Should I invest in Franklin INDIA OPPORTUNITIES FUND - Direct?

We don't give personal investment advice. Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.7%. 5-year CAGR: 9.93%.

Franklin India

Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW

Latest NAV

₹42.1340

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.57%	-0.04%	-0.54	209 / 249	Q4
1W	-1.25%	-0.15%	-1.10	238 / 249	Q4
2W	-0.35%	-0.61%	+0.27	180 / 251	Q3
1M	+1.72%	+1.14%	+0.58	141 / 251	Q3
3M	+3.79%	+3.90%	-0.10	133 / 251	Q3
6M	+1.39%	+2.59%	-1.20	133 / 243	Q3
YTD	+0.29%	+0.68%	-0.39	129 / 241	Q3
1Y	-5.64%	+2.39%	-8.03	189 / 229	Q4
2Y	-5.21%	+0.44%	-5.65	149 / 186	Q4
3Y	+12.79%	+11.53%	+1.26	76 / 151	Q3
4Y	+15.07%	+12.75%	+2.31	56 / 125	Q2
5Y	+9.93%	+9.05%	+0.88	66 / 113	Q3
7Y	+11.76%	+14.43%	-2.68	67 / 92	Q3
10Y	+7.64%	+11.87%	-4.22	63 / 77	Q4
Inception	+8.73%	+10.06%	-1.33	154 / 251	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.29%	+1.51%	-1.22	128 / 237
2025	-4.33%	+1.49%	-5.82	154 / 204
2024	+26.71%	+20.10%	+6.62	42 / 158
2023	+42.63%	+30.21%	+12.43	17 / 131
2022	-10.43%	+1.48%	-11.91	98 / 119
2021	+20.50%	+31.54%	-11.04	74 / 106
2020	+21.61%	+19.90%	+1.71	34 / 95
2019	-2.29%	+6.43%	-8.71	74 / 87
2018	-16.86%	-9.17%	-7.70	56 / 78
2017	+25.22%	+32.45%	-7.22	54 / 77
2016	-4.27%	+2.96%	-7.23	60 / 77

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.78%

153 windows

min -32.0% · max 68.8%

58% positive

3-Year rolling

+9.61%

129 windows

min -13.0% · max 25.3%

83% positive

5-Year rolling

+8.23%

105 windows

min -8.5% · max 26.0%

88% positive

7-Year rolling

+7.28%

80 windows

min 0.7% · max 12.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.48%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

0.60

Downside-only deviation

Max drawdown

-26.71%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan	HDFC	₹17.4480	17 Jul 2026
NIPPON INDIA - JAPAN EQUITY FUND - DIRECT Plan - IDCW Option	Nippon India	₹30.5463	17 Jul 2026
SBI Automotive Opportunities Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option	SBI	₹12.5864	17 Jul 2026
ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW	ICICI Prudential	₹70.0600	17 Jul 2026
Invesco India Business Cycle Fund - Direct Plan - IDCW	Invesco	₹14.5200	17 Jul 2026
Bandhan Business Cycle Fund - Direct Plan - IDCW	Bandhan	₹10.1960	17 Jul 2026
quant BFSI Fund - IDCW Option - Direct Plan	Quant	₹22.0968	17 Jul 2026
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹32.1000	17 Jul 2026
Motilal Oswal Active Momentum Fund- Direct-IDCW	Motilal Oswal	₹13.5239	17 Jul 2026
Franklin India Multi-Factor Fund- Direct- IDCW	Franklin India	₹9.6426	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹42.1340
16 Jul 2026	₹42.3765
15 Jul 2026	₹42.4323
14 Jul 2026	₹42.2269
13 Jul 2026	₹42.6723
10 Jul 2026	₹42.6693
9 Jul 2026	₹42.1097
8 Jul 2026	₹41.5767
7 Jul 2026	₹42.2921
6 Jul 2026	₹42.5032

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW is ₹42.1340. It's a Sectoral/Thematic Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW is managed by Franklin India. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW has delivered a absolute return of -5.64% — -8.03 pp behind the Sectoral/Thematic Fund category average of 2.39%. The fund ranks #189 of 229 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW has delivered a CAGR of 12.79% — +1.26 pp ahead of the Sectoral/Thematic Fund category average of 11.53%. The fund ranks #76 of 151 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW has delivered a CAGR of 9.93% — +0.88 pp ahead of the Sectoral/Thematic Fund category average of 9.05%. The fund ranks #66 of 113 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW exactly 10 years ago would be worth approximately ₹208,881 today — a multiplier of 2.09×, based on the 10-year CAGR of 7.64%. The category average over the same window would have grown ₹1 lakh to ₹306,966.

A ₹10,000 monthly SIP in Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹779,365 today. That's an XIRR (money-weighted annualised return) of 10.40%.

A ₹10,000 monthly SIP for 10 years in Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,059,596 (multiplier 1.72×). XIRR: 10.41%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW ranks #66 out of 113 funds in the Sectoral/Thematic Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.05%; this fund delivered 9.93%.

The worst peak-to-trough decline Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW has experienced over the last 5-year window is 29.65% — its NAV fell from a high on 14 Oct 2021 to a low on 12 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW averaged 8.23% (best 25.98%, worst -8.52%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW returned -4.33% — lagging the Sectoral/Thematic Fund category average of 1.49% by 5.82 pp. It ranked #154 of 204 in its category that year.

Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin INDIA OPPORTUNITIES FUND - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.7%. 5-year CAGR: 9.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.