Should I invest in HDFC Growth Fund?

We don't give personal investment advice. HDFC Growth Fund - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.3%. 5-year CAGR: 14.57%.

HDFC

HDFC Growth Fund - Growth Option

Latest NAV

₹505.4060

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.22%	+0.21%	+0.01	7 / 9	Q4
1W	-1.10%	-1.01%	-0.09	7 / 9	Q4
2W	+0.05%	-0.22%	+0.27	1 / 9	Q1
1M	-2.04%	-1.60%	-0.44	8 / 9	Q4
3M	-3.16%	-2.74%	-0.42	7 / 9	Q4
6M	-5.14%	-6.02%	+0.88	4 / 9	Q2
YTD	-5.50%	-5.80%	+0.30	5 / 9	Q3
1Y	-1.73%	-4.06%	+2.33	4 / 9	Q2
2Y	+1.30%	-0.32%	+1.61	6 / 9	Q3
3Y	+14.08%	+7.68%	+6.40	1 / 9	Q1
4Y	+15.27%	+7.92%	+7.35	1 / 8	Q1
5Y	+14.57%	+6.56%	+8.01	1 / 7	Q1
7Y	+13.66%	+6.48%	+7.18	1 / 7	Q1
10Y	+14.27%	+7.14%	+7.13	1 / 7	Q1
Inception	+13.08%	+7.57%	+5.51	1 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.50%	-5.80%	+0.30	5 / 9
2025	+6.89%	+2.29%	+4.60	3 / 9
2024	+16.26%	+11.68%	+4.58	1 / 9
2023	+31.04%	+17.65%	+13.39	1 / 9
2022	+18.78%	+5.15%	+13.63	1 / 8
2021	+25.68%	+13.53%	+12.15	1 / 7
2020	+7.25%	+4.96%	+2.29	4 / 7
2019	+6.36%	+2.91%	+3.46	4 / 7
2018	-0.19%	-5.36%	+5.18	3 / 7
2017	+34.14%	+23.10%	+11.04	1 / 7
2016	+5.88%	+0.55%	+5.33	1 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.47%

234 windows

min -48.2% · max 92.8%

79% positive

3-Year rolling

+13.97%

210 windows

min -3.8% · max 32.9%

96% positive

5-Year rolling

+13.40%

185 windows

min 1.5% · max 26.4%

100% positive

7-Year rolling

+12.87%

161 windows

min 7.2% · max 18.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.00%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.30

Downside-only deviation

Max drawdown

-10.31%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Growth Fund - Dividend Option	HDFC	₹35.5370	3 Jun 2026
Franklin India Balanced Advantage Fund- Growth	Franklin India	₹13.9835	3 Jun 2026
Reliance NRI Equity Fund-Dividend Plan-Dividend Option	Reliance	₹30.8940	3 Jun 2026
Religare Equity Fund - Dividend	Religare	₹17.1300	3 Jun 2026
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option	Sundaram	₹33.9688	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹505.4060
2 Jun 2026	₹506.0100
1 Jun 2026	₹504.8880
29 May 2026	₹507.5450
27 May 2026	₹512.1950
26 May 2026	₹511.6430
25 May 2026	₹513.2940
22 May 2026	₹508.1590
21 May 2026	₹507.0410
20 May 2026	₹506.3760

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Growth Fund - Growth Option is ₹505.4060. It's a Balanced Advantage Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Growth Fund - Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Growth Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Growth Fund - Growth Option has delivered a absolute return of -1.73% — +2.33 pp ahead of the Balanced Advantage Fund category average of -4.06%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Growth Fund - Growth Option has delivered a CAGR of 14.08% — +6.4 pp ahead of the Balanced Advantage Fund category average of 7.68%. The fund ranks #1 of 9 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Growth Fund - Growth Option has delivered a CAGR of 14.57% — +8.01 pp ahead of the Balanced Advantage Fund category average of 6.56%. The fund ranks #1 of 7 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Growth Fund - Growth Option exactly 10 years ago would be worth approximately ₹379,573 today — a multiplier of 3.80×, based on the 10-year CAGR of 14.27%. The category average over the same window would have grown ₹1 lakh to ₹199,237.

A ₹10,000 monthly SIP in HDFC Growth Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹805,849 today. That's an XIRR (money-weighted annualised return) of 11.74%.

A ₹10,000 monthly SIP for 10 years in HDFC Growth Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,511,633 (multiplier 2.09×). XIRR: 14.13%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Growth Fund - Growth Option ranks #1 out of 7 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.56%; this fund delivered 14.57%.

The worst peak-to-trough decline HDFC Growth Fund - Growth Option has experienced over the last 5-year window is 10.31% — its NAV fell from a high on 02 Jan 2026 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Growth Fund - Growth Option averaged 13.40% (best 26.39%, worst 1.47%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.78 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Growth Fund - Growth Option returned 6.89% — beating the Balanced Advantage Fund category average of 2.29% by 4.60 pp. It ranked #3 of 9 in its category that year.

HDFC Growth Fund - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Growth Fund - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.3%. 5-year CAGR: 14.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.