Should I invest in ICICI Prudential Moderate Plan?

We don't give personal investment advice. ICICI Prudential Moderate Plan-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 5.14%.

ICICI Prudential

ICICI Prudential Moderate Plan-Dividend Option

Latest NAV

₹96.0604

As of

17 Jul 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.24%	-2.25%	+2.49	23 / 88	Q2
1W	0.00%	-13.29%	+13.29	37 / 94	Q2
2W	+0.15%	-13.45%	+13.60	27 / 94	Q2
1M	+1.24%	-13.34%	+14.58	13 / 94	Q1
3M	+1.86%	-12.05%	+13.91	40 / 94	Q2
6M	+0.88%	-10.21%	+11.09	45 / 94	Q2
YTD	+0.19%	-8.53%	+8.72	45 / 94	Q2
1Y	+2.93%	-3.54%	+6.48	52 / 92	Q3
2Y	+6.08%	-4.11%	+10.19	37 / 89	Q2
3Y	+8.06%	-3.43%	+11.49	42 / 89	Q2
4Y	+7.47%	-5.90%	+13.37	40 / 65	Q3
5Y	+5.14%	-8.88%	+14.02	40 / 61	Q3
7Y	+7.96%	-10.25%	+18.21	25 / 55	Q2
10Y	+8.83%	-15.63%	+24.46	20 / 44	Q2
Inception	+9.35%	-5.94%	+15.29	33 / 98	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.19%	-0.05%	+0.24	17 / 40
2025	+10.15%	+15.89%	-5.74	15 / 39
2024	+4.46%	+12.44%	-7.98	33 / 39
2023	+8.11%	+16.47%	-8.37	30 / 39
2022	-1.43%	-18.99%	+17.56	31 / 47
2021	+16.28%	+18.34%	-2.06	25 / 42
2020	+13.22%	+7.19%	+6.03	16 / 40
2019	+9.73%	+6.26%	+3.47	8 / 38
2018	+8.98%	+1.39%	+7.60	2 / 38
2017	+14.31%	+11.93%	+2.37	16 / 38
2016	+12.67%	+4.96%	+7.71	4 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.27%

236 windows

min -29.9% · max 49.1%

86% positive

3-Year rolling

+9.77%

211 windows

min 2.5% · max 20.3%

100% positive

5-Year rolling

+9.91%

187 windows

min 4.9% · max 14.9%

100% positive

7-Year rolling

+10.03%

163 windows

min 7.6% · max 13.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.22%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-8.18%

Feb 2024 → Feb 2024

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Income Plus Arbitrage Active FOF - IDCW Option	HDFC	₹36.0468	17 Jul 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹20.8824	17 Jul 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹170.3532	17 Jul 2026
QUANTUM EQUITY FUND OF FUNDS-Dividend Plan	Quantum	₹86.3870	17 Jul 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- IDCW	Franklin India	₹20.5634	17 Jul 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹41.1991	17 Jul 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹247.0000	17 Jul 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹53.5272	17 Jul 2026
HSBC Aggressive Hybrid Active FOF - Dividend	HSBC	₹29.7952	17 Jul 2026
IDFC - All Seasons Bond Fund - Annual Dividend	IDFC	₹14.7439	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹96.0604
16 Jul 2026	₹95.8351
15 Jul 2026	₹95.8722
14 Jul 2026	₹95.6821
13 Jul 2026	₹96.1182
10 Jul 2026	₹96.0645
9 Jul 2026	₹95.3347
8 Jul 2026	₹94.9349
7 Jul 2026	₹96.1677
6 Jul 2026	₹96.2055

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Moderate Plan-Dividend Option is ₹96.0604. It's a Fund of Funds - Domestic from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Moderate Plan-Dividend Option has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Moderate Plan-Dividend Option is managed by ICICI Prudential. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Moderate Plan-Dividend Option has delivered a absolute return of 2.93% — +6.48 pp ahead of the Fund of Funds - Domestic category average of -3.54%. The fund ranks #52 of 92 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Moderate Plan-Dividend Option has delivered a CAGR of 8.06% — +11.49 pp ahead of the Fund of Funds - Domestic category average of -3.43%. The fund ranks #42 of 89 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Moderate Plan-Dividend Option has delivered a CAGR of 5.14% — +14.02 pp ahead of the Fund of Funds - Domestic category average of -8.88%. The fund ranks #40 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Moderate Plan-Dividend Option exactly 10 years ago would be worth approximately ₹233,136 today — a multiplier of 2.33×, based on the 10-year CAGR of 8.83%. The category average over the same window would have grown ₹1 lakh to ₹18,279.

A ₹10,000 monthly SIP in ICICI Prudential Moderate Plan-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹709,939 today. That's an XIRR (money-weighted annualised return) of 6.66%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Moderate Plan-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,806,096 (multiplier 1.51×). XIRR: 7.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Moderate Plan-Dividend Option ranks #40 out of 61 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -8.88%; this fund delivered 5.14%.

The worst peak-to-trough decline ICICI Prudential Moderate Plan-Dividend Option has experienced over the last 5-year window is 11.39% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Moderate Plan-Dividend Option averaged 9.91% (best 14.94%, worst 4.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Moderate Plan-Dividend Option returned 10.15% — lagging the Fund of Funds - Domestic category average of 15.89% by 5.74 pp. It ranked #15 of 39 in its category that year.

ICICI Prudential Moderate Plan-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Moderate Plan-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 5.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Moderate Plan-Dividend Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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