Should I invest in ICICI Prudential Medium Term Bond Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: -0.57%.

ICICI Prudential

ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW

Latest NAV

₹11.1332

As of

16 Sep 2022

2,285 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+52.33%	-52.39	41 / 45	Q4
1W	-0.11%	+32.00%	-32.11	42 / 52	Q4
2W	+0.12%	+49.51%	-49.39	39 / 46	Q4
1M	+0.40%	+49.76%	-49.36	13 / 46	Q2
3M	+2.85%	+50.68%	-47.82	10 / 46	Q1
6M	+0.95%	+52.99%	-52.04	26 / 46	Q3
YTD	+1.62%	+49.92%	-48.30	18 / 46	Q2
1Y	-1.87%	+58.11%	-59.98	36 / 46	Q4
2Y	+1.44%	+18.22%	-16.78	28 / 45	Q3
3Y	-1.23%	+3.00%	-4.23	36 / 37	Q4
4Y	-0.25%	+3.75%	-4.00	34 / 35	Q4
5Y	-0.57%	+3.25%	-3.82	34 / 35	Q4
7Y	+0.21%	+2.19%	-1.98	23 / 31	Q3
10Y	—	—	—	—	—
Inception	+0.95%	+6.67%	-5.71	26 / 47	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+1.62%	+59.88%	-58.26	21 / 41
2021	-2.27%	-0.67%	-1.60	28 / 40
2020	-1.44%	-0.27%	-1.17	25 / 33
2019	+1.13%	+0.77%	+0.37	14 / 32
2018	+1.84%	+1.73%	+0.11	14 / 32
2017	-0.70%	+1.25%	-1.95	24 / 32
2016	+2.35%	+4.35%	-2.00	19 / 31
2015	-1.60%	+2.65%	-4.25	6 / 6
2014	+3.45%	+4.19%	-0.74	2 / 3
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.61%

104 windows

min -3.9% · max 9.9%

56% positive

3-Year rolling

+0.55%

80 windows

min -1.3% · max 4.0%

75% positive

5-Year rolling

+0.52%

55 windows

min -0.7% · max 1.9%

78% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.50%

31 windows

min -0.2% · max 1.8%

94% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.74%

3-year · annualised

Sharpe ratio

-1.12

vs risk-free 6.5%

Sortino ratio

-1.26

Downside-only deviation

Max drawdown

-8.11%

Mar 2020 → Mar 2020

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Fortnightly IDCW Opt - Direct Plan	HDFC	₹10.1151	3 Jun 2026
NIPPON INDIA MEDIUM DURATION FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Medium Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.5440	3 Jun 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹11.4292	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)	Invesco	₹1,326.0991	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.5750	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹14.7184	3 Jun 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹26.7908	3 Jun 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.5232	3 Jun 2026
HSBC Medium Duration Fund - Direct Annual IDCW	HSBC	₹11.4485	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹11.1332
15 Sep 2022	₹11.1400
14 Sep 2022	₹11.1519
13 Sep 2022	₹11.1595
12 Sep 2022	₹11.1472
9 Sep 2022	₹11.1451
8 Sep 2022	₹11.1466
7 Sep 2022	₹11.1360
6 Sep 2022	₹11.1343
5 Sep 2022	₹11.1279

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW is ₹11.1332. It's a Medium Duration Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW has NAV history starting from 26 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a absolute return of -1.87% — -59.98 pp behind the Medium Duration Fund category average of 58.11%. The fund ranks #36 of 46 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of -1.23% — -4.23 pp behind the Medium Duration Fund category average of 3.00%. The fund ranks #36 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of -0.57% — -3.82 pp behind the Medium Duration Fund category average of 3.25%. The fund ranks #34 of 35 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW exactly 5 years ago would be worth approximately ₹97,175 today — a multiplier of 0.97×, based on the 5-year CAGR of -0.57%. The category average over the same window would have grown ₹1 lakh to ₹117,355.

A ₹10,000 monthly SIP in ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹599,420 today. That's an XIRR (money-weighted annualised return) of -0.04%.

ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹841,786 — XIRR 0.06%.

On a 5-year basis, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW ranks #34 out of 35 funds in the Medium Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.25%; this fund delivered -0.57%.

The worst peak-to-trough decline ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW has experienced over the last 5-year window is 8.11% — its NAV fell from a high on 06 Mar 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW averaged 0.52% (best 1.93%, worst -0.71%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is -1.17 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW returned -2.27% — lagging the Medium Duration Fund category average of -0.67% by 1.60 pp. It ranked #28 of 40 in its category that year.

ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Medium Term Bond Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: -0.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.