Should I invest in HDFC Focused Fund?

We don't give personal investment advice. HDFC Focused Fund - IDCW PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 6.87%.

HDFC

HDFC Focused Fund - IDCW PLAN

Latest NAV

₹23.3650

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.14%	-0.19%	+0.05	8 / 17	Q2
1W	-1.87%	-2.15%	+0.27	7 / 17	Q2
2W	-1.51%	-1.98%	+0.47	9 / 17	Q3
1M	-0.10%	-0.56%	+0.46	9 / 17	Q3
3M	+2.37%	+2.49%	-0.12	8 / 17	Q2
6M	-9.01%	+1.65%	-10.66	17 / 17	Q4
YTD	-12.19%	-3.55%	-8.65	17 / 17	Q4
1Y	-8.63%	-1.54%	-7.09	14 / 17	Q4
2Y	-5.03%	-0.21%	-4.82	15 / 17	Q4
3Y	+5.26%	+9.82%	-4.57	14 / 17	Q4
4Y	+7.27%	+11.44%	-4.17	13 / 17	Q4
5Y	+6.87%	+9.99%	-3.12	12 / 16	Q3
7Y	+5.61%	+12.31%	-6.70	15 / 16	Q4
10Y	+2.15%	+9.83%	-7.67	16 / 16	Q4
Inception	+0.41%	+8.22%	-7.80	17 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.19%	-3.55%	-8.65	17 / 17
2025	+0.69%	+3.05%	-2.36	11 / 17
2024	+12.53%	+16.43%	-3.89	11 / 17
2023	+16.22%	+23.77%	-7.55	14 / 17
2022	+5.78%	+2.25%	+3.53	8 / 17
2021	+25.01%	+29.90%	-4.89	11 / 16
2020	-9.00%	+10.37%	-19.37	16 / 16
2019	-8.67%	+6.11%	-14.78	16 / 16
2018	-23.23%	-12.13%	-11.10	16 / 16
2017	+24.03%	+33.15%	-9.13	13 / 16
2016	-11.11%	-0.16%	-10.95	16 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.20%

236 windows

min -62.1% · max 123.0%

52% positive

3-Year rolling

+2.19%

211 windows

min -20.0% · max 22.3%

61% positive

5-Year rolling

+0.99%

187 windows

min -12.9% · max 20.0%

48% positive

7-Year rolling

+0.13%

163 windows

min -6.4% · max 10.6%

44% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.40%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.04

Downside-only deviation

Max drawdown

-24.01%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - GROWTH PLAN	HDFC	₹229.8100	24 Jul 2026
SBI Focused Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹71.0702	24 Jul 2026
Franklin India Focused Equity Fund - Growth Plan	Franklin Templeton	₹99.5472	24 Jul 2026
Aditya Birla Sun Life Focused Fund -Growth Option	Birla Sun Life	₹144.4529	24 Jul 2026
Bandhan Focused Fund - Regular Plan - Growth	IDFC	₹86.5290	24 Jul 2026
JM Focused Fund (Regular) - Growth Option	JM Financial	₹19.6755	24 Jul 2026
NIPPON INDIA FOCUSED FUND - IDCW OPTION	Reliance	₹31.9967	24 Jul 2026
quant Focused Fund - Growth Option - Regular Plan	Escorts	₹91.6024	24 Jul 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹160.7671	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹23.3650
23 Jul 2026	₹23.3980
22 Jul 2026	₹23.5090
21 Jul 2026	₹23.7360
20 Jul 2026	₹23.6870
17 Jul 2026	₹23.8110
16 Jul 2026	₹23.6550
15 Jul 2026	₹23.6720
14 Jul 2026	₹23.5640
13 Jul 2026	₹23.7320

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of HDFC Focused Fund - IDCW PLAN is ₹23.3650. It's a Focused Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Focused Fund - IDCW PLAN has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Focused Fund - IDCW PLAN is managed by HDFC. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Focused Fund - IDCW PLAN has delivered a absolute return of -8.63% — -7.09 pp behind the Focused Fund category average of -1.54%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Focused Fund - IDCW PLAN has delivered a CAGR of 5.26% — -4.57 pp behind the Focused Fund category average of 9.82%. The fund ranks #14 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Focused Fund - IDCW PLAN has delivered a CAGR of 6.87% — -3.12 pp behind the Focused Fund category average of 9.99%. The fund ranks #12 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in HDFC Focused Fund - IDCW PLAN exactly 10 years ago would be worth approximately ₹123,735 today — a multiplier of 1.24×, based on the 10-year CAGR of 2.15%. The category average over the same window would have grown ₹1 lakh to ₹255,326.

A ₹10,000 monthly SIP in HDFC Focused Fund - IDCW PLAN over the last 5 years — total invested ₹600,000 — would be worth ₹660,560 today. That's an XIRR (money-weighted annualised return) of 3.80%.

A ₹10,000 monthly SIP for 10 years in HDFC Focused Fund - IDCW PLAN = ₹1,200,000 invested. It would currently be worth ₹1,517,284 (multiplier 1.26×). XIRR: 4.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Focused Fund - IDCW PLAN ranks #12 out of 16 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.99%; this fund delivered 6.87%.

The worst peak-to-trough decline HDFC Focused Fund - IDCW PLAN has experienced over the last 5-year window is 24.01% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Focused Fund - IDCW PLAN averaged 0.99% (best 19.99%, worst -12.94%). 48% of rolling windows ended positive. The 5-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2025, HDFC Focused Fund - IDCW PLAN returned 0.69% — lagging the Focused Fund category average of 3.05% by 2.36 pp. It ranked #11 of 17 in its category that year.

HDFC Focused Fund - IDCW PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Focused Fund - IDCW PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 6.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.