HSBC
HSBC Credit Risk Fund - Direct Growth
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.07% | +0.04% | +0.02 | 4 / 14 | Q2 |
| 1W | +0.04% | +0.04% | +0.01 | 3 / 14 | Q1 |
| 2W | -0.05% | +0.05% | -0.09 | 11 / 14 | Q4 |
| 1M | +0.69% | +0.92% | -0.22 | 12 / 14 | Q4 |
| 3M | +1.87% | +2.19% | -0.32 | 13 / 14 | Q4 |
| 6M | +3.61% | +4.55% | -0.95 | 12 / 14 | Q4 |
| YTD | +3.54% | +4.79% | -1.25 | 11 / 14 | Q4 |
| 1Y | +6.28% | +8.02% | -1.74 | 13 / 14 | Q4 |
| 2Y | +14.06% | +9.96% | +4.09 | 3 / 14 | Q1 |
| 3Y | +11.81% | +9.73% | +2.08 | 3 / 14 | Q1 |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | +11.04% | +8.36% | +2.69 | 1 / 14 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2026 YTD | +3.54% | +4.78% | -1.23 | 10 / 13 |
| 2025 | +21.22% | +11.47% | +9.75 | 2 / 13 |
| 2024 | +7.96% | +8.95% | -0.99 | 13 / 13 |
| 2023 | +7.35% | +8.59% | -1.24 | 11 / 14 |
| 2022 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in Credit Risk Fund
Recent NAVs
| Date | NAV |
|---|---|
| 17 Jul 2026 | ₹37.4131 |
| 16 Jul 2026 | ₹37.3883 |
| 15 Jul 2026 | ₹37.3666 |
| 14 Jul 2026 | ₹37.3590 |
| 13 Jul 2026 | ₹37.4062 |
| 10 Jul 2026 | ₹37.3964 |
| 9 Jul 2026 | ₹37.3796 |
| 8 Jul 2026 | ₹37.3599 |
| 7 Jul 2026 | ₹37.4214 |
| 6 Jul 2026 | ₹37.4316 |
Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
- understands what asset class this scheme actually invests in (check the factsheet)
- matches that asset class's volatility profile to their goal horizon
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.