Should I invest in NIPPON INDIA FOCUSED FUND?

We don't give personal investment advice. NIPPON INDIA FOCUSED FUND - IDCW OPTION is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 50.2%. 5-year CAGR: 3.13%.

Reliance

NIPPON INDIA FOCUSED FUND - IDCW OPTION

Latest NAV

₹31.9967

As of

24 Jul 2026

4,816 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.34%	-0.19%	-0.15	15 / 17	Q4
1W	-2.95%	-2.15%	-0.81	16 / 17	Q4
2W	-2.96%	-1.98%	-0.98	16 / 17	Q4
1M	-2.64%	-0.56%	-2.07	16 / 17	Q4
3M	-0.05%	+2.49%	-2.54	12 / 17	Q3
6M	-5.70%	+1.65%	-7.35	14 / 17	Q4
YTD	-11.20%	-3.55%	-7.65	16 / 17	Q4
1Y	-9.52%	-1.54%	-7.98	16 / 17	Q4
2Y	-7.74%	-0.21%	-7.53	16 / 17	Q4
3Y	+1.70%	+9.82%	-8.12	16 / 17	Q4
4Y	+2.73%	+11.44%	-8.71	16 / 17	Q4
5Y	+3.13%	+9.99%	-6.86	15 / 16	Q4
7Y	+7.52%	+12.31%	-4.79	13 / 16	Q4
10Y	+4.36%	+9.83%	-5.47	14 / 16	Q4
Inception	+6.03%	+8.22%	-2.18	12 / 17	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.20%	-3.55%	-7.65	16 / 17
2025	-0.19%	+3.05%	-3.24	12 / 17
2024	+1.07%	+16.43%	-15.36	17 / 17
2023	+15.72%	+23.77%	-8.05	15 / 17
2022	+3.05%	+2.25%	+0.80	9 / 17
2021	+35.55%	+29.90%	+5.66	5 / 16
2020	+6.20%	+10.37%	-4.17	13 / 16
2019	-2.20%	+6.11%	-8.31	15 / 16
2018	-21.55%	-12.13%	-9.42	15 / 16
2017	+27.31%	+33.15%	-5.85	11 / 16
2016	-4.61%	-0.16%	-4.45	12 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.70%

227 windows

min -54.2% · max 118.9%

52% positive

3-Year rolling

+7.78%

202 windows

min -15.7% · max 25.8%

81% positive

5-Year rolling

+7.13%

178 windows

min -9.2% · max 21.1%

87% positive

7-Year rolling

+6.87%

154 windows

min 1.5% · max 16.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.15%

3-year · annualised

Sharpe ratio

-0.23

vs risk-free 6.5%

Sortino ratio

-0.31

Downside-only deviation

Max drawdown

-50.25%

Sep 2024 → Apr 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - GROWTH PLAN	HDFC	₹229.8100	24 Jul 2026
SBI Focused Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹71.0702	24 Jul 2026
Franklin India Focused Equity Fund - Growth Plan	Franklin Templeton	₹99.5472	24 Jul 2026
Aditya Birla Sun Life Focused Fund -Growth Option	Birla Sun Life	₹144.4529	24 Jul 2026
Bandhan Focused Fund - Regular Plan - Growth	IDFC	₹86.5290	24 Jul 2026
JM Focused Fund (Regular) - Growth Option	JM Financial	₹19.6755	24 Jul 2026
Nippon India Focused Fund -Growth Plan -Growth Option	Reliance	₹119.5157	24 Jul 2026
quant Focused Fund - Growth Option - Regular Plan	Escorts	₹91.6024	24 Jul 2026
Sundaram Focused Fund (Formerly Known as Principal Focused Multicap Fund)-Growth Option	Sundaram	₹160.7671	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹31.9967
23 Jul 2026	₹32.1054
22 Jul 2026	₹32.2605
21 Jul 2026	₹32.6618
20 Jul 2026	₹32.7517
17 Jul 2026	₹32.9706
16 Jul 2026	₹32.8069
15 Jul 2026	₹32.8967
14 Jul 2026	₹32.7503
13 Jul 2026	₹32.9612

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of NIPPON INDIA FOCUSED FUND - IDCW OPTION is ₹31.9967. It's a Focused Fund from Reliance, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA FOCUSED FUND - IDCW OPTION has NAV history starting from 27 Dec 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

NIPPON INDIA FOCUSED FUND - IDCW OPTION is managed by Reliance. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA FOCUSED FUND - IDCW OPTION has delivered a absolute return of -9.52% — -7.98 pp behind the Focused Fund category average of -1.54%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA FOCUSED FUND - IDCW OPTION has delivered a CAGR of 1.70% — -8.12 pp behind the Focused Fund category average of 9.82%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, NIPPON INDIA FOCUSED FUND - IDCW OPTION has delivered a CAGR of 3.13% — -6.86 pp behind the Focused Fund category average of 9.99%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in NIPPON INDIA FOCUSED FUND - IDCW OPTION exactly 10 years ago would be worth approximately ₹153,180 today — a multiplier of 1.53×, based on the 10-year CAGR of 4.36%. The category average over the same window would have grown ₹1 lakh to ₹255,326.

A ₹10,000 monthly SIP in NIPPON INDIA FOCUSED FUND - IDCW OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹606,269 today. That's an XIRR (money-weighted annualised return) of 0.41%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA FOCUSED FUND - IDCW OPTION = ₹1,200,000 invested. It would currently be worth ₹1,545,765 (multiplier 1.29×). XIRR: 4.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA FOCUSED FUND - IDCW OPTION ranks #15 out of 16 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.99%; this fund delivered 3.13%.

The worst peak-to-trough decline NIPPON INDIA FOCUSED FUND - IDCW OPTION has experienced over the last 5-year window is 50.25% — its NAV fell from a high on 26 Sep 2024 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA FOCUSED FUND - IDCW OPTION averaged 7.13% (best 21.12%, worst -9.21%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA FOCUSED FUND - IDCW OPTION returned -0.19% — lagging the Focused Fund category average of 3.05% by 3.24 pp. It ranked #12 of 17 in its category that year.

NIPPON INDIA FOCUSED FUND - IDCW OPTION is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA FOCUSED FUND - IDCW OPTION is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 50.2%. 5-year CAGR: 3.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.