Should I invest in ICICI Prudential Balanced Advantage Fund - Monthly IDCW?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Monthly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.8%. 5-year CAGR: 5.71%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Monthly IDCW

Latest NAV

₹21.8700

As of

3 Jun 2026

2,944 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.32%	+0.17%	+0.15	1 / 7	Q1
1W	-0.72%	-0.77%	+0.05	3 / 7	Q2
2W	+0.27%	+0.14%	+0.14	2 / 7	Q2
1M	-1.08%	-0.69%	-0.39	5 / 7	Q3
3M	-2.23%	-1.21%	-1.02	5 / 7	Q3
6M	-4.48%	-4.01%	-0.47	5 / 7	Q3
YTD	-4.65%	-4.21%	-0.44	6 / 7	Q4
1Y	-0.27%	-3.12%	+2.84	2 / 7	Q2
2Y	+2.83%	+1.69%	+1.14	4 / 7	Q3
3Y	+7.14%	+6.50%	+0.63	4 / 7	Q3
4Y	+6.72%	+6.38%	+0.35	4 / 6	Q3
5Y	+5.71%	+6.36%	-0.65	4 / 5	Q4
7Y	+6.12%	+7.44%	-1.32	5 / 5	Q4
10Y	+5.02%	+6.98%	-1.96	4 / 4	Q4
Inception	+4.65%	+5.26%	-0.61	5 / 7	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.65%	-4.82%	+0.17	5 / 6
2025	+7.69%	+2.62%	+5.07	1 / 6
2024	+7.81%	+9.53%	-1.72	5 / 6
2023	+11.04%	+13.30%	-2.26	5 / 6
2022	+2.78%	+0.09%	+2.70	1 / 6
2021	+9.39%	+12.56%	-3.17	4 / 5
2020	+6.42%	+13.94%	-7.52	5 / 5
2019	+4.23%	+5.20%	-0.97	3 / 5
2018	-4.84%	-2.04%	-2.80	4 / 5
2017	+9.82%	+15.85%	-6.04	5 / 5
2016	-0.07%	-0.05%	-0.03	3 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.03%

134 windows

min -22.1% · max 42.0%

77% positive

3-Year rolling

+4.98%

110 windows

min -7.9% · max 13.6%

90% positive

5-Year rolling

+4.93%

86 windows

min -4.2% · max 11.9%

94% positive

7-Year rolling

+4.95%

61 windows

min 2.9% · max 7.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.49%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.15

Downside-only deviation

Max drawdown

-8.76%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
Franklin India Balanced Advantage Fund- IDCW	Franklin India	₹13.0053	3 Jun 2026
Edelweiss Absolute Return Equity Fund - Dividend	Edelweiss	₹20.5400	3 Jun 2026
UTI - Unit Linked Insurance Plan	UTI	₹40.7268	3 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Monthly Income Distribution CUM Capital Withdrawal Option	Sundaram	₹13.9704	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.8700
2 Jun 2026	₹21.9500
1 Jun 2026	₹21.8800
29 May 2026	₹21.9600
27 May 2026	₹22.1200
26 May 2026	₹22.1100
25 May 2026	₹22.1400
22 May 2026	₹21.9800
21 May 2026	₹21.9300
20 May 2026	₹21.9200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Balanced Advantage Fund - Monthly IDCW is ₹21.8700. It's a Balanced Advantage Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Monthly IDCW has NAV history starting from 12 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Monthly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Monthly IDCW has delivered a absolute return of -0.27% — +2.84 pp ahead of the Balanced Advantage Fund category average of -3.12%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Monthly IDCW has delivered a CAGR of 7.14% — +0.63 pp ahead of the Balanced Advantage Fund category average of 6.50%. The fund ranks #4 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Monthly IDCW has delivered a CAGR of 5.71% — -0.65 pp behind the Balanced Advantage Fund category average of 6.36%. The fund ranks #4 of 5 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Monthly IDCW exactly 10 years ago would be worth approximately ₹163,197 today — a multiplier of 1.63×, based on the 10-year CAGR of 5.02%. The category average over the same window would have grown ₹1 lakh to ₹196,429.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹683,384 today. That's an XIRR (money-weighted annualised return) of 5.14%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Balanced Advantage Fund - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,604,814 (multiplier 1.34×). XIRR: 5.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Monthly IDCW ranks #4 out of 5 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.36%; this fund delivered 5.71%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Monthly IDCW has experienced over the last 5-year window is 8.76% — its NAV fell from a high on 02 Jan 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Monthly IDCW averaged 4.93% (best 11.89%, worst -4.17%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is -0.12 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Balanced Advantage Fund - Monthly IDCW returned 7.69% — beating the Balanced Advantage Fund category average of 2.62% by 5.07 pp. It ranked #1 of 6 in its category that year.

ICICI Prudential Balanced Advantage Fund - Monthly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Monthly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.8%. 5-year CAGR: 5.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.