Should I invest in ICICI Prudential Long Term Bond Fund?

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.9%. 5-year CAGR: 5.28%.

ICICI Prudential

ICICI Prudential Long Term Bond Fund - Growth

Latest NAV

₹92.1778

As of

24 Jul 2026

4,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.14%	+0.03	7 / 12	Q3
1W	-0.16%	-0.16%	+0.00	3 / 12	Q1
2W	-0.79%	-0.19%	-0.60	9 / 12	Q3
1M	+0.33%	+0.72%	-0.39	9 / 12	Q3
3M	+2.70%	+2.95%	-0.25	7 / 12	Q3
6M	+2.35%	+2.11%	+0.24	4 / 12	Q2
YTD	+1.88%	+1.32%	+0.55	3 / 12	Q1
1Y	+1.27%	+0.29%	+0.98	2 / 12	Q1
2Y	+5.53%	+1.72%	+3.81	2 / 11	Q1
3Y	+6.29%	+1.70%	+4.59	2 / 11	Q1
4Y	+6.80%	+3.12%	+3.68	3 / 10	Q2
5Y	+5.28%	+2.26%	+3.02	3 / 10	Q2
7Y	+5.48%	+1.57%	+3.91	2 / 9	Q1
10Y	+6.55%	+1.99%	+4.56	1 / 3	Q2
Inception	+7.71%	+3.46%	+4.25	3 / 12	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.88%	+1.13%	+0.74	2 / 9
2025	+5.17%	+1.22%	+3.95	1 / 9
2024	+10.27%	+4.10%	+6.16	2 / 8
2023	+6.68%	+2.72%	+3.96	2 / 7
2022	+1.26%	+0.19%	+1.07	2 / 9
2021	+0.32%	-2.52%	+2.84	2 / 9
2020	+10.65%	+6.54%	+4.11	2 / 10
2019	+12.46%	+5.56%	+6.90	2 / 10
2018	+6.71%	+6.71%	+0.00	2 / 5
2017	+3.30%	-0.69%	+3.98	1 / 5
2016	+15.61%	+7.91%	+7.70	2 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.94%

236 windows

min -3.2% · max 26.2%

94% positive

3-Year rolling

+7.91%

211 windows

min 2.4% · max 13.2%

100% positive

5-Year rolling

+7.74%

187 windows

min 4.4% · max 10.6%

100% positive

7-Year rolling

+7.93%

163 windows

min 5.5% · max 10.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.63%

3-year · annualised

Sharpe ratio

-0.11

vs risk-free 6.5%

Sortino ratio

-0.19

Downside-only deviation

Max drawdown

-4.15%

May 2025 → Apr 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - IDCW Option	HDFC	₹10.7285	24 Jul 2026
NIPPON INDIA NIVESH LAKSHYA LONG DURATION FUND - ANNUAL IDCW Option	Nippon India	₹12.0370	24 Jul 2026
ICICI Prudential Long Term Bond Fund - Quarterly IDCW	ICICI Prudential	₹12.4296	24 Jul 2026
Franklin India Long Duration Fund - IDCW	Franklin India	₹10.4944	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹92.1778
23 Jul 2026	₹92.0237
22 Jul 2026	₹92.1152
21 Jul 2026	₹92.2212
20 Jul 2026	₹92.2602
17 Jul 2026	₹92.3235
16 Jul 2026	₹92.5484
15 Jul 2026	₹92.3206
14 Jul 2026	₹92.2489
13 Jul 2026	₹92.8535

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Long Term Bond Fund - Growth is ₹92.1778. It's a Long Duration Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Long Term Bond Fund - Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Long Term Bond Fund - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Long Term Bond Fund - Growth has delivered a absolute return of 1.27% — +0.98 pp ahead of the Long Duration Fund category average of 0.29%. The fund ranks #2 of 12 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Long Term Bond Fund - Growth has delivered a CAGR of 6.29% — +4.59 pp ahead of the Long Duration Fund category average of 1.70%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Long Term Bond Fund - Growth has delivered a CAGR of 5.28% — +3.02 pp ahead of the Long Duration Fund category average of 2.26%. The fund ranks #3 of 10 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Long Term Bond Fund - Growth exactly 10 years ago would be worth approximately ₹188,650 today — a multiplier of 1.89×, based on the 10-year CAGR of 6.55%. The category average over the same window would have grown ₹1 lakh to ₹121,796.

A ₹10,000 monthly SIP in ICICI Prudential Long Term Bond Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹695,675 today. That's an XIRR (money-weighted annualised return) of 5.85%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Long Term Bond Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹1,630,550 (multiplier 1.36×). XIRR: 5.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Long Term Bond Fund - Growth ranks #3 out of 10 funds in the Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.26%; this fund delivered 5.28%.

The worst peak-to-trough decline ICICI Prudential Long Term Bond Fund - Growth has experienced over the last 5-year window is 4.85% — its NAV fell from a high on 08 Dec 2021 to a low on 16 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Long Term Bond Fund - Growth averaged 7.74% (best 10.63%, worst 4.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.36 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Long Term Bond Fund - Growth returned 5.17% — beating the Long Duration Fund category average of 1.22% by 3.95 pp. It ranked #1 of 9 in its category that year.

ICICI Prudential Long Term Bond Fund - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Long Term Bond Fund - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.9%. 5-year CAGR: 5.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Long Term Bond Fund - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Long Duration Fund

Recent NAVs

Frequently asked questions

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