Should I invest in ICICI Prudential Retirement Fund - Hybrid Aggressive?

We don't give personal investment advice. ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.2%. 5-year CAGR: 15.53%.

ICICI Prudential

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option

Latest NAV

₹27.1600

As of

3 Jun 2026

1,785 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.18%	+0.16%	+0.03	5 / 11	Q2
1W	-1.09%	-0.86%	-0.23	6 / 11	Q3
2W	+0.22%	+0.10%	+0.13	5 / 11	Q2
1M	+0.44%	-1.05%	+1.49	1 / 11	Q1
3M	+1.91%	-1.48%	+3.39	1 / 11	Q1
6M	+0.55%	-3.09%	+3.64	2 / 11	Q1
YTD	-0.58%	-3.28%	+2.70	3 / 11	Q2
1Y	+9.57%	+0.25%	+9.32	1 / 11	Q1
2Y	+6.94%	+3.39%	+3.54	2 / 11	Q1
3Y	+19.70%	+11.15%	+8.55	2 / 11	Q1
4Y	+17.68%	+11.57%	+6.11	2 / 11	Q1
5Y	+15.53%	+10.29%	+5.24	2 / 11	Q1
7Y	+14.47%	+10.25%	+4.22	3 / 11	Q2
10Y	—	—	—	—	—
Inception	+14.78%	+10.54%	+4.24	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.58%	-3.28%	+2.70	3 / 11
2025	+12.18%	+5.70%	+6.49	2 / 11
2024	+20.73%	+15.02%	+5.71	2 / 11
2023	+30.99%	+21.68%	+9.31	5 / 11
2022	+0.46%	+2.84%	-2.38	11 / 11
2021	+26.06%	+20.89%	+5.17	5 / 11
2020	+12.98%	+10.17%	+2.81	3 / 11
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.22%

77 windows

min -23.1% · max 55.8%

86% positive

3-Year rolling

+17.69%

53 windows

min 9.2% · max 22.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.52%

28 windows

min 14.7% · max 22.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+14.36%

4 windows

min 13.4% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.79%

3-year · annualised

Sharpe ratio

0.97

vs risk-free 6.5%

Sortino ratio

1.70

Downside-only deviation

Max drawdown

-15.20%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Retirement Fund

Scheme	Fund house	NAV	As of
HDFC Retirement Savings Fund - Equity Plan - Growth Option	HDFC	₹46.8480	3 Jun 2026
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option	Nippon India	₹22.6936	3 Jun 2026
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth	SBI	₹19.7204	3 Jun 2026
ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - Growth Option	ICICI Prudential	₹30.3700	3 Jun 2026
Bandhan Retirement Fund - Direct Plan - Growth	Bandhan	₹12.8150	3 Jun 2026
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth	Aditya Birla Sun Life	₹23.5840	3 Jun 2026
Franklin India Retirement Fund - Direct - Growth	Franklin India	₹235.8290	3 Jun 2026
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option	Baroda BNP Paribas	₹11.4604	3 Jun 2026
PGIM India Retirement Fund - Direct Plan - Growth Option	PGIM India	₹11.9600	3 Jun 2026
Axis Retirement Fund - Aggressive Plan - Direct Growth	Axis	₹19.4100	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.1600
2 Jun 2026	₹27.2500
1 Jun 2026	₹27.2000
29 May 2026	₹27.4100
27 May 2026	₹27.6100
26 May 2026	₹27.5500
25 May 2026	₹27.5200
22 May 2026	₹27.2800
21 May 2026	₹27.2400
20 May 2026	₹27.1900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option is ₹27.1600. It's a Retirement Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option has NAV history starting from 28 Feb 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option is managed by ICICI Prudential. It's classified by AMFI under the 'Retirement Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option has delivered a absolute return of 9.57% — +9.32 pp ahead of the Retirement Fund category average of 0.25%. The fund ranks #1 of 11 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option has delivered a CAGR of 19.70% — +8.55 pp ahead of the Retirement Fund category average of 11.15%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option has delivered a CAGR of 15.53% — +5.24 pp ahead of the Retirement Fund category average of 10.29%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option exactly 5 years ago would be worth approximately ₹205,815 today — a multiplier of 2.06×, based on the 5-year CAGR of 15.53%. The category average over the same window would have grown ₹1 lakh to ₹163,199.

A ₹10,000 monthly SIP in ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹879,346 today. That's an XIRR (money-weighted annualised return) of 15.27%.

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,502,210 — XIRR 16.30%.

On a 5-year basis, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option ranks #2 out of 11 funds in the Retirement Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.29%; this fund delivered 15.53%.

The worst peak-to-trough decline ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option has experienced over the last 5-year window is 15.20% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option averaged 18.52% (best 22.05%, worst 14.71%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.73 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option returned 12.18% — beating the Retirement Fund category average of 5.70% by 6.49 pp. It ranked #2 of 11 in its category that year.

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.2%. 5-year CAGR: 15.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Retirement Fund

Recent NAVs

Frequently asked questions

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