Should I invest in Axis Retirement Fund - Aggressive Plan - Direct Growth?

We don't give personal investment advice. Axis Retirement Fund - Aggressive Plan - Direct Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 8.91%.

Axis

Axis Retirement Fund - Aggressive Plan - Direct Growth

Latest NAV

₹20.3300

As of

17 Jul 2026

1,625 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.49%	+0.15%	+0.34	4 / 30	Q1
1W	+0.15%	-0.05%	+0.20	3 / 30	Q1
2W	+0.54%	+0.24%	+0.30	7 / 30	Q1
1M	+1.85%	+1.44%	+0.41	5 / 30	Q1
3M	+2.78%	+2.97%	-0.19	13 / 30	Q2
6M	+0.40%	+2.28%	-1.88	26 / 30	Q4
YTD	-1.21%	+1.24%	-2.45	27 / 30	Q4
1Y	+0.00%	+2.97%	-2.97	27 / 30	Q4
2Y	+2.71%	+4.32%	-1.61	24 / 30	Q4
3Y	+12.23%	+11.33%	+0.91	11 / 27	Q2
4Y	+12.75%	+12.57%	+0.18	14 / 26	Q3
5Y	+8.91%	+10.51%	-1.61	15 / 26	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.41%	+11.61%	-0.20	12 / 30	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.21%	+1.24%	-2.45	27 / 30
2025	+5.02%	+5.89%	-0.87	20 / 30
2024	+20.81%	+15.71%	+5.09	8 / 28
2023	+21.33%	+21.10%	+0.22	14 / 27
2022	-5.62%	+2.72%	-8.35	26 / 26
2021	+18.17%	+18.09%	+0.07	10 / 22
2020	+18.36%	+13.07%	+5.29	4 / 22
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.86%

68 windows

min -8.0% · max 45.6%

79% positive

3-Year rolling

+13.32%

44 windows

min 7.8% · max 18.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.35%

20 windows

min 8.9% · max 18.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.12%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-13.96%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Retirement Fund

Scheme	Fund house	NAV	As of
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan	HDFC	₹55.9750	17 Jul 2026
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option	Nippon India	₹23.4880	17 Jul 2026
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth	SBI	₹20.6550	17 Jul 2026
ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - Growth Option	ICICI Prudential	₹31.3300	17 Jul 2026
Bandhan Retirement Fund - Direct Plan - Growth	Bandhan	₹13.2520	17 Jul 2026
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth	Aditya Birla Sun Life	₹25.1110	17 Jul 2026
Franklin India Retirement Fund - Direct - Growth	Franklin India	₹241.8786	17 Jul 2026
Baroda BNP Paribas Retirement Fund - Direct plan - Growth option	Baroda BNP Paribas	₹11.9607	17 Jul 2026
PGIM India Retirement Fund - Direct Plan - Growth Option	PGIM India	₹12.6800	17 Jul 2026
Axis Retirement Fund - Conservative Plan - Direct Growth	Axis	₹17.7021	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.3300
16 Jul 2026	₹20.2300
15 Jul 2026	₹20.2300
14 Jul 2026	₹20.1700
13 Jul 2026	₹20.2900
10 Jul 2026	₹20.3000
9 Jul 2026	₹20.1100
8 Jul 2026	₹20.0100
7 Jul 2026	₹20.3300
6 Jul 2026	₹20.3300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Axis Retirement Fund - Aggressive Plan - Direct Growth is ₹20.3300. It's a Retirement Fund from Axis, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Axis Retirement Fund - Aggressive Plan - Direct Growth has NAV history starting from 27 Dec 2019, a track record of about 6 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Retirement Fund - Aggressive Plan - Direct Growth is managed by Axis. It's classified by AMFI under the 'Retirement Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Retirement Fund - Aggressive Plan - Direct Growth has delivered a absolute return of 0.00% — -2.97 pp behind the Retirement Fund category average of 2.97%. The fund ranks #27 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Retirement Fund - Aggressive Plan - Direct Growth has delivered a CAGR of 12.23% — +0.91 pp ahead of the Retirement Fund category average of 11.33%. The fund ranks #11 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Axis Retirement Fund - Aggressive Plan - Direct Growth has delivered a CAGR of 8.91% — -1.61 pp behind the Retirement Fund category average of 10.51%. The fund ranks #15 of 26 in its category — the third (Q3) quartile.

₹1 lakh invested in Axis Retirement Fund - Aggressive Plan - Direct Growth exactly 5 years ago would be worth approximately ₹153,203 today — a multiplier of 1.53×, based on the 5-year CAGR of 8.91%. The category average over the same window would have grown ₹1 lakh to ₹164,843.

A ₹10,000 monthly SIP in Axis Retirement Fund - Aggressive Plan - Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹764,018 today. That's an XIRR (money-weighted annualised return) of 9.60%.

Axis Retirement Fund - Aggressive Plan - Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹764,018 — XIRR 9.60%.

On a 5-year basis, Axis Retirement Fund - Aggressive Plan - Direct Growth ranks #15 out of 26 funds in the Retirement Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.51%; this fund delivered 8.91%.

The worst peak-to-trough decline Axis Retirement Fund - Aggressive Plan - Direct Growth has experienced over the last 5-year window is 21.03% — its NAV fell from a high on 14 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Retirement Fund - Aggressive Plan - Direct Growth averaged 13.35% (best 18.69%, worst 8.91%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Axis Retirement Fund - Aggressive Plan - Direct Growth returned 5.02% — lagging the Retirement Fund category average of 5.89% by 0.87 pp. It ranked #20 of 30 in its category that year.

Axis Retirement Fund - Aggressive Plan - Direct Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Axis Retirement Fund - Aggressive Plan - Direct Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.0%. 5-year CAGR: 8.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.