Should I invest in ICICI Prudential Equity & Debt Fund - Monthly IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.1%. 5-year CAGR: 10.02%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Monthly IDCW

Latest NAV

₹42.9300

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	-0.17%	-0.07	22 / 34	Q3
1W	-1.47%	-1.24%	-0.23	20 / 34	Q3
2W	-1.33%	-1.31%	-0.02	14 / 34	Q2
1M	-0.88%	-0.51%	-0.36	25 / 34	Q3
3M	-0.02%	+1.35%	-1.37	26 / 34	Q4
6M	-1.11%	-0.03%	-1.08	17 / 33	Q3
YTD	-4.75%	-4.30%	-0.45	19 / 33	Q3
1Y	-1.87%	-3.31%	+1.43	13 / 33	Q2
2Y	+0.05%	-1.64%	+1.69	15 / 33	Q2
3Y	+9.16%	+6.41%	+2.76	15 / 33	Q2
4Y	+10.33%	+8.22%	+2.11	15 / 32	Q2
5Y	+10.02%	+7.09%	+2.93	10 / 30	Q2
7Y	+10.18%	+9.63%	+0.55	15 / 30	Q2
10Y	+6.31%	+7.14%	-0.83	18 / 30	Q3
Inception	+4.53%	+6.45%	-1.92	20 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.75%	-4.68%	-0.06	17 / 31
2025	+7.83%	+2.10%	+5.73	6 / 31
2024	+11.88%	+12.84%	-0.96	17 / 31
2023	+19.93%	+17.18%	+2.75	9 / 31
2022	+4.77%	+1.09%	+3.68	12 / 31
2021	+31.32%	+23.51%	+7.81	5 / 31
2020	+2.48%	+10.62%	-8.13	26 / 31
2019	-3.90%	+3.54%	-7.44	29 / 32
2018	-12.67%	-7.66%	-5.01	25 / 32
2017	+10.26%	+16.43%	-6.18	27 / 32
2016	+4.72%	+2.00%	+2.72	8 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.50%

236 windows

min -53.9% · max 66.5%

64% positive

3-Year rolling

+6.00%

211 windows

min -13.6% · max 22.5%

76% positive

5-Year rolling

+5.89%

187 windows

min -7.3% · max 21.9%

79% positive

7-Year rolling

+5.25%

163 windows

min -1.6% · max 12.9%

93% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.75%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.51

Downside-only deviation

Max drawdown

-13.06%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	24 Jul 2026
SBI Equity Hybrid Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹66.2402	24 Jul 2026
ICICI Prudential Equity & Debt Fund - Annual IDCW	ICICI Prudential	₹25.6000	24 Jul 2026
Franklin India Aggressive Hybrid Fund - Growth Plan	Franklin Templeton	₹264.5237	24 Jul 2026
Kotak Aggressive Hybrid Fund - Regular Plan - IDCW - Payout & Reinvestment of Income Distribution cum capital withdrawal option	Kotak Mahindra	₹37.6440	24 Jul 2026
DSP Aggressive Hybrid Fund- Regular Plan - Growth	DSP BlackRock	₹347.1130	24 Jul 2026
CANARA ROBECO EQUITY HYBRID FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹362.1600	24 Jul 2026
UTI Aggressive Hybrid Fund - Regular Plan - Growth	UTI	₹402.9516	24 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.7300	24 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund - Regular Plan-Growth	Birla Sun Life	₹1,522.0600	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹42.9300
23 Jul 2026	₹43.0300
22 Jul 2026	₹43.1700
21 Jul 2026	₹43.4600
20 Jul 2026	₹43.4300
17 Jul 2026	₹43.5700
16 Jul 2026	₹43.3800
15 Jul 2026	₹43.3600
14 Jul 2026	₹43.2400
13 Jul 2026	₹43.4800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Equity & Debt Fund - Monthly IDCW is ₹42.9300. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Monthly IDCW has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Equity & Debt Fund - Monthly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Monthly IDCW has delivered a absolute return of -1.87% — +1.43 pp ahead of the Aggressive Hybrid Fund category average of -3.31%. The fund ranks #13 of 33 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Monthly IDCW has delivered a CAGR of 9.16% — +2.76 pp ahead of the Aggressive Hybrid Fund category average of 6.41%. The fund ranks #15 of 33 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Monthly IDCW has delivered a CAGR of 10.02% — +2.93 pp ahead of the Aggressive Hybrid Fund category average of 7.09%. The fund ranks #10 of 30 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Monthly IDCW exactly 10 years ago would be worth approximately ₹184,407 today — a multiplier of 1.84×, based on the 10-year CAGR of 6.31%. The category average over the same window would have grown ₹1 lakh to ₹199,254.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹726,940 today. That's an XIRR (money-weighted annualised return) of 7.61%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,876,544 (multiplier 1.56×). XIRR: 8.65%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Monthly IDCW ranks #10 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.09%; this fund delivered 10.02%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Monthly IDCW has experienced over the last 5-year window is 13.06% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Monthly IDCW averaged 5.89% (best 21.91%, worst -7.29%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Monthly IDCW returned 7.83% — beating the Aggressive Hybrid Fund category average of 2.10% by 5.73 pp. It ranked #6 of 31 in its category that year.

ICICI Prudential Equity & Debt Fund - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.1%. 5-year CAGR: 10.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.