Should I invest in HDFC Technology Fund?

We don't give personal investment advice. HDFC Technology Fund - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Technology Fund - IDCW Option

Latest NAV

₹11.5300

As of

17 Jul 2026

700 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.99%	+0.04%	+0.95	3 / 36	Q1
1W	+3.01%	-0.07%	+3.09	1 / 36	Q1
2W	+5.71%	+0.01%	+5.70	1 / 36	Q1
1M	+4.66%	+1.77%	+2.89	4 / 36	Q1
3M	-0.71%	+3.53%	-4.24	32 / 36	Q4
6M	-16.92%	+1.51%	-18.44	35 / 36	Q4
YTD	-17.00%	-0.68%	-16.32	36 / 36	Q4
1Y	-15.80%	+1.30%	-17.10	33 / 34	Q4
2Y	-5.55%	-0.01%	-5.54	21 / 31	Q3
3Y	+4.84%	+10.89%	-6.05	22 / 28	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.08%	+11.27%	-6.18	32 / 36	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-17.00%	-0.68%	-16.32	36 / 36
2025	-5.60%	+2.43%	-8.03	27 / 32
2024	+33.05%	+17.65%	+15.40	4 / 29
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.24%

23 windows

min -21.1% · max 47.2%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option	HDFC	₹16.1530	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - IDCW Option	Nippon India	₹27.0439	17 Jul 2026
ICICI Prudential Bharat Consumption Fund - IDCW Option	ICICI Prudential	₹15.2800	17 Jul 2026
Franklin India Multi-Factor Fund- IDCW	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Payout of Income Distribution cum capital withdrawal option	Kotak	₹54.9950	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Quarterly IDCW	Bank of India	₹43.0600	17 Jul 2026
Franklin Build India Fund - IDCW		₹41.4023	17 Jul 2026
Groww Banking & Financial Services Fund-IDCW	Groww	₹13.5287	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹11.5300
16 Jul 2026	₹11.4170
15 Jul 2026	₹11.3430
14 Jul 2026	₹11.3930
13 Jul 2026	₹11.4430
10 Jul 2026	₹11.1930
9 Jul 2026	₹10.9860
8 Jul 2026	₹10.8950
7 Jul 2026	₹11.0570
6 Jul 2026	₹10.8640

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Technology Fund - IDCW Option is ₹11.5300. It's a Sectoral/Thematic Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Technology Fund - IDCW Option has NAV history starting from 08 Sep 2023, a track record of about 2 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Technology Fund - IDCW Option is managed by HDFC. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Technology Fund - IDCW Option has delivered a absolute return of -15.80% — -17.1 pp behind the Sectoral/Thematic Fund category average of 1.30%. The fund ranks #33 of 34 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Technology Fund - IDCW Option has delivered a CAGR of 4.84% — -6.05 pp behind the Sectoral/Thematic Fund category average of 10.89%. The fund ranks #22 of 28 in its category — the bottom (Q4) quartile.

HDFC Technology Fund - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Technology Fund - IDCW Option exactly 3 years ago would be worth approximately ₹115,219 today — a multiplier of 1.15×, based on the 3-year CAGR of 4.84%. The category average over the same window would have grown ₹1 lakh to ₹136,340.

A ₹10,000 monthly SIP in HDFC Technology Fund - IDCW Option over the last 1 year — total invested ₹120,000 — would be worth ₹110,729 today. That's an XIRR (money-weighted annualised return) of -13.99%.

HDFC Technology Fund - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹110,729 — XIRR -13.99%.

On a 3-year basis, HDFC Technology Fund - IDCW Option ranks #22 out of 28 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.89%; this fund delivered 4.84%.

HDFC Technology Fund - IDCW Option doesn't have a computed drawdown figure yet.

Consistency stats for HDFC Technology Fund - IDCW Option need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, HDFC Technology Fund - IDCW Option returned -5.59% — lagging the Sectoral/Thematic Fund category average of 2.43% by 8.03 pp. It ranked #27 of 32 in its category that year.

HDFC Technology Fund - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Technology Fund - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Technology Fund - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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