Should I invest in ICICI Prudential Savings Fund - Fortnightly IDCW?

We don't give personal investment advice. ICICI Prudential Savings Fund - Fortnightly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: -0.00%.

ICICI Prudential

ICICI Prudential Savings Fund - Fortnightly IDCW

Latest NAV

₹101.7340

As of

17 Jul 2026

2,921 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.04%	+0.00	26 / 47	Q3
1W	-0.02%	+0.09%	-0.11	47 / 47	Q4
2W	-0.05%	+0.05%	-0.10	41 / 47	Q4
1M	+0.04%	+0.33%	-0.29	34 / 47	Q3
3M	+0.06%	+0.72%	-0.67	27 / 46	Q3
6M	+0.11%	+2.44%	-2.33	29 / 46	Q3
YTD	+0.02%	+2.41%	-2.39	32 / 46	Q3
1Y	+0.07%	+4.26%	-4.19	33 / 46	Q3
2Y	+0.04%	+4.13%	-4.10	29 / 45	Q3
3Y	+0.00%	+3.72%	-3.72	31 / 43	Q3
4Y	+0.02%	+3.52%	-3.50	31 / 43	Q3
5Y	0.00%	+3.52%	-3.52	34 / 39	Q4
7Y	+0.08%	+3.36%	-3.27	29 / 38	Q4
10Y	+0.10%	+3.06%	-2.96	26 / 37	Q3
Inception	+0.07%	+4.05%	-3.99	38 / 47	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.02%	+1.60%	-1.58	25 / 37
2025	-0.04%	+3.42%	-3.47	33 / 36
2024	-0.01%	+3.30%	-3.31	33 / 38
2023	+0.01%	+3.11%	-3.10	30 / 38
2022	+0.27%	+3.32%	-3.05	25 / 37
2021	-0.13%	+2.96%	-3.09	31 / 34
2020	+0.59%	+4.32%	-3.73	25 / 35
2019	-0.06%	+1.00%	-1.06	27 / 39
2018	-0.05%	+2.90%	-2.95	35 / 37
2017	-0.05%	+2.57%	-2.62	30 / 37
2016	+0.42%	+3.64%	-3.23	26 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.07%

136 windows

min -1.2% · max 0.8%

57% positive

3-Year rolling

+0.09%

111 windows

min -0.4% · max 0.3%

84% positive

5-Year rolling

+0.11%

87 windows

min -0.2% · max 0.5%

90% positive

7-Year rolling

+0.11%

63 windows

min 0.1% · max 0.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.14%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.79%

Apr 2025 → May 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,116.3182	17 Jul 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	17 Jul 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,115.9642	17 Jul 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5362	17 Jul 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	17 Jul 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	17 Jul 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,366.4841	17 Jul 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹695.5079	17 Jul 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1015	17 Jul 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.7137	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹101.7340
16 Jul 2026	₹101.6877
15 Jul 2026	₹101.7565
14 Jul 2026	₹101.7266
13 Jul 2026	₹101.8069
10 Jul 2026	₹101.7582
9 Jul 2026	₹101.7239
8 Jul 2026	₹101.6733
7 Jul 2026	₹101.7783
6 Jul 2026	₹101.8160

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Savings Fund - Fortnightly IDCW is ₹101.7340. It's a Low Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Savings Fund - Fortnightly IDCW has NAV history starting from 12 Jun 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Savings Fund - Fortnightly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Savings Fund - Fortnightly IDCW has delivered a absolute return of 0.07% — -4.19 pp behind the Low Duration Fund category average of 4.26%. The fund ranks #33 of 46 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Savings Fund - Fortnightly IDCW has delivered a CAGR of 0.00% — -3.72 pp behind the Low Duration Fund category average of 3.72%. The fund ranks #31 of 43 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Savings Fund - Fortnightly IDCW has delivered a CAGR of 0.00% — -3.52 pp behind the Low Duration Fund category average of 3.52%. The fund ranks #34 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Savings Fund - Fortnightly IDCW exactly 10 years ago would be worth approximately ₹101,054 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.10%. The category average over the same window would have grown ₹1 lakh to ₹135,203.

A ₹10,000 monthly SIP in ICICI Prudential Savings Fund - Fortnightly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,382 today. That's an XIRR (money-weighted annualised return) of 0.03%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Savings Fund - Fortnightly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,203,790 (multiplier 1.00×). XIRR: 0.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Savings Fund - Fortnightly IDCW ranks #34 out of 39 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.52%; this fund delivered -0.00%.

The worst peak-to-trough decline ICICI Prudential Savings Fund - Fortnightly IDCW has experienced over the last 5-year window is 0.94% — its NAV fell from a high on 30 Aug 2021 to a low on 28 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Savings Fund - Fortnightly IDCW averaged 0.11% (best 0.50%, worst -0.19%). 90% of rolling windows ended positive.

In calendar year 2025, ICICI Prudential Savings Fund - Fortnightly IDCW returned -0.04% — lagging the Low Duration Fund category average of 3.42% by 3.47 pp. It ranked #33 of 36 in its category that year.

ICICI Prudential Savings Fund - Fortnightly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Savings Fund - Fortnightly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.9%. 5-year CAGR: -0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.