Should I invest in ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND?

We don't give personal investment advice. ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW

Latest NAV

₹14.1800

As of

3 Jun 2026

1,015 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.07%	+0.28%	-0.35	26 / 36	Q3
1W	-2.07%	-1.35%	-0.72	26 / 36	Q3
2W	-0.07%	+0.05%	-0.12	15 / 36	Q2
1M	-2.47%	-0.52%	-1.95	29 / 36	Q4
3M	-1.46%	-0.23%	-1.23	19 / 36	Q3
6M	-11.13%	-4.60%	-6.53	27 / 36	Q3
YTD	-11.52%	-4.49%	-7.03	28 / 36	Q4
1Y	-8.38%	+0.87%	-9.25	28 / 34	Q4
2Y	-6.37%	+1.40%	-7.77	27 / 31	Q4
3Y	+8.13%	+11.65%	-3.52	17 / 26	Q3
4Y	+10.04%	+10.22%	-0.18	10 / 19	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.97%	+10.20%	-1.22	18 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.52%	-4.49%	-7.03	28 / 36
2025	-3.04%	+2.43%	-5.47	23 / 32
2024	+14.85%	+17.65%	-2.80	14 / 29
2023	+30.05%	+28.98%	+1.08	11 / 22
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.57%

39 windows

min -9.5% · max 44.9%

62% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+12.71%

14 windows

min 7.0% · max 17.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.98%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.22

Downside-only deviation

Max drawdown

-26.87%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option	HDFC	₹14.7740	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - IDCW Option	Nippon India	₹27.7005	3 Jun 2026
ICICI Prudential Bharat Consumption Fund - IDCW Option	ICICI Prudential	₹14.5600	3 Jun 2026
Franklin India Multi-Factor Fund- IDCW	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Payout of Income Distribution cum capital withdrawal option	Kotak	₹53.6630	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Quarterly IDCW	Bank of India	₹40.7300	3 Jun 2026
Franklin Build India Fund - IDCW		₹40.5584	3 Jun 2026
Groww Banking & Financial Services Fund-IDCW	Groww	₹12.3792	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.1800
2 Jun 2026	₹14.2100
1 Jun 2026	₹14.2200
29 May 2026	₹14.4000
27 May 2026	₹14.5700
26 May 2026	₹14.5100
25 May 2026	₹14.5500
22 May 2026	₹14.3500
21 May 2026	₹14.2900
20 May 2026	₹14.2400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW is ₹14.1800. It's a Sectoral/Thematic Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW has NAV history starting from 19 Apr 2022, a track record of about 4 years 1 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW has delivered a absolute return of -8.38% — -9.25 pp behind the Sectoral/Thematic Fund category average of 0.87%. The fund ranks #28 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW has delivered a CAGR of 8.13% — -3.52 pp behind the Sectoral/Thematic Fund category average of 11.65%. The fund ranks #17 of 26 in its category — the third (Q3) quartile.

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW exactly 3 years ago would be worth approximately ₹126,423 today — a multiplier of 1.26×, based on the 3-year CAGR of 8.13%. The category average over the same window would have grown ₹1 lakh to ₹139,188.

A ₹10,000 monthly SIP in ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹348,302 today. That's an XIRR (money-weighted annualised return) of -2.13%.

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹348,302 — XIRR -2.13%.

On a 3-year basis, ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW ranks #17 out of 26 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.65%; this fund delivered 8.13%.

The worst peak-to-trough decline ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW has experienced over the last 3-year window is 26.87% — its NAV fell from a high on 26 Sep 2024 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW averaged 12.71% (best 17.68%, worst 7.01%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW returned -3.04% — lagging the Sectoral/Thematic Fund category average of 2.43% by 5.47 pp. It ranked #23 of 32 in its category that year.

ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.