HDFC

HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option

Latest NAV

₹41.8371

As of

10 May 2019

2,912 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.01%	+0.02	13 / 46	Q2
1W	+0.22%	-7.85%	+8.07	13 / 50	Q2
2W	+0.31%	-4.03%	+4.34	4 / 48	Q1
1M	+0.43%	-4.03%	+4.46	4 / 48	Q1
3M	+1.97%	-3.68%	+5.66	1 / 48	Q1
6M	+4.38%	-2.28%	+6.66	3 / 48	Q1
YTD	+2.90%	-2.40%	+5.29	3 / 48	Q1
1Y	+8.06%	-0.31%	+8.37	3 / 48	Q1
2Y	+7.29%	+4.01%	+3.28	4 / 45	Q1
3Y	+7.79%	+3.64%	+4.15	3 / 43	Q1
4Y	+7.97%	+3.46%	+4.51	3 / 43	Q1
5Y	+8.13%	+3.44%	+4.69	1 / 39	Q1
7Y	+8.38%	+3.33%	+5.04	1 / 38	Q1
10Y	+8.02%	+3.05%	+4.97	2 / 37	Q1
Inception	+8.11%	+4.12%	+3.99	4 / 46	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2019 YTD	+2.90%	+1.00%	+1.90	11 / 39
2018	+7.08%	+2.90%	+4.17	8 / 37
2017	+6.94%	+2.57%	+4.36	5 / 37
2016	+9.33%	+3.64%	+5.69	1 / 38
2015	+8.34%	+2.59%	+5.75	2 / 7
2014	+9.02%	+1.63%	+7.39	1 / 6
2013	+8.85%	+1.59%	+7.26	1 / 6
2012	+9.47%	+1.77%	+7.70	1 / 6
2011	+8.96%	+2.25%	+6.72	1 / 4
2010	+5.65%	+1.43%	+4.22	1 / 4
2009	+5.76%	+1.54%	+4.22	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.10%

135 windows

min 4.9% · max 10.0%

100% positive

3-Year rolling

+8.20%

111 windows

min 6.8% · max 9.2%

100% positive

5-Year rolling

+8.38%

86 windows

min 7.6% · max 9.2%

100% positive

7-Year rolling

+8.38%

62 windows

min 8.0% · max 8.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.82%

3-year · annualised

Sharpe ratio

1.25

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.39%

Feb 2017 → Feb 2017

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,089.8894	3 Jun 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,068.9854	3 Jun 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5303	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	3 Jun 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	3 Jun 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,337.4714	3 Jun 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹687.0564	3 Jun 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1011	3 Jun 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.4425	3 Jun 2026

Recent NAVs

Date	NAV
10 May 2019	₹41.8371
9 May 2019	₹41.8243
8 May 2019	₹41.8167
7 May 2019	₹41.7984
6 May 2019	₹41.7798
3 May 2019	₹41.7452
2 May 2019	₹41.7453
30 Apr 2019	₹41.7322
26 Apr 2019	₹41.7082
25 Apr 2019	₹41.7026

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 May 2019, the NAV of HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option is ₹41.8371. It's a Low Duration Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option has NAV history starting from 24 Apr 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option is managed by HDFC. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option has delivered a absolute return of 8.06% — +8.37 pp ahead of the Low Duration Fund category average of -0.31%. The fund ranks #3 of 48 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option has delivered a CAGR of 7.79% — +4.15 pp ahead of the Low Duration Fund category average of 3.64%. The fund ranks #3 of 43 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option has delivered a CAGR of 8.13% — +4.69 pp ahead of the Low Duration Fund category average of 3.44%. The fund ranks #1 of 39 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option exactly 10 years ago would be worth approximately ₹216,249 today — a multiplier of 2.16×, based on the 10-year CAGR of 8.02%. The category average over the same window would have grown ₹1 lakh to ₹135,022.

A ₹10,000 monthly SIP in HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹730,850 today. That's an XIRR (money-weighted annualised return) of 7.82%.

A ₹10,000 monthly SIP for 10 years in HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,836,104 (multiplier 1.53×). XIRR: 8.24%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option ranks #1 out of 39 funds in the Low Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.44%; this fund delivered 8.13%.

The worst peak-to-trough decline HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option has experienced over the last 5-year window is 0.39% — its NAV fell from a high on 07 Feb 2017 to a low on 09 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option averaged 8.38% (best 9.18%, worst 7.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.84 — strong risk-adjusted performance.

In calendar year 2018, HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option returned 7.08% — beating the Low Duration Fund category average of 2.90% by 4.17 pp. It ranked #8 of 37 in its category that year.

HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 8.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Cash Management Fund Treasury Advantage - Wholesale Plan Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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