Should I invest in HDFC Low Duration Fund - Weekly IDCW?

We don't give personal investment advice. HDFC Low Duration Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: -0.03%.

HDFC

HDFC Low Duration Fund - Direct Plan - Weekly IDCW

Latest NAV

₹10.0621

As of

17 Jul 2026

3,271 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	0.00%	+0.05	51 / 87	Q3
1W	+0.08%	-0.01%	+0.09	41 / 87	Q2
2W	-0.20%	-0.06%	-0.14	81 / 87	Q4
1M	+0.02%	+0.06%	-0.04	49 / 87	Q3
3M	-0.15%	+0.44%	-0.58	68 / 85	Q4
6M	+0.11%	+1.05%	-0.94	52 / 84	Q3
YTD	-0.05%	+0.97%	-1.02	72 / 84	Q4
1Y	-0.16%	+2.29%	-2.45	71 / 84	Q4
2Y	0.00%	+2.52%	-2.52	59 / 81	Q3
3Y	-0.01%	+2.27%	-2.27	58 / 76	Q4
4Y	-0.04%	+2.26%	-2.30	71 / 73	Q4
5Y	-0.03%	+2.18%	-2.21	66 / 69	Q4
7Y	-0.20%	+2.14%	-2.34	68 / 69	Q4
10Y	-0.04%	+1.66%	-1.69	51 / 57	Q4
Inception	+0.02%	+1.91%	-1.89	73 / 86	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.05%	+0.86%	-0.91	63 / 75
2025	-0.06%	+2.26%	-2.32	62 / 73
2024	-0.11%	+2.19%	-2.30	70 / 76
2023	+0.02%	+2.09%	-2.07	42 / 76
2022	+0.03%	+1.51%	-1.48	48 / 73
2021	-0.74%	+1.54%	-2.28	65 / 69
2020	-0.60%	+3.37%	-3.98	67 / 69
2019	-0.02%	-1.02%	+1.01	33 / 69
2018	+0.06%	+1.75%	-1.69	32 / 65
2017	-0.02%	+2.28%	-2.30	41 / 62
2016	+0.87%	+2.32%	-1.45	20 / 61

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.03%

153 windows

min -1.5% · max 1.1%

65% positive

3-Year rolling

+0.00%

129 windows

min -0.6% · max 0.5%

56% positive

5-Year rolling

-0.04%

105 windows

min -0.3% · max 0.4%

39% positive

7-Year rolling

-0.06%

80 windows

min -0.2% · max 0.3%

20% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.38%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.77%

Jun 2025 → May 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Direct Plan - Daily IDCW	HDFC	₹10.0655	17 Jul 2026
NIPPON INDIA LOW DURATION FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,012.3553	17 Jul 2026
SBI Low Duration Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,492.8573	17 Jul 2026
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹105.7358	17 Jul 2026
Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,203.3146	17 Jul 2026
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW	Bandhan	₹10.1111	17 Jul 2026
Aditya Birla Sun Life Low Duration Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.0000	17 Jul 2026
Franklin India Low Duration Fund-Direct-IDCW	Franklin India	₹10.5950	17 Jul 2026
Mirae Asset Low Duration Fund - Direct Plan - Daily IDCW	Mirae Asset	₹1,208.9337	17 Jul 2026
Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option	Kotak	₹1,014.4328	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.0621
16 Jul 2026	₹10.0575
15 Jul 2026	₹10.0535
14 Jul 2026	₹10.0505
13 Jul 2026	₹10.0583
10 Jul 2026	₹10.0543
9 Jul 2026	₹10.0495
8 Jul 2026	₹10.0442
7 Jul 2026	₹10.0566
6 Jul 2026	₹10.0842

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Low Duration Fund - Direct Plan - Weekly IDCW is ₹10.0621. It's a Low Duration Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Low Duration Fund - Direct Plan - Weekly IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Low Duration Fund - Direct Plan - Weekly IDCW is managed by HDFC. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Low Duration Fund - Direct Plan - Weekly IDCW has delivered a absolute return of -0.16% — -2.45 pp behind the Low Duration Fund category average of 2.29%. The fund ranks #71 of 84 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Low Duration Fund - Direct Plan - Weekly IDCW has delivered a CAGR of -0.01% — -2.27 pp behind the Low Duration Fund category average of 2.27%. The fund ranks #58 of 76 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Low Duration Fund - Direct Plan - Weekly IDCW has delivered a CAGR of -0.03% — -2.21 pp behind the Low Duration Fund category average of 2.18%. The fund ranks #66 of 69 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Low Duration Fund - Direct Plan - Weekly IDCW exactly 10 years ago would be worth approximately ₹99,647 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.04%. The category average over the same window would have grown ₹1 lakh to ₹117,848.

A ₹10,000 monthly SIP in HDFC Low Duration Fund - Direct Plan - Weekly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹599,687 today. That's an XIRR (money-weighted annualised return) of -0.02%.

A ₹10,000 monthly SIP for 10 years in HDFC Low Duration Fund - Direct Plan - Weekly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,193,041 (multiplier 0.99×). XIRR: -0.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Low Duration Fund - Direct Plan - Weekly IDCW ranks #66 out of 69 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.18%; this fund delivered -0.03%.

The worst peak-to-trough decline HDFC Low Duration Fund - Direct Plan - Weekly IDCW has experienced over the last 5-year window is 0.77% — its NAV fell from a high on 09 Jun 2025 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Low Duration Fund - Direct Plan - Weekly IDCW averaged -0.04% (best 0.42%, worst -0.33%). 39% of rolling windows ended positive.

In calendar year 2025, HDFC Low Duration Fund - Direct Plan - Weekly IDCW returned -0.06% — lagging the Low Duration Fund category average of 2.26% by 2.32 pp. It ranked #62 of 73 in its category that year.

HDFC Low Duration Fund - Direct Plan - Weekly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Low Duration Fund - Direct Plan - Weekly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: -0.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.