Should I invest in ICICI Prudential Moderate Plan?

We don't give personal investment advice. ICICI Prudential Moderate Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 10.56%.

ICICI Prudential

ICICI Prudential Moderate Plan

Latest NAV

₹121.2619

As of

2 Jun 2026

4,931 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	-2.25%	+2.51	35 / 84	Q2
1W	-0.72%	-13.47%	+12.75	51 / 94	Q3
2W	+0.08%	-13.14%	+13.22	40 / 94	Q2
1M	-0.54%	-13.06%	+12.51	57 / 94	Q3
3M	-0.44%	-13.04%	+12.60	44 / 94	Q2
6M	-2.40%	-9.47%	+7.07	59 / 94	Q3
YTD	-2.81%	-8.78%	+5.97	58 / 94	Q3
1Y	+1.61%	-2.38%	+3.99	56 / 92	Q3
2Y	+6.47%	-3.18%	+9.65	40 / 89	Q2
3Y	+11.09%	-2.94%	+14.03	29 / 89	Q2
4Y	+11.33%	-6.04%	+17.37	23 / 65	Q2
5Y	+10.56%	-8.77%	+19.33	19 / 61	Q2
7Y	+11.65%	-10.32%	+21.97	16 / 55	Q2
10Y	+11.83%	-15.45%	+27.29	11 / 44	Q1
Inception	+10.68%	-6.14%	+16.83	22 / 94	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.81%	-0.63%	-2.17	22 / 40
2025	+10.15%	+15.89%	-5.74	14 / 39
2024	+13.32%	+12.44%	+0.88	20 / 39
2023	+18.14%	+16.47%	+1.66	18 / 39
2022	+8.20%	-18.99%	+27.19	7 / 47
2021	+16.28%	+18.34%	-2.06	24 / 42
2020	+13.22%	+7.19%	+6.03	15 / 40
2019	+9.73%	+6.26%	+3.47	7 / 38
2018	+8.98%	+1.39%	+7.60	1 / 38
2017	+14.31%	+11.93%	+2.37	15 / 38
2016	+12.67%	+4.96%	+7.71	3 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.74%

234 windows

min -30.6% · max 50.4%

92% positive

3-Year rolling

+11.24%

210 windows

min -0.1% · max 20.1%

100% positive

5-Year rolling

+11.20%

185 windows

min 3.4% · max 17.9%

100% positive

7-Year rolling

+11.07%

161 windows

min 7.3% · max 14.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.41%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-8.11%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Income Plus Arbitrage Active FOF - IDCW Option	HDFC	₹35.4833	3 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - IDCW Option	Nippon India	₹20.1044	3 Jun 2026
ICICI Prudential Aggressive Plan	ICICI Prudential	₹164.1283	3 Jun 2026
QUANTUM EQUITY FUND OF FUNDS-Dividend Plan	Quantum	₹81.6490	2 Jun 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- IDCW	Franklin India	₹21.9699	2 Jun 2026
FT India Dynamic PE Ratio Fund of Funds-Dividend	Franklin Templeton	₹39.8960	2 Jun 2026
Kotak Gold Fund Payout of Income Distribution cum capital withdrawal option	Kotak	₹58.9660	3 Jun 2026
Kotak Equity-FOF-Dividend	Kotak Mahindra	₹245.8990	2 Jun 2026
HSBC Aggressive Hybrid Active FOF - Dividend	HSBC	₹28.6691	2 Jun 2026
IDFC - All Seasons Bond Fund - Annual Dividend	IDFC	₹14.5178	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹121.2619
1 Jun 2026	₹120.9549
29 May 2026	₹121.5139
27 May 2026	₹122.2167
26 May 2026	₹122.1372
25 May 2026	₹122.1999
22 May 2026	₹121.3971
21 May 2026	₹121.2214
20 May 2026	₹121.2231
19 May 2026	₹121.1686

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of ICICI Prudential Moderate Plan is ₹121.2619. It's a Fund of Funds - Domestic from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Moderate Plan has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Moderate Plan is managed by ICICI Prudential. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Moderate Plan has delivered a absolute return of 1.61% — +3.99 pp ahead of the Fund of Funds - Domestic category average of -2.38%. The fund ranks #56 of 92 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Moderate Plan has delivered a CAGR of 11.09% — +14.03 pp ahead of the Fund of Funds - Domestic category average of -2.94%. The fund ranks #29 of 89 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Moderate Plan has delivered a CAGR of 10.56% — +19.33 pp ahead of the Fund of Funds - Domestic category average of -8.77%. The fund ranks #19 of 61 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Moderate Plan exactly 10 years ago would be worth approximately ₹305,985 today — a multiplier of 3.06×, based on the 10-year CAGR of 11.83%. The category average over the same window would have grown ₹1 lakh to ₹18,662.

A ₹10,000 monthly SIP in ICICI Prudential Moderate Plan over the last 5 years — total invested ₹600,000 — would be worth ₹765,346 today. That's an XIRR (money-weighted annualised return) of 9.66%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Moderate Plan = ₹1,200,000 invested. It would currently be worth ₹2,169,608 (multiplier 1.81×). XIRR: 11.39%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Moderate Plan ranks #19 out of 61 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -8.77%; this fund delivered 10.56%.

The worst peak-to-trough decline ICICI Prudential Moderate Plan has experienced over the last 5-year window is 8.11% — its NAV fell from a high on 02 Jan 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Moderate Plan averaged 11.20% (best 17.91%, worst 3.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.69 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Moderate Plan returned 10.15% — lagging the Fund of Funds - Domestic category average of 15.89% by 5.74 pp. It ranked #14 of 39 in its category that year.

ICICI Prudential Moderate Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Moderate Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 10.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Moderate Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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