Should I invest in ICICI Prudential Dynamic Plan-Institutional Option - I?

We don't give personal investment advice. ICICI Prudential Dynamic Plan-Institutional Option - I is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 19.27%.

ICICI Prudential

ICICI Prudential Dynamic Plan-Institutional Option - I

Latest NAV

₹43.0129

As of

18 Jun 2018

2,791 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.75	1 / 2	Q2
1W	-0.59%	-2.12%	+1.53	1 / 2	Q2
2W	+0.75%	+0.52%	+0.23	1 / 2	Q2
1M	+1.21%	+6.91%	-5.70	2 / 2	Q4
3M	+1.73%	-8.51%	+10.25	1 / 2	Q2
6M	-0.50%	-7.04%	+6.54	1 / 2	Q2
YTD	-1.84%	-9.79%	+7.95	1 / 2	Q2
1Y	+10.56%	-1.62%	+12.19	1 / 2	Q2
2Y	+18.20%	+6.52%	+11.68	1 / 2	Q2
3Y	+12.71%	+6.63%	+6.08	1 / 2	Q2
4Y	+12.33%	+9.56%	+2.77	1 / 2	Q2
5Y	+19.27%	+12.26%	+7.01	1 / 2	Q2
7Y	+14.96%	+13.30%	+1.66	1 / 2	Q2
10Y	+15.02%	+15.02%	+0.00	1 / 1	Q4
Inception	+13.73%	+11.74%	+1.99	1 / 2	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-1.84%	-1.35%	-0.49	2 / 2
2017	+28.45%	+28.45%	+0.00	1 / 2
2016	+12.77%	+12.77%	0.00	2 / 2
2015	-0.75%	-0.75%	+0.00	1 / 2
2014	+37.82%	+37.80%	+0.03	1 / 2
2013	+16.82%	+16.71%	+0.12	1 / 2
2012	+30.95%	+30.82%	+0.13	1 / 2
2011	-19.65%	-19.65%	+0.00	1 / 1
2010	+22.32%	+22.32%	+0.00	1 / 1
2009	+77.47%	+77.47%	+0.00	1 / 1
2008	-44.80%	-44.80%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.61%

127 windows

min -46.8% · max 101.2%

76% positive

3-Year rolling

+15.52%

102 windows

min 4.1% · max 33.4%

100% positive

5-Year rolling

+15.29%

78 windows

min 6.0% · max 26.7%

100% positive

7-Year rolling

+15.26%

54 windows

min 11.1% · max 23.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.59%

3-year · annualised

Sharpe ratio

0.63

vs risk-free 6.5%

Sortino ratio

1.10

Downside-only deviation

Max drawdown

-15.24%

Aug 2015 → Feb 2016

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - Growth Option - Direct Plan	HDFC	₹82.3540	3 Jun 2026
Nippon India Multi Asset Allocation Fund - Direct Plan - Growth Option	Nippon India	₹26.3932	2 Jun 2026
SBI MULTI ASSET ALLOCATION FUND - DIRECT PLAN - GROWTH	SBI	₹73.7773	3 Jun 2026
ICICI Prudential Dynamic Plan-Dividend Option	ICICI Prudential	₹34.3528	2 Jun 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - Growth	Invesco	₹12.4500	3 Jun 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - Growth	Bandhan	₹14.5409	2 Jun 2026
quant Multi Asset Allocation Fund-GROWTH OPTION-Direct Plan	Quant	₹180.0410	3 Jun 2026
Quantum Multi Asset Allocation Fund - Direct Plan Growth Option	Quantum	₹12.1000	3 Jun 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct Growth	Aditya Birla Sun Life	₹17.2302	3 Jun 2026
Franklin India Multi Asset Allocation Fund- Direct-Growth	Franklin India	₹10.9111	3 Jun 2026

Recent NAVs

Date	NAV
18 Jun 2018	₹43.0129
15 Jun 2018	₹43.0604
14 Jun 2018	₹43.2218
13 Jun 2018	₹43.3467
12 Jun 2018	₹43.3218
11 Jun 2018	₹43.2686
8 Jun 2018	₹43.2260
7 Jun 2018	₹43.0739
6 Jun 2018	₹42.8027
5 Jun 2018	₹42.4769

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 18 Jun 2018, the NAV of ICICI Prudential Dynamic Plan-Institutional Option - I is ₹43.0129. It's a Multi Asset Allocation Fund from ICICI Prudential, run as a Institutional plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Dynamic Plan-Institutional Option - I has NAV history starting from 14 Feb 2007, a track record of about 19 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Dynamic Plan-Institutional Option - I is managed by ICICI Prudential. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Dynamic Plan-Institutional Option - I has delivered a absolute return of 10.56% — +12.19 pp ahead of the Multi Asset Allocation Fund category average of -1.62%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Dynamic Plan-Institutional Option - I has delivered a CAGR of 12.71% — +6.08 pp ahead of the Multi Asset Allocation Fund category average of 6.63%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Dynamic Plan-Institutional Option - I has delivered a CAGR of 19.27% — +7.01 pp ahead of the Multi Asset Allocation Fund category average of 12.26%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Dynamic Plan-Institutional Option - I exactly 10 years ago would be worth approximately ₹405,235 today — a multiplier of 4.05×, based on the 10-year CAGR of 15.02%. The category average over the same window would have grown ₹1 lakh to ₹405,235.

A ₹10,000 monthly SIP in ICICI Prudential Dynamic Plan-Institutional Option - I over the last 5 years — total invested ₹600,000 — would be worth ₹874,591 today. That's an XIRR (money-weighted annualised return) of 15.05%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Dynamic Plan-Institutional Option - I = ₹1,200,000 invested. It would currently be worth ₹2,802,661 (multiplier 2.34×). XIRR: 16.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Dynamic Plan-Institutional Option - I ranks #1 out of 2 funds in the Multi Asset Allocation Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.26%; this fund delivered 19.27%.

The worst peak-to-trough decline ICICI Prudential Dynamic Plan-Institutional Option - I has experienced over the last 5-year window is 18.79% — its NAV fell from a high on 03 Mar 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Dynamic Plan-Institutional Option - I averaged 15.29% (best 26.70%, worst 6.02%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.09 — strong risk-adjusted performance.

In calendar year 2017, ICICI Prudential Dynamic Plan-Institutional Option - I returned 28.45% — beating the Multi Asset Allocation Fund category average of 28.45% by 0.00 pp. It ranked #1 of 2 in its category that year.

ICICI Prudential Dynamic Plan-Institutional Option - I is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Dynamic Plan-Institutional Option - I is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.8%. 5-year CAGR: 19.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Dynamic Plan-Institutional Option - I

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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