Should I invest in HDFC Nifty G-Sec Sep 2032 Index Fund?

We don't give personal investment advice. HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan

Latest NAV

₹13.2541

As of

17 Jul 2026

872 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	+0.21%	-0.24	251 / 353	Q3
1W	-0.05%	-0.05%	0.00	208 / 353	Q3
2W	+0.27%	+0.24%	+0.03	125 / 353	Q2
1M	+1.23%	+0.78%	+0.45	113 / 353	Q2
3M	+2.81%	+2.20%	+0.61	83 / 350	Q1
6M	+3.83%	+1.36%	+2.47	86 / 336	Q2
YTD	+3.48%	+0.54%	+2.94	65 / 333	Q1
1Y	+4.81%	+2.69%	+2.12	144 / 318	Q2
2Y	+7.89%	+3.33%	+4.57	12 / 213	Q1
3Y	+7.77%	+10.79%	-3.02	87 / 172	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.12%	+7.52%	+0.61	140 / 353	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.48%	+0.51%	+2.97	63 / 331
2025	+7.82%	+6.05%	+1.78	131 / 260
2024	+9.58%	+14.12%	-4.53	101 / 180
2023	+8.09%	+21.09%	-13.00	83 / 130
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.36%

32 windows

min 1.6% · max 12.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.93%

8 windows

min 6.9% · max 8.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.69%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

1.47

Downside-only deviation

Max drawdown

-2.28%

Mar 2026 → Apr 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.7579	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option	ICICI Prudential	₹26.0695	17 Jul 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹10.2484	17 Jul 2026
Bandhan BSE Healthcare Index Fund Direct Plan - Growth	Bandhan	₹11.4943	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund-Direct Growth	Aditya Birla Sun Life	₹10.6277	17 Jul 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹207.9005	17 Jul 2026
Kotak BSE Housing Index Fund - Direct Plan - Growth Option	Kotak	₹13.4540	17 Jul 2026
Edelweiss BSE Internet Economy Index Fund - Direct Plan - Growth	Edelweiss	₹10.9780	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Direct - Growth	DSP	₹12.0593	17 Jul 2026
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund - Direct - Growth	HSBC	₹13.2877	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.2541
16 Jul 2026	₹13.2580
15 Jul 2026	₹13.2437
14 Jul 2026	₹13.2245
13 Jul 2026	₹13.2547
10 Jul 2026	₹13.2605
9 Jul 2026	₹13.2460
8 Jul 2026	₹13.2315
7 Jul 2026	₹13.2533
6 Jul 2026	₹13.2377

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan is ₹13.2541. It's a Index Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan has NAV history starting from 09 Dec 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan has delivered a absolute return of 4.81% — +2.12 pp ahead of the Index Fund category average of 2.69%. The fund ranks #144 of 318 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan has delivered a CAGR of 7.77% — -3.02 pp behind the Index Fund category average of 10.79%. The fund ranks #87 of 172 in its category — the third (Q3) quartile.

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan exactly 3 years ago would be worth approximately ₹125,178 today — a multiplier of 1.25×, based on the 3-year CAGR of 7.77%. The category average over the same window would have grown ₹1 lakh to ₹136,005.

A ₹10,000 monthly SIP in HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan over the last 3 years — total invested ₹360,000 — would be worth ₹403,946 today. That's an XIRR (money-weighted annualised return) of 7.62%.

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹403,946 — XIRR 7.62%.

On a 3-year basis, HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan ranks #87 out of 172 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.79%; this fund delivered 7.77%.

The worst peak-to-trough decline HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan has experienced over the last 3-year window is 2.28% — its NAV fell from a high on 05 Mar 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan averaged 7.93% (best 8.61%, worst 6.86%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan returned 7.82% — beating the Index Fund category average of 6.05% by 1.78 pp. It ranked #131 of 260 in its category that year.

HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Nifty G-Sec Sep 2032 Index Fund - Growth Option - Direct Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.