Should I invest in ICICI Prudential Liquid Fund Bonus?

We don't give personal investment advice. ICICI Prudential Liquid Fund - Direct Plan Bonus is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 7.19%.

ICICI Prudential

ICICI Prudential Liquid Fund - Direct Plan Bonus

Latest NAV

₹149.1904

As of

24 Apr 2020

1,604 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.01	88 / 139	Q3
1W	+0.13%	+0.04%	+0.10	29 / 138	Q1
2W	+0.27%	+0.05%	+0.22	4 / 138	Q1
1M	+0.88%	+0.11%	+0.78	1 / 138	Q1
3M	+1.51%	+0.30%	+1.21	26 / 138	Q1
6M	+2.83%	+0.41%	+2.41	23 / 135	Q1
YTD	+1.83%	+0.39%	+1.44	27 / 135	Q1
1Y	+6.19%	+1.00%	+5.19	18 / 128	Q1
2Y	+6.85%	+1.19%	+5.67	5 / 127	Q1
3Y	+6.85%	+1.40%	+5.45	17 / 122	Q1
4Y	+6.94%	+1.28%	+5.65	2 / 114	Q1
5Y	+7.19%	+1.19%	+6.00	2 / 113	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.28%	+1.24%	+6.05	3 / 139	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	+1.83%	+0.35%	+1.48	19 / 110
2019	+6.65%	+1.19%	+5.46	12 / 99
2018	+7.45%	+1.03%	+6.42	10 / 91
2017	+6.65%	+1.12%	+5.53	10 / 87
2016	+7.68%	+1.02%	+6.66	6 / 73
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.26%

52 windows

min 5.9% · max 8.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.18%

28 windows

min 6.7% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.24%

4 windows

min 7.2% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.37%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.16%

Mar 2020 → Mar 2020

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
HDFC Liquid Fund - IDCW Daily - Direct Plan	HDFC	₹1,019.8200	3 Jun 2026
NIPPON INDIA LIQUID FUND - DIRECT Plan - DAILY IDCW OPTION	Nippon India	₹1,528.7400	3 Jun 2026
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,423.4119	3 Jun 2026
ICICI Prudential Liquid Fund - Direct Plan - IDCW Others	ICICI Prudential	₹191.3611	3 Jun 2026
Invesco India Liquid Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment)	Invesco	₹1,083.5347	3 Jun 2026
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW	Bandhan	₹1,008.3799	3 Jun 2026
quant Liquid Fund - Monthly IDCW Option - Direct Plan	Quant	₹15.7591	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.1950	3 Jun 2026
Motilal Oswal Liquid Fund Direct - IDCW Quarterly Payout/Reinvestment	Motilal Oswal	₹10.2338	3 Jun 2026
Franklin India Liquid Fund - Super Institutional Plan - Direct - Daily - IDCW	Franklin India	₹1,002.8152	3 Jun 2026

Recent NAVs

Date	NAV
24 Apr 2020	₹149.1904
23 Apr 2020	₹149.1750
22 Apr 2020	₹149.1430
21 Apr 2020	₹149.0953
20 Apr 2020	₹149.0662
19 Apr 2020	₹149.0272
17 Apr 2020	₹148.9908
16 Apr 2020	₹148.9324
15 Apr 2020	₹148.9072
14 Apr 2020	₹148.8904

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Apr 2020, the NAV of ICICI Prudential Liquid Fund - Direct Plan Bonus is ₹149.1904. It's a Liquid Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Liquid Fund - Direct Plan Bonus has NAV history starting from 23 Jan 2015, a track record of about 11 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Liquid Fund - Direct Plan Bonus is managed by ICICI Prudential. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Liquid Fund - Direct Plan Bonus has delivered a absolute return of 6.19% — +5.19 pp ahead of the Liquid Fund category average of 1.00%. The fund ranks #18 of 128 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Liquid Fund - Direct Plan Bonus has delivered a CAGR of 6.85% — +5.45 pp ahead of the Liquid Fund category average of 1.40%. The fund ranks #17 of 122 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Liquid Fund - Direct Plan Bonus has delivered a CAGR of 7.19% — +6 pp ahead of the Liquid Fund category average of 1.19%. The fund ranks #2 of 113 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Liquid Fund - Direct Plan Bonus exactly 5 years ago would be worth approximately ₹141,533 today — a multiplier of 1.42×, based on the 5-year CAGR of 7.19%. The category average over the same window would have grown ₹1 lakh to ₹106,116.

A ₹10,000 monthly SIP in ICICI Prudential Liquid Fund - Direct Plan Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹714,447 today. That's an XIRR (money-weighted annualised return) of 6.91%.

ICICI Prudential Liquid Fund - Direct Plan Bonus doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹714,447 — XIRR 6.91%.

On a 5-year basis, ICICI Prudential Liquid Fund - Direct Plan Bonus ranks #2 out of 113 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.19%; this fund delivered 7.19%.

The worst peak-to-trough decline ICICI Prudential Liquid Fund - Direct Plan Bonus has experienced over the last 5-year window is 0.16% — its NAV fell from a high on 17 Mar 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Liquid Fund - Direct Plan Bonus averaged 7.24% (best 7.33%, worst 7.17%). 100% of rolling windows ended positive.

In calendar year 2019, ICICI Prudential Liquid Fund - Direct Plan Bonus returned 6.65% — beating the Liquid Fund category average of 1.19% by 5.46 pp. It ranked #12 of 99 in its category that year.

ICICI Prudential Liquid Fund - Direct Plan Bonus is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Liquid Fund - Direct Plan Bonus is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 7.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Liquid Fund - Direct Plan Bonus

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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