Should I invest in ICICI Prudential Balanced Advantage Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Quarterly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 5.97%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Quarterly IDCW

Latest NAV

₹16.3800

As of

9 Sep 2022

1,935 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+0.21%	-0.08	6 / 7	Q4
1W	+0.68%	+0.04%	+0.63	1 / 7	Q1
2W	+1.11%	+0.33%	+0.78	1 / 7	Q1
1M	+1.74%	+1.15%	+0.59	2 / 7	Q2
3M	+3.67%	+1.39%	+2.29	2 / 7	Q2
6M	+2.44%	-0.39%	+2.83	1 / 7	Q1
YTD	-0.55%	-1.70%	+1.15	3 / 7	Q2
1Y	-2.67%	-1.37%	-1.30	5 / 7	Q3
2Y	+9.87%	+1.51%	+8.36	1 / 7	Q1
3Y	+8.94%	+6.47%	+2.47	2 / 7	Q2
4Y	+7.62%	+7.14%	+0.48	4 / 7	Q3
5Y	+5.97%	+6.66%	-0.70	4 / 5	Q4
7Y	+6.22%	+8.30%	-2.08	5 / 5	Q4
10Y	—	—	—	—	—
Inception	+6.19%	+5.53%	+0.66	3 / 7	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-0.55%	+0.09%	-0.63	4 / 6
2021	+7.86%	+12.56%	-4.70	5 / 5
2020	+11.63%	+13.94%	-2.30	4 / 5
2019	+10.70%	+5.20%	+5.49	1 / 5
2018	-3.45%	-2.04%	-1.41	3 / 5
2017	+14.02%	+15.85%	-1.84	4 / 5
2016	+3.62%	-0.05%	+3.66	2 / 5
2015	+3.37%	+3.37%	+0.00	1 / 1
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.71%

84 windows

min -19.6% · max 45.0%

76% positive

3-Year rolling

+6.08%

60 windows

min -5.4% · max 13.6%

95% positive

5-Year rolling

+6.07%

35 windows

min -1.2% · max 10.1%

97% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.12%

11 windows

min 5.2% · max 7.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.34%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-27.12%

Jan 2020 → Mar 2020

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Balanced Advantage Fund - Monthly IDCW	ICICI Prudential	₹22.6000	17 Jul 2026
Franklin India Balanced Advantage Fund- IDCW	Franklin India	₹13.4756	17 Jul 2026
Edelweiss Absolute Return Equity Fund - Dividend	Edelweiss	₹21.1200	17 Jul 2026
UTI - Unit Linked Insurance Plan	UTI	₹42.6397	17 Jul 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Monthly Income Distribution CUM Capital Withdrawal Option	Sundaram	₹14.3389	17 Jul 2026

Recent NAVs

Date	NAV
9 Sep 2022	₹16.3800
8 Sep 2022	₹16.3600
7 Sep 2022	₹16.3000
6 Sep 2022	₹16.3300
5 Sep 2022	₹16.3100
2 Sep 2022	₹16.2700
1 Sep 2022	₹16.2600
30 Aug 2022	₹16.2800
29 Aug 2022	₹16.1500
26 Aug 2022	₹16.2000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Sep 2022, the NAV of ICICI Prudential Balanced Advantage Fund - Quarterly IDCW is ₹16.3800. It's a Balanced Advantage Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Quarterly IDCW has NAV history starting from 05 Nov 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW has delivered a absolute return of -2.67% — -1.3 pp behind the Balanced Advantage Fund category average of -1.37%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW has delivered a CAGR of 8.94% — +2.47 pp ahead of the Balanced Advantage Fund category average of 6.47%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW has delivered a CAGR of 5.97% — -0.7 pp behind the Balanced Advantage Fund category average of 6.66%. The fund ranks #4 of 5 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Quarterly IDCW exactly 5 years ago would be worth approximately ₹133,605 today — a multiplier of 1.34×, based on the 5-year CAGR of 5.97%. The category average over the same window would have grown ₹1 lakh to ₹138,053.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹721,212 today. That's an XIRR (money-weighted annualised return) of 7.28%.

ICICI Prudential Balanced Advantage Fund - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,072,428 — XIRR 6.86%.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW ranks #4 out of 5 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.66%; this fund delivered 5.97%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Quarterly IDCW has experienced over the last 5-year window is 27.11% — its NAV fell from a high on 24 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW averaged 6.07% (best 10.10%, worst -1.17%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is -0.01 — negative risk-adjusted performance.

In calendar year 2021, ICICI Prudential Balanced Advantage Fund - Quarterly IDCW returned 7.86% — lagging the Balanced Advantage Fund category average of 12.56% by 4.70 pp. It ranked #5 of 5 in its category that year.

ICICI Prudential Balanced Advantage Fund - Quarterly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Quarterly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 5.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.