Should I invest in ICICI Prudential Banking and PSU Debt Fund - Weekly IDCW?

We don't give personal investment advice. ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 0.01%.

ICICI Prudential

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW

Latest NAV

₹10.3708

As of

16 Sep 2022

2,324 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+0.04%	-0.10	58 / 60	Q4
1W	-0.26%	+0.18%	-0.44	60 / 60	Q4
2W	-0.20%	+0.25%	-0.45	58 / 60	Q4
1M	-0.53%	+0.10%	-0.63	57 / 60	Q4
3M	+0.17%	-0.18%	+0.35	19 / 60	Q2
6M	-0.12%	+0.11%	-0.23	36 / 60	Q3
YTD	+0.07%	+0.01%	+0.06	25 / 60	Q2
1Y	-0.25%	+0.62%	-0.87	37 / 60	Q3
2Y	+0.02%	+2.02%	-2.00	39 / 60	Q3
3Y	+0.01%	+1.80%	-1.79	32 / 57	Q3
4Y	-0.01%	+1.90%	-1.91	44 / 51	Q4
5Y	+0.01%	+1.49%	-1.48	34 / 50	Q3
7Y	-0.04%	+1.49%	-1.54	39 / 47	Q4
10Y	—	—	—	—	—
Inception	+0.30%	+1.97%	-1.67	36 / 57	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.07%	+1.10%	-1.03	25 / 50
2021	-0.28%	-0.84%	+0.56	29 / 50
2020	-0.05%	+2.60%	-2.65	35 / 47
2019	+0.06%	+1.86%	-1.80	33 / 45
2018	+0.42%	+1.66%	-1.24	23 / 46
2017	+0.26%	+0.89%	-0.63	15 / 46
2016	-1.18%	+2.60%	-3.77	42 / 43
2015	-0.15%	+2.37%	-2.53	5 / 7
2014	+0.02%	+0.00%	+0.01	2 / 4
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.03%

106 windows

min -1.8% · max 3.2%

49% positive

3-Year rolling

-0.01%

81 windows

min -0.5% · max 1.0%

43% positive

5-Year rolling

0.00%

57 windows

min -0.5% · max 0.6%

42% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

0.00%

33 windows

min -0.3% · max 0.4%

33% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.70%

3-year · annualised

Sharpe ratio

-3.82

vs risk-free 6.5%

Sortino ratio

-5.53

Downside-only deviation

Max drawdown

-3.36%

Feb 2020 → Mar 2020

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.0227	3 Jun 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.3658	3 Jun 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,520.0680	3 Jun 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹12.9930	3 Jun 2026
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,062.6489	3 Jun 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.0978	3 Jun 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹104.7496	3 Jun 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5390	3 Jun 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.7262	3 Jun 2026
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹10.2444	3 Jun 2026

Recent NAVs

Date	NAV
16 Sep 2022	₹10.3708
15 Sep 2022	₹10.3770
14 Sep 2022	₹10.3775
13 Sep 2022	₹10.3839
12 Sep 2022	₹10.4040
9 Sep 2022	₹10.3977
8 Sep 2022	₹10.3948
7 Sep 2022	₹10.3955
6 Sep 2022	₹10.3881
5 Sep 2022	₹10.3972

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 16 Sep 2022, the NAV of ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is ₹10.3708. It's a Banking & PSU Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has NAV history starting from 29 Jan 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has delivered a absolute return of -0.25% — -0.87 pp behind the Banking & PSU Fund category average of 0.62%. The fund ranks #37 of 60 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has delivered a CAGR of 0.01% — -1.79 pp behind the Banking & PSU Fund category average of 1.80%. The fund ranks #32 of 57 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has delivered a CAGR of 0.01% — -1.48 pp behind the Banking & PSU Fund category average of 1.49%. The fund ranks #34 of 50 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW exactly 5 years ago would be worth approximately ₹100,049 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.01%. The category average over the same window would have grown ₹1 lakh to ₹107,649.

A ₹10,000 monthly SIP in ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹599,797 today. That's an XIRR (money-weighted annualised return) of -0.01%.

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹839,677 — XIRR -0.01%.

On a 5-year basis, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW ranks #34 out of 50 funds in the Banking & PSU Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.49%; this fund delivered 0.01%.

The worst peak-to-trough decline ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW has experienced over the last 5-year window is 3.58% — its NAV fell from a high on 08 Jul 2019 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW averaged -0.00% (best 0.60%, worst -0.53%). 42% of rolling windows ended positive. The 5-year Sharpe ratio is -4.20 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW returned -0.28% — beating the Banking & PSU Fund category average of -0.84% by 0.56 pp. It ranked #29 of 50 in its category that year.

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.