Should I invest in Franklin India Technology Fund - Direct?

We don't give personal investment advice. Franklin India Technology Fund - Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.7%. 5-year CAGR: 1.75%.

Franklin India

Franklin India Technology Fund - Direct - IDCW

Latest NAV

₹44.5531

As of

2 Jun 2026

3,297 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.80%	+0.27%	+1.53	9 / 249	Q1
1W	+2.71%	-1.33%	+4.04	8 / 249	Q1
2W	+2.22%	-0.44%	+2.66	40 / 251	Q1
1M	+3.02%	-0.98%	+4.00	33 / 251	Q1
3M	+2.47%	+0.91%	+1.57	108 / 249	Q2
6M	-13.19%	-3.35%	-9.84	211 / 241	Q4
YTD	-14.45%	-3.40%	-11.05	221 / 241	Q4
1Y	-14.69%	+2.11%	-16.81	218 / 225	Q4
2Y	-6.25%	+1.79%	-8.04	162 / 181	Q4
3Y	+4.75%	+12.30%	-7.55	125 / 142	Q4
4Y	+3.22%	+11.74%	-8.53	114 / 122	Q4
5Y	+1.75%	+8.93%	-7.18	107 / 111	Q4
7Y	+7.67%	+13.08%	-5.42	78 / 92	Q4
10Y	+5.97%	+12.03%	-6.05	72 / 77	Q4
Inception	+7.71%	+8.52%	-0.81	150 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.45%	-2.64%	-11.81	219 / 237
2025	-8.84%	+1.49%	-10.33	190 / 204
2024	+18.12%	+20.10%	-1.98	88 / 158
2023	+39.17%	+30.21%	+8.97	31 / 131
2022	-28.86%	+1.48%	-30.34	118 / 119
2021	+28.51%	+31.54%	-3.03	52 / 106
2020	+45.77%	+19.90%	+25.88	14 / 95
2019	+4.35%	+6.43%	-2.08	49 / 87
2018	+3.89%	-9.17%	+13.05	9 / 78
2017	+9.32%	+32.45%	-23.12	71 / 77
2016	-10.56%	+2.96%	-13.52	71 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.87%

152 windows

min -27.4% · max 87.8%

59% positive

3-Year rolling

+7.94%

128 windows

min -4.2% · max 25.8%

87% positive

5-Year rolling

+8.64%

103 windows

min -5.1% · max 18.8%

93% positive

7-Year rolling

+8.61%

79 windows

min 1.0% · max 15.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.00%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.03

Downside-only deviation

Max drawdown

-35.68%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹15.9390	3 Jun 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹31.2458	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹11.7560	3 Jun 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹64.9400	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹13.3100	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹20.2732	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹29.4200	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.3281	3 Jun 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.3581	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹44.5531
1 Jun 2026	₹43.7669
29 May 2026	₹43.4791
27 May 2026	₹43.6066
26 May 2026	₹43.3757
25 May 2026	₹43.3615
22 May 2026	₹43.3129
21 May 2026	₹43.4264
20 May 2026	₹43.6793
19 May 2026	₹43.5847

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Franklin India Technology Fund - Direct - IDCW is ₹44.5531. It's a Sectoral/Thematic Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Technology Fund - Direct - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Technology Fund - Direct - IDCW is managed by Franklin India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Technology Fund - Direct - IDCW has delivered a absolute return of -14.69% — -16.81 pp behind the Sectoral/Thematic Fund category average of 2.11%. The fund ranks #218 of 225 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Technology Fund - Direct - IDCW has delivered a CAGR of 4.75% — -7.55 pp behind the Sectoral/Thematic Fund category average of 12.30%. The fund ranks #125 of 142 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Technology Fund - Direct - IDCW has delivered a CAGR of 1.75% — -7.18 pp behind the Sectoral/Thematic Fund category average of 8.93%. The fund ranks #107 of 111 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Technology Fund - Direct - IDCW exactly 10 years ago would be worth approximately ₹178,624 today — a multiplier of 1.79×, based on the 10-year CAGR of 5.97%. The category average over the same window would have grown ₹1 lakh to ₹311,351.

A ₹10,000 monthly SIP in Franklin India Technology Fund - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹583,685 today. That's an XIRR (money-weighted annualised return) of -1.08%.

A ₹10,000 monthly SIP for 10 years in Franklin India Technology Fund - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,607,447 (multiplier 1.34×). XIRR: 5.70%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Technology Fund - Direct - IDCW ranks #107 out of 111 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.93%; this fund delivered 1.75%.

The worst peak-to-trough decline Franklin India Technology Fund - Direct - IDCW has experienced over the last 5-year window is 35.68% — its NAV fell from a high on 17 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Technology Fund - Direct - IDCW averaged 8.64% (best 18.82%, worst -5.14%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is -0.18 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Technology Fund - Direct - IDCW returned -8.84% — lagging the Sectoral/Thematic Fund category average of 1.49% by 10.33 pp. It ranked #190 of 204 in its category that year.

Franklin India Technology Fund - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Technology Fund - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.7%. 5-year CAGR: 1.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.