Should I invest in ICICI Prudential Equity & Debt Fund?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 16.09%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Growth

Latest NAV

₹402.2700

As of

24 Jul 2026

5,000 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	-0.17%	-0.07	23 / 34	Q3
1W	-1.47%	-1.24%	-0.23	22 / 34	Q3
2W	-1.34%	-1.31%	-0.03	15 / 34	Q2
1M	-0.51%	-0.51%	0.00	15 / 34	Q2
3M	+1.09%	+1.35%	-0.26	23 / 34	Q3
6M	+1.10%	-0.03%	+1.13	12 / 33	Q2
YTD	-2.28%	-4.30%	+2.02	9 / 33	Q2
1Y	+2.52%	-3.31%	+5.82	6 / 33	Q1
2Y	+4.59%	-1.64%	+6.23	4 / 33	Q1
3Y	+14.39%	+6.41%	+7.98	1 / 33	Q1
4Y	+16.08%	+8.22%	+7.85	1 / 32	Q1
5Y	+16.09%	+7.09%	+9.00	1 / 30	Q1
7Y	+17.14%	+9.63%	+7.51	3 / 30	Q1
10Y	+14.85%	+7.14%	+7.72	2 / 30	Q1
Inception	+13.41%	+6.45%	+6.96	2 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.28%	-4.68%	+2.40	7 / 31
2025	+12.76%	+2.10%	+10.66	1 / 31
2024	+17.21%	+12.84%	+4.38	6 / 31
2023	+27.33%	+17.18%	+10.15	3 / 31
2022	+11.70%	+1.09%	+10.60	3 / 31
2021	+41.23%	+23.51%	+17.72	3 / 31
2020	+8.79%	+10.62%	-1.82	17 / 31
2019	+9.07%	+3.54%	+5.53	7 / 32
2018	-1.64%	-7.66%	+6.02	7 / 32
2017	+23.84%	+16.43%	+7.41	5 / 32
2016	+13.26%	+2.00%	+11.26	1 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.51%

236 windows

min -46.9% · max 80.1%

86% positive

3-Year rolling

+15.00%

211 windows

min -3.3% · max 30.5%

98% positive

5-Year rolling

+15.02%

187 windows

min 2.9% · max 29.0%

100% positive

7-Year rolling

+14.62%

163 windows

min 7.7% · max 21.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.83%

3-year · annualised

Sharpe ratio

0.86

vs risk-free 6.5%

Sortino ratio

1.49

Downside-only deviation

Max drawdown

-11.41%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	24 Jul 2026
SBI Equity Hybrid Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹66.2402	24 Jul 2026
ICICI Prudential Equity & Debt Fund - Annual IDCW	ICICI Prudential	₹25.6000	24 Jul 2026
Franklin India Aggressive Hybrid Fund - Growth Plan	Franklin Templeton	₹264.5237	24 Jul 2026
Kotak Aggressive Hybrid Fund - Regular Plan - IDCW - Payout & Reinvestment of Income Distribution cum capital withdrawal option	Kotak Mahindra	₹37.6440	24 Jul 2026
DSP Aggressive Hybrid Fund- Regular Plan - Growth	DSP BlackRock	₹347.1130	24 Jul 2026
CANARA ROBECO EQUITY HYBRID FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹362.1600	24 Jul 2026
UTI Aggressive Hybrid Fund - Regular Plan - Growth	UTI	₹402.9516	24 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.7300	24 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund - Regular Plan-Growth	Birla Sun Life	₹1,522.0600	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹402.2700
23 Jul 2026	₹403.2100
22 Jul 2026	₹404.5600
21 Jul 2026	₹407.2200
20 Jul 2026	₹406.9900
17 Jul 2026	₹408.2800
16 Jul 2026	₹406.4900
15 Jul 2026	₹406.3400
14 Jul 2026	₹405.1500
13 Jul 2026	₹407.4700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of ICICI Prudential Equity & Debt Fund - Growth is ₹402.2700. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Equity & Debt Fund - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Growth has delivered a absolute return of 2.52% — +5.82 pp ahead of the Aggressive Hybrid Fund category average of -3.31%. The fund ranks #6 of 33 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Growth has delivered a CAGR of 14.39% — +7.98 pp ahead of the Aggressive Hybrid Fund category average of 6.41%. The fund ranks #1 of 33 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Growth has delivered a CAGR of 16.09% — +9 pp ahead of the Aggressive Hybrid Fund category average of 7.09%. The fund ranks #1 of 30 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Growth exactly 10 years ago would be worth approximately ₹399,435 today — a multiplier of 3.99×, based on the 10-year CAGR of 14.85%. The category average over the same window would have grown ₹1 lakh to ₹199,254.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹836,180 today. That's an XIRR (money-weighted annualised return) of 13.23%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,743,496 (multiplier 2.29×). XIRR: 15.78%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Growth ranks #1 out of 30 funds in the Aggressive Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.09%; this fund delivered 16.09%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Growth has experienced over the last 5-year window is 11.41% — its NAV fell from a high on 27 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Growth averaged 15.02% (best 28.98%, worst 2.86%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.91 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Growth returned 12.76% — beating the Aggressive Hybrid Fund category average of 2.10% by 10.66 pp. It ranked #1 of 31 in its category that year.

ICICI Prudential Equity & Debt Fund - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 16.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.