Should I invest in ICICI Prudential Savings Fund?

We don't give personal investment advice. ICICI Prudential Savings Fund - IDCW Others is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.8%. 5-year CAGR: 4.52%.

ICICI Prudential

ICICI Prudential Savings Fund - IDCW Others

Latest NAV

₹192.2285

As of

3 Jun 2026

2,890 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	18 / 46	Q2
1W	+0.22%	-7.85%	+8.07	10 / 50	Q1
2W	+0.18%	-4.03%	+4.21	18 / 48	Q2
1M	+0.17%	-4.03%	+4.20	23 / 48	Q2
3M	+1.04%	-3.68%	+4.73	20 / 48	Q2
6M	+2.36%	-2.28%	+4.64	6 / 48	Q1
YTD	+1.95%	-2.40%	+4.34	9 / 48	Q1
1Y	+5.80%	-0.31%	+6.11	6 / 48	Q1
2Y	+4.48%	+4.01%	+0.47	21 / 45	Q2
3Y	+5.58%	+3.64%	+1.94	21 / 43	Q2
4Y	+5.94%	+3.46%	+2.49	20 / 43	Q2
5Y	+4.52%	+3.44%	+1.09	21 / 39	Q3
7Y	+4.06%	+3.33%	+0.72	20 / 38	Q3
10Y	+5.18%	+3.05%	+2.13	14 / 37	Q2
Inception	+5.52%	+4.12%	+1.40	17 / 46	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.95%	+0.90%	+1.05	6 / 37
2025	+2.48%	+3.42%	-0.94	17 / 36
2024	+7.90%	+3.30%	+4.60	2 / 38
2023	+7.63%	-2.05%	+9.68	2 / 40
2022	+0.34%	+3.32%	-2.98	24 / 37
2021	-4.81%	+2.96%	-7.78	34 / 34
2020	+8.54%	+4.32%	+4.22	3 / 35
2019	+8.76%	+1.00%	+7.76	3 / 39
2018	+7.16%	+2.90%	+4.26	5 / 37
2017	+7.01%	+2.57%	+4.44	1 / 37
2016	+9.03%	+3.64%	+5.38	3 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.69%

134 windows

min -4.8% · max 9.5%

84% positive

3-Year rolling

+5.42%

110 windows

min 0.9% · max 8.6%

100% positive

5-Year rolling

+5.06%

86 windows

min 2.6% · max 8.3%

100% positive

7-Year rolling

+5.03%

61 windows

min 4.1% · max 6.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.58%

3-year · annualised

Sharpe ratio

-0.40

vs risk-free 6.5%

Sortino ratio

-0.46

Downside-only deviation

Max drawdown

-4.77%

Mar 2025 → Mar 2025

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,089.8894	3 Jun 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,068.9854	3 Jun 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5303	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	3 Jun 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	3 Jun 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,337.4714	3 Jun 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹687.0564	3 Jun 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1011	3 Jun 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.4425	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹192.2285
2 Jun 2026	₹192.2106
1 Jun 2026	₹192.1522
29 May 2026	₹191.9989
27 May 2026	₹191.8351
26 May 2026	₹191.7872
25 May 2026	₹191.8073
22 May 2026	₹191.6676
21 May 2026	₹191.6408
20 May 2026	₹191.8019

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Savings Fund - IDCW Others is ₹192.2285. It's a Low Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Savings Fund - IDCW Others has NAV history starting from 12 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Savings Fund - IDCW Others is managed by ICICI Prudential. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Savings Fund - IDCW Others has delivered a absolute return of 5.80% — +6.11 pp ahead of the Low Duration Fund category average of -0.31%. The fund ranks #6 of 48 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Savings Fund - IDCW Others has delivered a CAGR of 5.58% — +1.94 pp ahead of the Low Duration Fund category average of 3.64%. The fund ranks #21 of 43 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Savings Fund - IDCW Others has delivered a CAGR of 4.52% — +1.09 pp ahead of the Low Duration Fund category average of 3.44%. The fund ranks #21 of 39 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Savings Fund - IDCW Others exactly 10 years ago would be worth approximately ₹165,691 today — a multiplier of 1.66×, based on the 10-year CAGR of 5.18%. The category average over the same window would have grown ₹1 lakh to ₹135,022.

A ₹10,000 monthly SIP in ICICI Prudential Savings Fund - IDCW Others over the last 5 years — total invested ₹600,000 — would be worth ₹682,333 today. That's an XIRR (money-weighted annualised return) of 5.08%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Savings Fund - IDCW Others = ₹1,200,000 invested. It would currently be worth ₹1,513,150 (multiplier 1.26×). XIRR: 4.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Savings Fund - IDCW Others ranks #21 out of 39 funds in the Low Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.44%; this fund delivered 4.52%.

The worst peak-to-trough decline ICICI Prudential Savings Fund - IDCW Others has experienced over the last 5-year window is 4.77% — its NAV fell from a high on 25 Mar 2025 to a low on 26 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Savings Fund - IDCW Others averaged 5.06% (best 8.26%, worst 2.61%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.75 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Savings Fund - IDCW Others returned 2.48% — lagging the Low Duration Fund category average of 3.42% by 0.94 pp. It ranked #17 of 36 in its category that year.

ICICI Prudential Savings Fund - IDCW Others is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Savings Fund - IDCW Others is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.8%. 5-year CAGR: 4.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Savings Fund - IDCW Others

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

More from ICICI Prudential