Should I invest in ICICI Prudential Equity Savings Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Half Yearly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 3.61%.

ICICI Prudential

ICICI Prudential Equity Savings Fund - Half Yearly IDCW

Latest NAV

₹14.3500

As of

16 Sep 2022

1,915 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.35%	+17.98%	-18.32	20 / 21	Q4
1W	-0.42%	+17.74%	-18.16	11 / 21	Q3
2W	-0.14%	+17.85%	-17.99	11 / 21	Q3
1M	-0.14%	+17.61%	-17.75	8 / 21	Q2
3M	+0.77%	+16.90%	-16.12	7 / 21	Q2
6M	+0.77%	+16.70%	-15.92	8 / 21	Q2
YTD	+2.50%	+16.28%	-13.78	5 / 21	Q1
1Y	+1.92%	+17.95%	-16.03	10 / 21	Q2
2Y	+6.42%	+9.32%	-2.90	7 / 21	Q2
3Y	+4.46%	+8.04%	-3.59	11 / 21	Q3
4Y	+3.76%	+6.67%	-2.91	10 / 20	Q2
5Y	+3.61%	+5.79%	-2.18	10 / 19	Q3
7Y	+5.28%	+3.85%	+1.43	4 / 15	Q2
10Y	—	—	—	—	—
Inception	+4.78%	+4.92%	-0.14	6 / 21	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+2.50%	+0.29%	+2.21	7 / 20
2021	+6.06%	+6.95%	-0.88	11 / 19
2020	+1.00%	+2.50%	-1.50	10 / 19
2019	+6.28%	+1.76%	+4.52	4 / 16
2018	+1.49%	-4.15%	+5.64	3 / 13
2017	+8.25%	+8.10%	+0.15	6 / 13
2016	+8.70%	+5.63%	+3.07	2 / 10
2015	+1.90%	+1.35%	+0.55	1 / 2
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.18%

83 windows

min -12.5% · max 22.7%

87% positive

3-Year rolling

+4.63%

59 windows

min -1.5% · max 8.0%

98% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+4.63%

34 windows

min 1.6% · max 7.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.93%

10 windows

min 4.7% · max 5.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.85%

3-year · annualised

Sharpe ratio

-0.25

vs risk-free 6.5%

Sortino ratio

-0.32

Downside-only deviation

Max drawdown

-19.25%

Feb 2020 → Mar 2020

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.2950	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1000	3 Jun 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.6543	3 Jun 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.3350	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹13.9429	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹14.3500
15 Sep 2022	₹14.4000
14 Sep 2022	₹14.4100
13 Sep 2022	₹14.4200
12 Sep 2022	₹14.4100
9 Sep 2022	₹14.4100
8 Sep 2022	₹14.4000
7 Sep 2022	₹14.3800
6 Sep 2022	₹14.3800
5 Sep 2022	₹14.3800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Equity Savings Fund - Half Yearly IDCW is ₹14.3500. It's a Equity Savings Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity Savings Fund - Half Yearly IDCW has NAV history starting from 08 Dec 2014, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity Savings Fund - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity Savings Fund - Half Yearly IDCW has delivered a absolute return of 1.92% — -16.03 pp behind the Equity Savings Fund category average of 17.95%. The fund ranks #10 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity Savings Fund - Half Yearly IDCW has delivered a CAGR of 4.46% — -3.59 pp behind the Equity Savings Fund category average of 8.04%. The fund ranks #11 of 21 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity Savings Fund - Half Yearly IDCW has delivered a CAGR of 3.61% — -2.18 pp behind the Equity Savings Fund category average of 5.79%. The fund ranks #10 of 19 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity Savings Fund - Half Yearly IDCW exactly 5 years ago would be worth approximately ₹119,384 today — a multiplier of 1.19×, based on the 5-year CAGR of 3.61%. The category average over the same window would have grown ₹1 lakh to ₹132,485.

A ₹10,000 monthly SIP in ICICI Prudential Equity Savings Fund - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹667,447 today. That's an XIRR (money-weighted annualised return) of 4.20%.

ICICI Prudential Equity Savings Fund - Half Yearly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹986,179 — XIRR 4.51%.

On a 5-year basis, ICICI Prudential Equity Savings Fund - Half Yearly IDCW ranks #10 out of 19 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.79%; this fund delivered 3.61%.

The worst peak-to-trough decline ICICI Prudential Equity Savings Fund - Half Yearly IDCW has experienced over the last 5-year window is 19.25% — its NAV fell from a high on 07 Feb 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity Savings Fund - Half Yearly IDCW averaged 4.63% (best 7.21%, worst 1.57%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Equity Savings Fund - Half Yearly IDCW returned 6.06% — lagging the Equity Savings Fund category average of 6.95% by 0.88 pp. It ranked #11 of 19 in its category that year.

ICICI Prudential Equity Savings Fund - Half Yearly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Half Yearly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.2%. 5-year CAGR: 3.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.