2.24	16 / 37
2016	+0.48%	+3.64%	-3.16	25 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.61%

134 windows

min -1.6% · max 3.3%

88% positive

3-Year rolling

+0.57%

110 windows

min -0.4% · max 1.6%

96% positive

5-Year rolling

+0.54%

86 windows

min 0.0% · max 1.0%

100% positive

7-Year rolling

+0.54%

61 windows

min 0.1% · max 0.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.66%

3-year · annualised

Sharpe ratio

-2.22

vs risk-free 6.5%

Sortino ratio

-2.86

Downside-only deviation

Max drawdown

-1.94%

Jun 2023 → Jun 2023

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,089.8894	3 Jun 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,068.9854	3 Jun 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5303	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	3 Jun 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	3 Jun 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,337.4714	3 Jun 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹687.0564	3 Jun 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1011	3 Jun 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.4425	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹110.1763
2 Jun 2026	₹110.1661
1 Jun 2026	₹110.1326
29 May 2026	₹110.0447
27 May 2026	₹109.9508
26 May 2026	₹109.9234
25 May 2026	₹109.9349
22 May 2026	₹109.8548
21 May 2026	₹109.8395
20 May 2026	₹109.9318

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Savings Fund - Quarterly IDCW is ₹110.1763. It's a Low Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Savings Fund - Quarterly IDCW has NAV history starting from 12 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Savings Fund - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Savings Fund - Quarterly IDCW has delivered a absolute return of -0.01% — +0.3 pp ahead of the Low Duration Fund category average of -0.31%. The fund ranks #38 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Savings Fund - Quarterly IDCW has delivered a CAGR of 0.56% — -3.07 pp behind the Low Duration Fund category average of 3.64%. The fund ranks #24 of 43 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Savings Fund - Quarterly IDCW has delivered a CAGR of 0.76% — -2.68 pp behind the Low Duration Fund category average of 3.44%. The fund ranks #23 of 39 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Savings Fund - Quarterly IDCW exactly 10 years ago would be worth approximately ₹105,739 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.56%. The category average over the same window would have grown ₹1 lakh to ₹135,022.

A ₹10,000 monthly SIP in ICICI Prudential Savings Fund - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹613,691 today. That's an XIRR (money-weighted annualised return) of 0.89%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Savings Fund - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,245,631 (multiplier 1.04×). XIRR: 0.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Savings Fund - Quarterly IDCW ranks #23 out of 39 funds in the Low Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.44%; this fund delivered 0.76%.

The worst peak-to-trough decline ICICI Prudential Savings Fund - Quarterly IDCW has experienced over the last 5-year window is 1.94% — its NAV fell from a high on 22 Jun 2023 to a low on 23 Jun 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Savings Fund - Quarterly IDCW averaged 0.54% (best 0.98%, worst 0.02%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -2.35 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Savings Fund - Quarterly IDCW returned 1.46% — lagging the Low Duration Fund category average of 3.42% by 1.96 pp. It ranked #18 of 36 in its category that year.

ICICI Prudential Savings Fund - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Savings Fund - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 0.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.