Should I invest in HSBC Consumption Fund - Direct IDCW?

We don't give personal investment advice. HSBC Consumption Fund - Direct IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HSBC

HSBC Consumption Fund - Direct IDCW

Latest NAV

₹14.2466

As of

3 Jun 2026

673 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.67%	+0.27%	+0.40	46 / 249	Q1
1W	-1.84%	-1.33%	-0.52	160 / 249	Q3
2W	-1.04%	-0.44%	-0.61	190 / 251	Q4
1M	-2.54%	-0.98%	-1.57	198 / 251	Q4
3M	+1.36%	+0.91%	+0.45	122 / 249	Q2
6M	-6.62%	-3.35%	-3.27	159 / 241	Q3
YTD	-5.88%	-3.40%	-2.48	146 / 241	Q3
1Y	+0.27%	+2.11%	-1.84	125 / 225	Q3
2Y	+6.35%	+1.79%	+4.57	49 / 181	Q2
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.85%	+8.52%	+5.33	67 / 251	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.88%	-2.64%	-3.24	144 / 237
2025	-0.83%	+1.49%	-2.32	116 / 204
2024	+34.53%	+20.10%	+14.43	17 / 158
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.68%

22 windows

min -3.1% · max 50.0%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.2466
2 Jun 2026	₹14.3057
1 Jun 2026	₹14.2106
29 May 2026	₹14.3644
27 May 2026	₹14.5721
26 May 2026	₹14.5744
25 May 2026	₹14.6048
22 May 2026	₹14.4728
21 May 2026	₹14.4683
20 May 2026	₹14.4467

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Consumption Fund - Direct IDCW is ₹14.2466. It's a Sectoral/Thematic Fund from HSBC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Consumption Fund - Direct IDCW has NAV history starting from 04 Sep 2023, a track record of about 2 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Consumption Fund - Direct IDCW is managed by HSBC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Consumption Fund - Direct IDCW has delivered a absolute return of 0.27% — -1.84 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #125 of 225 in its category — the third (Q3) quartile.

HSBC Consumption Fund - Direct IDCW doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

HSBC Consumption Fund - Direct IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

HSBC Consumption Fund - Direct IDCW doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in HSBC Consumption Fund - Direct IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹116,812 today. That's an XIRR (money-weighted annualised return) of -4.87%.

HSBC Consumption Fund - Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹116,812 — XIRR -4.87%.

HSBC Consumption Fund - Direct IDCW doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

HSBC Consumption Fund - Direct IDCW doesn't have a computed drawdown figure yet.

Consistency stats for HSBC Consumption Fund - Direct IDCW need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, HSBC Consumption Fund - Direct IDCW returned -0.83% — lagging the Sectoral/Thematic Fund category average of 1.49% by 2.32 pp. It ranked #116 of 204 in its category that year.

HSBC Consumption Fund - Direct IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Consumption Fund - Direct IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HSBC Consumption Fund - Direct IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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