Should I invest in HDFC Premier Multi-Cap Fund?

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 2.11%.

HDFC

HDFC Premier Multi-Cap Fund-Dividend

Latest NAV

₹15.2580

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.25%	+0.11	2 / 12	Q1
1W	+0.21%	+0.03%	+0.18	5 / 12	Q2
2W	-0.05%	+0.12%	-0.17	11 / 12	Q4
1M	+0.10%	+0.45%	-0.35	9 / 10	Q4
3M	-0.97%	+0.82%	-1.78	9 / 10	Q4
6M	-6.81%	-0.67%	-6.14	10 / 10	Q4
YTD	-8.09%	-2.03%	-6.06	10 / 10	Q4
1Y	-10.42%	-1.60%	-8.82	10 / 10	Q4
2Y	-6.10%	+1.13%	-7.22	10 / 10	Q4
3Y	+0.30%	+8.82%	-8.51	10 / 10	Q4
4Y	+3.61%	+11.90%	-8.30	9 / 9	Q4
5Y	+2.11%	+9.75%	-7.64	7 / 7	Q4
7Y	+4.13%	+11.30%	-7.17	7 / 7	Q4
10Y	+1.29%	+9.53%	-8.24	7 / 7	Q4
Inception	-0.02%	+7.96%	-7.98	12 / 12	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.09%	-2.48%	-5.61	9 / 9
2025	-0.54%	+4.25%	-4.80	9 / 9
2024	+6.35%	+16.22%	-9.87	9 / 9
2023	+9.53%	+19.93%	-10.40	9 / 9
2022	+1.22%	+3.88%	-2.65	7 / 8
2021	+16.44%	+24.49%	-8.05	7 / 7
2020	+8.08%	+9.22%	-1.14	6 / 7
2019	-5.42%	+5.77%	-11.19	8 / 8
2018	-26.81%	-5.93%	-20.88	8 / 8
2017	+19.97%	+24.12%	-4.15	6 / 8
2016	-11.45%	-1.43%	-10.02	6 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.54%

236 windows

min -61.7% · max 106.2%

48% positive

3-Year rolling

+1.38%

211 windows

min -18.4% · max 19.0%

61% positive

5-Year rolling

+0.66%

187 windows

min -10.2% · max 14.8%

57% positive

7-Year rolling

+0.16%

163 windows

min -6.0% · max 7.9%

46% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.88%

3-year · annualised

Sharpe ratio

-0.57

vs risk-free 6.5%

Sortino ratio

-0.81

Downside-only deviation

Max drawdown

-19.63%

Sep 2024 → Mar 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Premier Multi-Cap Fund-Growth	HDFC	₹114.6000	17 Jul 2026
Nippon India Aggressive Hybrid Fund - Growth Plan	Nippon India	₹107.0611	17 Jul 2026
Edelweiss Nifty Enhancer Fund- Plan A-Growth Option	Edelweiss	₹64.6400	17 Jul 2026
Baroda BNP Paribas Aggressive Hybrid Fund- REGULAT PLAN -GROWTH OPTION	Baroda BNP Paribas	₹28.0480	17 Jul 2026
PGIM India Aggressive Hybrid Equity Fund - Growth Option	PGIM India	₹129.8300	17 Jul 2026
Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)-Growth	Sundaram	₹159.5201	17 Jul 2026
WhiteOak Capital Aggressive Hybrid Fund Direct Plan Growth		₹10.3010	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.2580
16 Jul 2026	₹15.2030
15 Jul 2026	₹15.1920
14 Jul 2026	₹15.1570
13 Jul 2026	₹15.2440
10 Jul 2026	₹15.2260
9 Jul 2026	₹15.0880
8 Jul 2026	₹15.0460
7 Jul 2026	₹15.2940
6 Jul 2026	₹15.3060

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Premier Multi-Cap Fund-Dividend is ₹15.2580. It's a Aggressive Hybrid Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Premier Multi-Cap Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Premier Multi-Cap Fund-Dividend is managed by HDFC. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a absolute return of -10.42% — -8.82 pp behind the Aggressive Hybrid Fund category average of -1.60%. The fund ranks #10 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a CAGR of 0.30% — -8.51 pp behind the Aggressive Hybrid Fund category average of 8.82%. The fund ranks #10 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a CAGR of 2.11% — -7.64 pp behind the Aggressive Hybrid Fund category average of 9.75%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Premier Multi-Cap Fund-Dividend exactly 10 years ago would be worth approximately ₹113,688 today — a multiplier of 1.14×, based on the 10-year CAGR of 1.29%. The category average over the same window would have grown ₹1 lakh to ₹248,543.

A ₹10,000 monthly SIP in HDFC Premier Multi-Cap Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹598,895 today. That's an XIRR (money-weighted annualised return) of -0.07%.

A ₹10,000 monthly SIP for 10 years in HDFC Premier Multi-Cap Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,343,786 (multiplier 1.12×). XIRR: 2.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Premier Multi-Cap Fund-Dividend ranks #7 out of 7 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.75%; this fund delivered 2.11%.

The worst peak-to-trough decline HDFC Premier Multi-Cap Fund-Dividend has experienced over the last 5-year window is 19.63% — its NAV fell from a high on 25 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Premier Multi-Cap Fund-Dividend averaged 0.66% (best 14.77%, worst -10.20%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is -0.39 — negative risk-adjusted performance.

In calendar year 2025, HDFC Premier Multi-Cap Fund-Dividend returned -0.54% — lagging the Aggressive Hybrid Fund category average of 4.25% by 4.80 pp. It ranked #9 of 9 in its category that year.

HDFC Premier Multi-Cap Fund-Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 2.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.