Should I invest in HSBC Ultra Short Duration Fund - Direct Weekly IDCW?

We don't give personal investment advice. HSBC Ultra Short Duration Fund - Direct Weekly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.01%.

HSBC

HSBC Ultra Short Duration Fund - Direct Weekly IDCW

Latest NAV

₹1,007.3634

As of

3 Jun 2026

1,533 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.00%	+0.02	28 / 102	Q2
1W	+0.22%	-1.81%	+2.03	16 / 104	Q1
2W	+0.19%	+0.12%	+0.07	35 / 102	Q2
1M	+0.15%	+0.20%	-0.05	46 / 102	Q2
3M	+0.10%	+0.79%	-0.68	50 / 102	Q2
6M	+0.10%	+1.31%	-1.20	48 / 99	Q2
YTD	+0.13%	+1.32%	-1.19	49 / 100	Q2
1Y	+0.08%	-1.59%	+1.67	47 / 103	Q2
2Y	+0.04%	-1.79%	+1.83	56 / 99	Q3
3Y	+0.05%	+2.26%	-2.21	53 / 95	Q3
4Y	+0.04%	+2.16%	-2.12	54 / 90	Q3
5Y	+0.01%	+2.02%	-2.01	66 / 89	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.14%	-2.03%	+2.17	60 / 106	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.13%	+0.69%	-0.56	32 / 80
2025	+0.03%	+1.97%	-1.94	41 / 80
2024	+0.03%	+2.28%	-2.25	50 / 80
2023	+0.00%	+2.52%	-2.52	53 / 78
2022	-0.08%	+1.51%	-1.58	83 / 86
2021	+0.01%	-3.45%	+3.46	39 / 82
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.04%

66 windows

min -0.2% · max 0.8%

58% positive

3-Year rolling

+0.01%

41 windows

min -0.1% · max 0.5%

46% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.02%

17 windows

min 0.0% · max 0.1%

47% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.45%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.45%

Apr 2025 → May 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Ultra Short Term Fund - Direct Plan-Daily IDCW Option	HDFC	₹10.0920	3 Jun 2026
NIPPON INDIA ULTRA SHORT DURATION FUND - DIRECT Plan - DAILY IDCW OPTION	Nippon India	₹1,114.1500	3 Jun 2026
SBI Ultra Short Duration Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹2,399.9423	3 Jun 2026
ICICI Prudential Ultra Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹10.7924	3 Jun 2026
Invesco India Ultra Short Duration Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹2,168.5662	3 Jun 2026
BANDHAN ULTRA SHORT DURATION FUND - DIRECT PLAN -MONTHLY IDCW	Bandhan	₹10.0561	3 Jun 2026
Aditya Birla Sun Life Savings Fund-DIRECT - DAILY IDCW	Aditya Birla Sun Life	₹100.1187	3 Jun 2026
Motilal Oswal Ultra Short Term Fund Direct - IDCW Daily Reinvestment	Motilal Oswal	₹11.7326	3 Jun 2026
Franklin India Ultra Short Duration Fund - Direct - IDCW	Franklin India	₹10.7529	3 Jun 2026
Mirae Asset Ultra Short Duration Fund Direct IDCW	Mirae Asset	₹1,398.5715	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,007.3634
2 Jun 2026	₹1,009.3356
1 Jun 2026	₹1,009.0570
29 May 2026	₹1,008.2704
27 May 2026	₹1,007.4924
26 May 2026	₹1,007.1255
25 May 2026	₹1,007.0861
22 May 2026	₹1,006.5717
21 May 2026	₹1,006.5916
20 May 2026	₹1,006.9589

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Ultra Short Duration Fund - Direct Weekly IDCW is ₹1,007.3634. It's a Ultra Short Duration Fund from HSBC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Ultra Short Duration Fund - Direct Weekly IDCW has NAV history starting from 30 Jan 2020, a track record of about 6 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC Ultra Short Duration Fund - Direct Weekly IDCW is managed by HSBC. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Ultra Short Duration Fund - Direct Weekly IDCW has delivered a absolute return of 0.08% — +1.67 pp ahead of the Ultra Short Duration Fund category average of -1.59%. The fund ranks #47 of 103 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HSBC Ultra Short Duration Fund - Direct Weekly IDCW has delivered a CAGR of 0.05% — -2.21 pp behind the Ultra Short Duration Fund category average of 2.26%. The fund ranks #53 of 95 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Ultra Short Duration Fund - Direct Weekly IDCW has delivered a CAGR of 0.01% — -2.01 pp behind the Ultra Short Duration Fund category average of 2.02%. The fund ranks #66 of 89 in its category — the third (Q3) quartile.

₹1 lakh invested in HSBC Ultra Short Duration Fund - Direct Weekly IDCW exactly 5 years ago would be worth approximately ₹100,068 today — a multiplier of 1.00×, based on the 5-year CAGR of 0.01%. The category average over the same window would have grown ₹1 lakh to ₹110,527.

A ₹10,000 monthly SIP in HSBC Ultra Short Duration Fund - Direct Weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹600,563 today. That's an XIRR (money-weighted annualised return) of 0.04%.

HSBC Ultra Short Duration Fund - Direct Weekly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹600,563 — XIRR 0.04%.

On a 5-year basis, HSBC Ultra Short Duration Fund - Direct Weekly IDCW ranks #66 out of 89 funds in the Ultra Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.02%; this fund delivered 0.01%.

The worst peak-to-trough decline HSBC Ultra Short Duration Fund - Direct Weekly IDCW has experienced over the last 5-year window is 0.45% — its NAV fell from a high on 02 Apr 2025 to a low on 22 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Ultra Short Duration Fund - Direct Weekly IDCW averaged 0.02% (best 0.14%, worst -0.03%). 47% of rolling windows ended positive.

In calendar year 2025, HSBC Ultra Short Duration Fund - Direct Weekly IDCW returned 0.03% — lagging the Ultra Short Duration Fund category average of 1.97% by 1.94 pp. It ranked #41 of 80 in its category that year.

HSBC Ultra Short Duration Fund - Direct Weekly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC Ultra Short Duration Fund - Direct Weekly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.