Should I invest in ICICI Prudential Regular Savings Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 0.66%.

ICICI Prudential

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW

Latest NAV

₹14.8573

As of

3 Jun 2026

3,233 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+28.60%	-28.48	18 / 44	Q2
1W	-0.36%	+25.50%	-25.86	28 / 45	Q3
2W	+0.13%	+25.90%	-25.77	23 / 45	Q3
1M	+0.18%	+25.25%	-25.06	10 / 44	Q1
3M	+0.68%	+27.70%	-27.02	10 / 43	Q1
6M	-1.49%	+20.63%	-22.12	14 / 41	Q2
YTD	+0.10%	+16.85%	-16.74	10 / 42	Q1
1Y	+0.78%	+22.20%	-21.42	9 / 41	Q1
2Y	+1.32%	+6.89%	-5.57	13 / 41	Q2
3Y	+1.11%	+2.36%	-1.26	22 / 38	Q3
4Y	+1.72%	+2.88%	-1.15	23 / 38	Q3
5Y	+0.66%	+2.44%	-1.78	25 / 36	Q3
7Y	+0.79%	+2.63%	-1.83	26 / 34	Q4
10Y	+1.57%	+2.19%	-0.62	14 / 32	Q2
Inception	+2.17%	+18.00%	-15.83	19 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.10%	-2.43%	+2.53	5 / 35
2025	+4.79%	+0.75%	+4.04	5 / 37
2024	+0.21%	+4.66%	-4.45	34 / 37
2023	+1.14%	+5.35%	-4.22	32 / 37
2022	-1.84%	+22.58%	-24.41	22 / 38
2021	+1.16%	+1.59%	-0.43	32 / 38
2020	+1.28%	+4.76%	-3.49	29 / 35
2019	+0.46%	+0.47%	-0.01	20 / 35
2018	-0.88%	-3.59%	+2.71	5 / 35
2017	+3.88%	+4.34%	-0.46	14 / 35
2016	+3.78%	+3.67%	+0.11	12 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.54%

152 windows

min -5.2% · max 16.1%

74% positive

3-Year rolling

+1.96%

127 windows

min -1.2% · max 8.3%

87% positive

5-Year rolling

+1.71%

103 windows

min -0.2% · max 5.9%

96% positive

7-Year rolling

+1.66%

79 windows

min 0.1% · max 4.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.79%

3-year · annualised

Sharpe ratio

-1.10

vs risk-free 6.5%

Sortino ratio

-1.54

Downside-only deviation

Max drawdown

-5.21%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - IDCW Monthly - Direct Plan	HDFC	₹14.9578	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹25.1501	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹16.5400	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-IDCW	Bandhan	₹12.9865	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW	Aditya Birla Sun Life	₹26.6729	3 Jun 2026
Franklin India Conservative Hybrid Fund - Plan A - Direct - Monthly - IDCW	Franklin India	₹14.1894	3 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹13.2775	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Direct Plan - Monthly IDCW	Parag Parikh	₹10.8153	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly	DSP	₹13.9942	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.8573
2 Jun 2026	₹14.8777
1 Jun 2026	₹14.8606
29 May 2026	₹14.8891
27 May 2026	₹14.9273
26 May 2026	₹14.9313
25 May 2026	₹14.9299
22 May 2026	₹14.8639
21 May 2026	₹14.8477
20 May 2026	₹14.8560

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW is ₹14.8573. It's a Conservative Hybrid Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW has NAV history starting from 08 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW has delivered a absolute return of 0.78% — -21.42 pp behind the Conservative Hybrid Fund category average of 22.20%. The fund ranks #9 of 41 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 1.11% — -1.26 pp behind the Conservative Hybrid Fund category average of 2.36%. The fund ranks #22 of 38 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 0.66% — -1.78 pp behind the Conservative Hybrid Fund category average of 2.44%. The fund ranks #25 of 36 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW exactly 10 years ago would be worth approximately ₹116,850 today — a multiplier of 1.17×, based on the 10-year CAGR of 1.57%. The category average over the same window would have grown ₹1 lakh to ₹124,160.

A ₹10,000 monthly SIP in ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹623,922 today. That's an XIRR (money-weighted annualised return) of 1.54%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,270,132 (multiplier 1.06×). XIRR: 1.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW ranks #25 out of 36 funds in the Conservative Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.44%; this fund delivered 0.66%.

The worst peak-to-trough decline ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW has experienced over the last 5-year window is 7.71% — its NAV fell from a high on 30 Sep 2021 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW averaged 1.71% (best 5.86%, worst -0.22%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -1.13 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW returned 4.79% — beating the Conservative Hybrid Fund category average of 0.75% by 4.04 pp. It ranked #5 of 37 in its category that year.

ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.7%. 5-year CAGR: 0.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.