ICICI Prudential

ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend

Latest NAV

₹10.0122

As of

24 Apr 2020

2,317 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.64%	-0.07%	-0.57	5 / 5	Q4
1W	+0.04%	+0.07%	-0.03	3 / 5	Q3
2W	+0.87%	+0.33%	+0.55	1 / 5	Q1
1M	+1.51%	+0.31%	+1.20	1 / 5	Q1
3M	-0.99%	-0.48%	-0.51	4 / 5	Q4
6M	-1.15%	-0.52%	-0.63	4 / 5	Q4
YTD	-1.30%	-0.31%	-0.99	5 / 5	Q4
1Y	-0.25%	-0.07%	-0.19	3 / 5	Q3
2Y	+0.23%	+0.86%	-0.62	4 / 5	Q4
3Y	-0.13%	+0.97%	-1.11	4 / 5	Q4
4Y	-0.16%	+1.18%	-1.34	4 / 5	Q4
5Y	-0.08%	+0.90%	-0.99	4 / 5	Q4
7Y	-0.25%	+1.64%	-1.89	3 / 4	Q3
10Y	—	—	—	—	—
Inception	+0.01%	+1.87%	-1.86	5 / 5	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.30%	+4.74%	-6.03	4 / 4
2019	+0.86%	+4.07%	-3.21	4 / 4
2018	+0.31%	+1.54%	-1.23	2 / 4
2017	-0.79%	-0.56%	-0.23	2 / 4
2016	+0.05%	+4.81%	-4.76	4 / 4
2015	-0.07%	-0.07%	0.00	2 / 2
2014	+0.04%	+0.03%	+0.01	1 / 2
2013	+0.37%	+1.69%	-1.32	2 / 2
2012	-0.02%	+0.00%	-0.02	2 / 2
2011	+0.00%	+0.05%	-0.05	2 / 2
2010	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.07%

106 windows

min -2.6% · max 3.0%

50% positive

3-Year rolling

+0.02%

81 windows

min -0.8% · max 0.8%

54% positive

5-Year rolling

+0.04%

57 windows

min -0.7% · max 0.3%

65% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.05%

33 windows

min -0.3% · max 0.2%

88% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.28%

3-year · annualised

Sharpe ratio

-2.89

vs risk-free 6.5%

Sortino ratio

-3.41

Downside-only deviation

Max drawdown

-3.22%

Feb 2020 → Mar 2020

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option	HDFC	₹10.1283	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.3658	3 Jun 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,520.0680	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.9930	3 Jun 2026
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,062.6489	3 Jun 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.0978	3 Jun 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹104.7496	3 Jun 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5390	3 Jun 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.7262	3 Jun 2026
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.7834	3 Jun 2026

Recent NAVs

Date	NAV
24 Apr 2020	₹10.0122
23 Apr 2020	₹10.0770
22 Apr 2020	₹10.0543
21 Apr 2020	₹10.0543
20 Apr 2020	₹10.0515
17 Apr 2020	₹10.0078
16 Apr 2020	₹9.9617
15 Apr 2020	₹9.9468
13 Apr 2020	₹9.9386
9 Apr 2020	₹9.9254

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Apr 2020, the NAV of ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend is ₹10.0122. It's a Banking & PSU Fund from ICICI Prudential, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend has NAV history starting from 08 Sep 2010, a track record of about 15 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend is managed by ICICI Prudential. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend has delivered a absolute return of -0.25% — -0.19 pp behind the Banking & PSU Fund category average of -0.07%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend has delivered a CAGR of -0.13% — -1.11 pp behind the Banking & PSU Fund category average of 0.97%. The fund ranks #4 of 5 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend has delivered a CAGR of -0.08% — -0.99 pp behind the Banking & PSU Fund category average of 0.90%. The fund ranks #4 of 5 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend exactly 5 years ago would be worth approximately ₹99,581 today — a multiplier of 1.00×, based on the 5-year CAGR of -0.08%. The category average over the same window would have grown ₹1 lakh to ₹104,607.

A ₹10,000 monthly SIP in ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹596,939 today. That's an XIRR (money-weighted annualised return) of -0.20%.

ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹835,419 — XIRR -0.15%.

On a 5-year basis, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend ranks #4 out of 5 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 0.90%; this fund delivered -0.08%.

The worst peak-to-trough decline ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend has experienced over the last 5-year window is 4.19% — its NAV fell from a high on 24 Nov 2016 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend averaged 0.04% (best 0.30%, worst -0.70%). 65% of rolling windows ended positive. The 5-year Sharpe ratio is -2.70 — negative risk-adjusted performance.

In calendar year 2019, ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend returned 0.86% — lagging the Banking & PSU Fund category average of 4.07% by 3.21 pp. It ranked #4 of 4 in its category that year.

ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Banking and PSU Debt Fund Retail Daily Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.2%. 5-year CAGR: -0.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.