Should I invest in HDFC Premier Multi-Cap Fund?

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.8%. 5-year CAGR: 9.04%.

HDFC

HDFC Premier Multi-Cap Fund-Growth

Latest NAV

₹114.6000

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.25%	+0.11	3 / 12	Q1
1W	+0.21%	+0.03%	+0.18	4 / 12	Q2
2W	-0.04%	+0.12%	-0.17	10 / 12	Q4
1M	+1.75%	+0.45%	+1.30	1 / 10	Q1
3M	+0.67%	+0.82%	-0.14	7 / 10	Q3
6M	-3.67%	-0.67%	-3.00	9 / 10	Q4
YTD	-5.00%	-2.03%	-2.97	9 / 10	Q4
1Y	-4.57%	-1.60%	-2.97	9 / 10	Q4
2Y	-0.17%	+1.13%	-1.30	9 / 10	Q4
3Y	+6.69%	+8.82%	-2.13	8 / 10	Q4
4Y	+10.45%	+11.90%	-1.45	8 / 9	Q4
5Y	+9.04%	+9.75%	-0.71	5 / 7	Q3
7Y	+11.44%	+11.30%	+0.14	4 / 7	Q3
10Y	+10.16%	+9.53%	+0.63	4 / 7	Q3
Inception	+9.78%	+7.96%	+1.82	6 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.00%	-2.48%	-2.52	8 / 9
2025	+5.63%	+4.25%	+1.38	2 / 9
2024	+12.85%	+16.22%	-3.37	8 / 9
2023	+17.19%	+19.93%	-2.74	6 / 9
2022	+8.88%	+3.88%	+5.00	1 / 8
2021	+25.27%	+24.49%	+0.79	5 / 7
2020	+13.06%	+9.22%	+3.84	1 / 7
2019	+7.07%	+5.77%	+1.29	5 / 8
2018	-11.17%	-5.93%	-5.24	7 / 8
2017	+33.95%	+24.12%	+9.83	1 / 8
2016	-0.70%	-1.43%	+0.73	5 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.69%

236 windows

min -56.7% · max 131.1%

72% positive

3-Year rolling

+11.49%

211 windows

min -8.5% · max 36.1%

91% positive

5-Year rolling

+10.99%

187 windows

min 0.1% · max 22.3%

100% positive

7-Year rolling

+10.61%

163 windows

min 5.3% · max 19.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.76%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.09

Downside-only deviation

Max drawdown

-12.79%

Nov 2025 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Premier Multi-Cap Fund-Dividend	HDFC	₹15.2580	17 Jul 2026
Nippon India Aggressive Hybrid Fund - Growth Plan	Nippon India	₹107.0611	17 Jul 2026
Edelweiss Nifty Enhancer Fund- Plan A-Growth Option	Edelweiss	₹64.6400	17 Jul 2026
Baroda BNP Paribas Aggressive Hybrid Fund- REGULAT PLAN -GROWTH OPTION	Baroda BNP Paribas	₹28.0480	17 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Growth Option	PGIM India	₹129.8300	17 Jul 2026
Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)-Growth	Sundaram	₹159.5201	17 Jul 2026
WhiteOak Capital Aggressive Hybrid Fund Direct Plan Growth		₹10.3010	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹114.6000
16 Jul 2026	₹114.1870
15 Jul 2026	₹114.1050
14 Jul 2026	₹113.8370
13 Jul 2026	₹114.4920
10 Jul 2026	₹114.3590
9 Jul 2026	₹113.3180
8 Jul 2026	₹113.0060
7 Jul 2026	₹114.8670
6 Jul 2026	₹114.9590

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Premier Multi-Cap Fund-Growth is ₹114.6000. It's a Aggressive Hybrid Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Premier Multi-Cap Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Premier Multi-Cap Fund-Growth is managed by HDFC. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Premier Multi-Cap Fund-Growth has delivered a absolute return of -4.57% — -2.97 pp behind the Aggressive Hybrid Fund category average of -1.60%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Premier Multi-Cap Fund-Growth has delivered a CAGR of 6.69% — -2.13 pp behind the Aggressive Hybrid Fund category average of 8.82%. The fund ranks #8 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Premier Multi-Cap Fund-Growth has delivered a CAGR of 9.04% — -0.71 pp behind the Aggressive Hybrid Fund category average of 9.75%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC Premier Multi-Cap Fund-Growth exactly 10 years ago would be worth approximately ₹263,177 today — a multiplier of 2.63×, based on the 10-year CAGR of 10.16%. The category average over the same window would have grown ₹1 lakh to ₹248,543.

A ₹10,000 monthly SIP in HDFC Premier Multi-Cap Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹714,685 today. That's an XIRR (money-weighted annualised return) of 6.93%.

A ₹10,000 monthly SIP for 10 years in HDFC Premier Multi-Cap Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹2,028,733 (multiplier 1.69×). XIRR: 10.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Premier Multi-Cap Fund-Growth ranks #5 out of 7 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.75%; this fund delivered 9.04%.

The worst peak-to-trough decline HDFC Premier Multi-Cap Fund-Growth has experienced over the last 5-year window is 12.79% — its NAV fell from a high on 20 Nov 2025 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Premier Multi-Cap Fund-Growth averaged 10.99% (best 22.31%, worst 0.09%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, HDFC Premier Multi-Cap Fund-Growth returned 5.63% — beating the Aggressive Hybrid Fund category average of 4.25% by 1.38 pp. It ranked #2 of 9 in its category that year.

HDFC Premier Multi-Cap Fund-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.8%. 5-year CAGR: 9.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.