Should I invest in HSBC FTS 129?

We don't give personal investment advice. HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HSBC

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020

Latest NAV

₹10.0000

As of

30 Jun 2020

736 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-18.60%	-8.05%	-10.55	778 / 904	Q4
1W	-18.56%	-11.71%	-6.84	592 / 779	Q4
2W	-18.50%	-11.75%	-6.74	587 / 776	Q4
1M	-18.36%	-11.75%	-6.61	582 / 772	Q4
3M	-17.58%	-11.29%	-6.30	569 / 763	Q3
6M	-16.13%	-10.39%	-5.74	547 / 749	Q3
YTD	-16.16%	-10.45%	-5.71	556 / 747	Q3
1Y	-12.37%	-8.25%	-4.13	520 / 728	Q3
2Y	-2.58%	-5.23%	+2.65	425 / 660	Q3
3Y	-0.16%	-3.98%	+3.82	394 / 644	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.07%	-1.09%	+1.02	778 / 904	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-16.16%	+3.44%	-19.60	409 / 433
2019	+8.87%	+4.28%	+4.59	166 / 449
2018	+6.05%	+0.48%	+5.57	81 / 205
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.41%

26 windows

min -12.4% · max 9.9%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.16%

1 window

min -0.2% · max -0.2%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.82%

3-year · annualised

Sharpe ratio

-0.55

vs risk-free 6.5%

Sortino ratio

-0.57

Downside-only deviation

Max drawdown

-18.60%

Jun 2020 → Jun 2020

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium to Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Charity Fund for Cancer Cure - IDCW Option - 50% IDCW Donation Option	HDFC	₹10.0419	3 Jun 2026
NIPPON INDIA FIXED MATURITY PLAN - XLI - SERIES 8 - IDCW Option	Nippon India	₹17.0046	3 Jun 2026
SBI Magnum Income Fund-Bonus	SBI	₹43.7200	3 Jun 2026
ICICI Prudential Bond Fund - Half Yearly IDCW	ICICI Prudential	₹11.0548	3 Jun 2026
Franklin India Medium to Long Duration Fund - IDCW	Franklin India	₹10.4210	3 Jun 2026
Canara Robeco Income-Growth Plan	Canara Robeco	₹55.9906	3 Jun 2026
UTI Bond Fund-Growth (for rep. After 6 months- No Load)	UTI	₹74.6017	3 Jun 2026
Birla Sun Life Income Plus (Dividend)	Birla Sun Life	₹12.9049	3 Jun 2026
IDFC - SSIF - Investment Plan - Annual Dividend	IDFC	₹11.6743	3 Jun 2026
JM Income Fund-Dividend	JM Financial	₹21.5269	3 Jun 2026

Recent NAVs

Date	NAV
30 Jun 2020	₹10.0000
29 Jun 2020	₹12.2854
26 Jun 2020	₹12.2818
25 Jun 2020	₹12.2806
24 Jun 2020	₹12.2796
23 Jun 2020	₹12.2784
22 Jun 2020	₹12.2772
19 Jun 2020	₹12.2734
18 Jun 2020	₹12.2723
17 Jun 2020	₹12.2711

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Jun 2020, the NAV of HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 is ₹10.0000. It's a Medium to Long Duration Fund from HSBC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 has NAV history starting from 12 Jun 2017, a track record of about 8 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 is managed by HSBC. It's classified by AMFI under the 'Medium to Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 has delivered a absolute return of -12.37% — -4.13 pp behind the Medium to Long Duration Fund category average of -8.25%. The fund ranks #520 of 728 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 has delivered a CAGR of -0.16% — +3.82 pp ahead of the Medium to Long Duration Fund category average of -3.98%. The fund ranks #394 of 644 in its category — the third (Q3) quartile.

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 exactly 3 years ago would be worth approximately ₹99,513 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.16%. The category average over the same window would have grown ₹1 lakh to ₹88,516.

A ₹10,000 monthly SIP in HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 over the last 3 years — total invested ₹360,000 — would be worth ₹327,413 today. That's an XIRR (money-weighted annualised return) of -6.05%.

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹327,413 — XIRR -6.05%.

On a 3-year basis, HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 ranks #394 out of 644 funds in the Medium to Long Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -3.98%; this fund delivered -0.16%.

The worst peak-to-trough decline HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 has experienced over the last 3-year window is 18.60% — its NAV fell from a high on 29 Jun 2020 to a low on 30 Jun 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 averaged -0.16% (best -0.16%, worst -0.16%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.55 — negative risk-adjusted performance.

In calendar year 2019, HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 returned 8.87% — beating the Medium to Long Duration Fund category average of 4.28% by 4.59 pp. It ranked #166 of 449 in its category that year.

HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC FTS 129 - IDCW - Tenure 1120 Days - Maturity: 30-Jun-2020 is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.