Should I invest in HDFC Small Cap Fund?

We don't give personal investment advice. HDFC Small Cap Fund - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.1%. 5-year CAGR: 5.37%.

HDFC

HDFC Small Cap Fund - IDCW Option

Latest NAV

₹38.5070

As of

3 Jun 2026

2,932 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.33%	+0.28	1 / 4	Q1
1W	-1.23%	-0.84%	-0.38	3 / 4	Q3
2W	+0.81%	+1.53%	-0.72	3 / 4	Q3
1M	-0.19%	+1.55%	-1.74	3 / 4	Q3
3M	-8.62%	+8.28%	-16.90	4 / 4	Q4
6M	-14.79%	-0.90%	-13.89	4 / 4	Q4
YTD	-13.60%	-0.41%	-13.19	4 / 4	Q4
1Y	-11.37%	+0.85%	-12.22	4 / 4	Q4
2Y	-6.99%	-1.23%	-5.76	4 / 4	Q4
3Y	+3.16%	+13.49%	-10.33	4 / 4	Q4
4Y	+7.41%	+15.82%	-8.41	4 / 4	Q4
5Y	+5.37%	+14.54%	-9.17	4 / 4	Q4
7Y	+7.59%	+20.35%	-12.75	4 / 4	Q4
10Y	+7.18%	+15.31%	-8.12	4 / 4	Q4
Inception	+6.26%	+12.32%	-6.05	4 / 4	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.60%	-0.41%	-13.19	4 / 4
2025	-11.11%	-7.59%	-3.52	3 / 4
2024	+9.29%	+16.81%	-7.52	4 / 4
2023	+31.24%	+39.33%	-8.09	4 / 4
2022	-6.16%	+3.79%	-9.95	4 / 4
2021	+49.15%	+73.65%	-24.49	4 / 4
2020	+19.23%	+48.87%	-29.64	4 / 4
2019	-19.48%	-17.40%	-2.08	2 / 4
2018	-17.22%	-9.04%	-8.18	3 / 4
2017	+46.17%	+28.75%	+17.43	2 / 4
2016	-6.94%	+2.11%	-9.05	4 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.75%

134 windows

min -42.7% · max 97.6%

56% positive

3-Year rolling

+8.86%

109 windows

min -15.9% · max 34.2%

80% positive

5-Year rolling

+8.27%

85 windows

min -8.6% · max 21.8%

82% positive

7-Year rolling

+8.09%

61 windows

min 3.9% · max 11.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.16%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.10

Downside-only deviation

Max drawdown

-34.12%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹61.5290	3 Jun 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹103.0482	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹132.4685	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹66.7400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.7800	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹36.6190	3 Jun 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹229.2186	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹73.1715	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹50.2188	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹38.5070
2 Jun 2026	₹38.5250
1 Jun 2026	₹38.2910
29 May 2026	₹38.4920
27 May 2026	₹38.9240
26 May 2026	₹39.0040
25 May 2026	₹38.9830
22 May 2026	₹38.6820
21 May 2026	₹38.6050
20 May 2026	₹38.3270

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Small Cap Fund - IDCW Option is ₹38.5070. It's a Small Cap Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Small Cap Fund - IDCW Option has NAV history starting from 30 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Small Cap Fund - IDCW Option is managed by HDFC. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Small Cap Fund - IDCW Option has delivered a absolute return of -11.37% — -12.22 pp behind the Small Cap Fund category average of 0.85%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Small Cap Fund - IDCW Option has delivered a CAGR of 3.16% — -10.33 pp behind the Small Cap Fund category average of 13.49%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Small Cap Fund - IDCW Option has delivered a CAGR of 5.37% — -9.17 pp behind the Small Cap Fund category average of 14.54%. The fund ranks #4 of 4 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Small Cap Fund - IDCW Option exactly 10 years ago would be worth approximately ₹200,130 today — a multiplier of 2.00×, based on the 10-year CAGR of 7.18%. The category average over the same window would have grown ₹1 lakh to ₹415,461.

A ₹10,000 monthly SIP in HDFC Small Cap Fund - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹600,315 today. That's an XIRR (money-weighted annualised return) of 0.02%.

A ₹10,000 monthly SIP for 10 years in HDFC Small Cap Fund - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,633,054 (multiplier 1.36×). XIRR: 6.00%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Small Cap Fund - IDCW Option ranks #4 out of 4 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.54%; this fund delivered 5.37%.

The worst peak-to-trough decline HDFC Small Cap Fund - IDCW Option has experienced over the last 5-year window is 34.12% — its NAV fell from a high on 11 Dec 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Small Cap Fund - IDCW Option averaged 8.27% (best 21.78%, worst -8.65%). 82% of rolling windows ended positive. The 5-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, HDFC Small Cap Fund - IDCW Option returned -11.11% — lagging the Small Cap Fund category average of -7.59% by 3.52 pp. It ranked #3 of 4 in its category that year.

HDFC Small Cap Fund - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Small Cap Fund - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 34.1%. 5-year CAGR: 5.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.