Should I invest in ICICI Prudential Long Term Bond Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.52%.

ICICI Prudential

ICICI Prudential Long Term Bond Fund - Quarterly IDCW

Latest NAV

₹12.4296

As of

24 Jul 2026

4,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.14%	+0.03	8 / 12	Q3
1W	-0.16%	-0.16%	+0.00	4 / 12	Q2
2W	-0.79%	-0.19%	-0.60	10 / 12	Q4
1M	+0.33%	+0.72%	-0.39	10 / 12	Q4
3M	+1.32%	+2.95%	-1.63	12 / 12	Q4
6M	+0.74%	+2.11%	-1.37	12 / 12	Q4
YTD	+0.27%	+1.32%	-1.05	11 / 12	Q4
1Y	-0.32%	+0.29%	-0.61	8 / 12	Q3
2Y	+0.26%	+1.72%	-1.46	7 / 11	Q3
3Y	+0.57%	+1.70%	-1.13	6 / 11	Q3
4Y	+1.12%	+3.12%	-2.00	6 / 10	Q3
5Y	+0.52%	+2.26%	-1.74	7 / 10	Q3
7Y	+0.40%	+1.57%	-1.17	5 / 9	Q3
10Y	+0.32%	+1.99%	-1.68	2 / 3	Q3
Inception	+0.69%	+3.46%	-2.77	10 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.27%	+1.13%	-0.86	8 / 9
2025	+0.87%	+1.22%	-0.35	6 / 9
2024	+0.75%	+4.10%	-3.35	8 / 8
2023	+0.47%	+2.72%	-2.25	6 / 7
2022	+0.16%	+0.19%	-0.03	7 / 9
2021	-0.93%	-2.52%	+1.60	4 / 9
2020	+2.55%	+6.54%	-3.98	9 / 10
2019	+1.30%	+5.56%	-4.27	8 / 10
2018	+6.71%	+6.71%	0.00	3 / 5
2017	-2.41%	-0.69%	-1.72	3 / 5
2016	+1.40%	+7.91%	-6.51	5 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.66%

236 windows

min -10.6% · max 16.6%

57% positive

3-Year rolling

+0.51%

211 windows

min -5.1% · max 6.5%

58% positive

5-Year rolling

+0.20%

187 windows

min -3.0% · max 3.6%

53% positive

7-Year rolling

+0.04%

163 windows

min -2.0% · max 3.2%

53% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.22%

3-year · annualised

Sharpe ratio

-1.40

vs risk-free 6.5%

Sortino ratio

-1.75

Downside-only deviation

Max drawdown

-6.33%

May 2025 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option	HDFC	₹10.7285	24 Jul 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - ANNUAL IDCW Option	Nippon India	₹12.0370	24 Jul 2026
ICICI Prudential Long Term Bond Fund - Growth	ICICI Prudential	₹92.1778	24 Jul 2026
Franklin India Long Duration Fund - IDCW	Franklin India	₹10.4944	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹12.4296
23 Jul 2026	₹12.4089
22 Jul 2026	₹12.4212
21 Jul 2026	₹12.4355
20 Jul 2026	₹12.4407
17 Jul 2026	₹12.4493
16 Jul 2026	₹12.4796
15 Jul 2026	₹12.4489
14 Jul 2026	₹12.4392
13 Jul 2026	₹12.5208

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Long Term Bond Fund - Quarterly IDCW is ₹12.4296. It's a Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Long Term Bond Fund - Quarterly IDCW has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Long Term Bond Fund - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Long Term Bond Fund - Quarterly IDCW has delivered a absolute return of -0.32% — -0.61 pp behind the Long Duration Fund category average of 0.29%. The fund ranks #8 of 12 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Long Term Bond Fund - Quarterly IDCW has delivered a CAGR of 0.57% — -1.13 pp behind the Long Duration Fund category average of 1.70%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Long Term Bond Fund - Quarterly IDCW has delivered a CAGR of 0.52% — -1.74 pp behind the Long Duration Fund category average of 2.26%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Long Term Bond Fund - Quarterly IDCW exactly 10 years ago would be worth approximately ₹103,196 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.32%. The category average over the same window would have grown ₹1 lakh to ₹121,796.

A ₹10,000 monthly SIP in ICICI Prudential Long Term Bond Fund - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹608,250 today. That's an XIRR (money-weighted annualised return) of 0.54%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Long Term Bond Fund - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,227,137 (multiplier 1.02×). XIRR: 0.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Long Term Bond Fund - Quarterly IDCW ranks #7 out of 10 funds in the Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.26%; this fund delivered 0.52%.

The worst peak-to-trough decline ICICI Prudential Long Term Bond Fund - Quarterly IDCW has experienced over the last 5-year window is 6.33% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Long Term Bond Fund - Quarterly IDCW averaged 0.20% (best 3.57%, worst -2.97%). 53% of rolling windows ended positive. The 5-year Sharpe ratio is -1.40 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Long Term Bond Fund - Quarterly IDCW returned 0.87% — lagging the Long Duration Fund category average of 1.22% by 0.35 pp. It ranked #6 of 9 in its category that year.

ICICI Prudential Long Term Bond Fund - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.