Should I invest in HDFC Premier Multi-Cap Fund?

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Dividend is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 1.74%.

HDFC

HDFC Premier Multi-Cap Fund-Dividend

Latest NAV

₹14.8230

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.22%	+11.67%	-11.45	5 / 11	Q2
1W	-1.17%	+10.37%	-11.54	4 / 11	Q2
2W	-0.07%	+11.13%	-11.20	3 / 11	Q2
1M	-1.95%	+9.95%	-11.90	9 / 11	Q4
3M	-7.55%	+9.16%	-16.71	11 / 11	Q4
6M	-11.92%	+7.07%	-18.98	11 / 11	Q4
YTD	-10.63%	+7.19%	-17.82	11 / 11	Q4
1Y	-12.68%	+8.97%	-21.65	11 / 11	Q4
2Y	-6.05%	+6.49%	-12.54	11 / 11	Q4
3Y	+0.46%	+11.47%	-11.01	11 / 11	Q4
4Y	+2.39%	+12.05%	-9.66	10 / 10	Q4
5Y	+1.74%	+10.70%	-8.96	8 / 8	Q4
7Y	+2.83%	+10.31%	-7.48	7 / 7	Q4
10Y	+1.74%	+9.59%	-7.86	7 / 7	Q4
Inception	-0.16%	+9.59%	-9.75	11 / 11	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.63%	-5.46%	-5.17	9 / 9
2025	-0.54%	+16.45%	-17.00	10 / 10
2024	+6.35%	+14.60%	-8.25	9 / 10
2023	+9.53%	+17.94%	-8.41	9 / 10
2022	+1.22%	+3.45%	-2.22	7 / 9
2021	+16.44%	+21.43%	-4.98	7 / 8
2020	+8.08%	+8.07%	+0.01	6 / 8
2019	-5.42%	+5.77%	-11.19	8 / 8
2018	-26.81%	-5.93%	-20.88	8 / 8
2017	+19.97%	+24.12%	-4.15	6 / 8
2016	-11.45%	-1.43%	-10.02	6 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.62%

234 windows

min -62.1% · max 107.7%

47% positive

3-Year rolling

+1.16%

210 windows

min -18.3% · max 18.3%

59% positive

5-Year rolling

+0.61%

185 windows

min -11.6% · max 12.9%

57% positive

7-Year rolling

+0.12%

161 windows

min -6.5% · max 9.6%

45% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.49%

3-year · annualised

Sharpe ratio

-0.59

vs risk-free 6.5%

Sortino ratio

-0.75

Downside-only deviation

Max drawdown

-19.63%

Sep 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Premier Multi-Cap Fund-Growth	HDFC	₹109.5200	3 Jun 2026
Nippon India Aggressive Hybrid Fund - Growth Plan	Nippon India	₹102.9520	3 Jun 2026
Edelweiss Nifty Enhancer Fund- Plan A-Growth Option	Edelweiss	₹62.8400	3 Jun 2026
Baroda BNP Paribas Aggressive Hybrid Fund- REGULAT PLAN -GROWTH OPTION	Baroda BNP Paribas	₹27.2786	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Growth Option	PGIM India	₹125.4000	2 Jun 2026
Sundaram Aggressive Hybrid Fund (Formerly Known as Principal Hybrid Equity Fund)-Growth	Sundaram	₹153.7561	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.8230
2 Jun 2026	₹14.8360
1 Jun 2026	₹14.8040
29 May 2026	₹14.8880
27 May 2026	₹15.0110
26 May 2026	₹15.0120
25 May 2026	₹15.0540
22 May 2026	₹14.9130
21 May 2026	₹14.8860
20 May 2026	₹14.8740

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Premier Multi-Cap Fund-Dividend is ₹14.8230. It's a Aggressive Hybrid Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Premier Multi-Cap Fund-Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Premier Multi-Cap Fund-Dividend is managed by HDFC. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a absolute return of -12.68% — -21.65 pp behind the Aggressive Hybrid Fund category average of 8.97%. The fund ranks #11 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a CAGR of 0.46% — -11.01 pp behind the Aggressive Hybrid Fund category average of 11.47%. The fund ranks #11 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Premier Multi-Cap Fund-Dividend has delivered a CAGR of 1.74% — -8.96 pp behind the Aggressive Hybrid Fund category average of 10.70%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Premier Multi-Cap Fund-Dividend exactly 10 years ago would be worth approximately ₹118,783 today — a multiplier of 1.19×, based on the 10-year CAGR of 1.74%. The category average over the same window would have grown ₹1 lakh to ₹249,929.

A ₹10,000 monthly SIP in HDFC Premier Multi-Cap Fund-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹586,195 today. That's an XIRR (money-weighted annualised return) of -0.91%.

A ₹10,000 monthly SIP for 10 years in HDFC Premier Multi-Cap Fund-Dividend = ₹1,200,000 invested. It would currently be worth ₹1,312,454 (multiplier 1.09×). XIRR: 1.77%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Premier Multi-Cap Fund-Dividend ranks #8 out of 8 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.70%; this fund delivered 1.74%.

The worst peak-to-trough decline HDFC Premier Multi-Cap Fund-Dividend has experienced over the last 5-year window is 19.63% — its NAV fell from a high on 25 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Premier Multi-Cap Fund-Dividend averaged 0.61% (best 12.90%, worst -11.55%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2025, HDFC Premier Multi-Cap Fund-Dividend returned -0.54% — lagging the Aggressive Hybrid Fund category average of 16.45% by 17.00 pp. It ranked #10 of 10 in its category that year.

HDFC Premier Multi-Cap Fund-Dividend is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Premier Multi-Cap Fund-Dividend is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 1.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.