Should I invest in Franklin India Low Duration Fund?

We don't give personal investment advice. Franklin India Low Duration Fund - Growth Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.7%. 5-year CAGR: 11.27%.

Franklin India

Franklin India Low Duration Fund - Growth Plan

Latest NAV

₹32.6071

As of

7 Aug 2022

2,904 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.20%	+0.07%	+0.13	1 / 5	Q1
1W	+0.30%	-28.41%	+28.72	1 / 7	Q1
2W	+0.40%	-16.49%	+16.89	1 / 6	Q1
1M	+0.62%	-16.44%	+17.06	1 / 6	Q1
3M	+1.33%	-15.78%	+17.11	1 / 6	Q1
6M	+22.18%	-11.51%	+33.69	1 / 6	Q1
YTD	+23.31%	-11.56%	+34.88	1 / 6	Q1
1Y	+37.14%	-6.95%	+44.09	1 / 6	Q1
2Y	+23.83%	+10.79%	+13.03	1 / 4	Q1
3Y	+13.63%	+8.31%	+5.31	1 / 4	Q1
4Y	+12.32%	+7.89%	+4.44	1 / 4	Q1
5Y	+11.27%	+8.59%	+2.68	1 / 2	Q2
7Y	+10.82%	+8.54%	+2.28	1 / 2	Q2
10Y	+10.51%	+8.48%	+2.03	1 / 2	Q2
Inception	+10.32%	+6.58%	+3.74	1 / 5	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+23.31%	+10.53%	+12.78	1 / 3
2021	+16.69%	+10.38%	+6.32	1 / 2
2020	+1.52%	+4.38%	-2.86	2 / 2
2019	+5.15%	+6.05%	-0.90	2 / 2
2018	+8.35%	+7.82%	+0.53	1 / 2
2017	+8.26%	+7.43%	+0.84	1 / 2
2016	+9.62%	+9.06%	+0.56	1 / 2
2015	+9.79%	+9.79%	+0.00	1 / 1
2014	+10.04%	+10.04%	+0.00	1 / 1
2013	+9.47%	+9.47%	+0.00	1 / 1
2012	+10.11%	+10.11%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.66%

135 windows

min -6.5% · max 37.7%

92% positive

3-Year rolling

+8.59%

111 windows

min 3.2% · max 13.8%

100% positive

5-Year rolling

+8.73%

86 windows

min 5.8% · max 11.6%

100% positive

7-Year rolling

+8.73%

62 windows

min 6.9% · max 11.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.17%

3-year · annualised

Sharpe ratio

0.58

vs risk-free 6.5%

Sortino ratio

1.90

Downside-only deviation

Max drawdown

-10.73%

Dec 2019 → Mar 2020

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
Nippon India Low Duration Fund -Growth Plan -Bonus Option	Nippon India	₹2,282.7365	3 Jun 2026
Franklin India Low Duration Fund-Growth	Franklin India	₹10.8474	3 Jun 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan-Growth Option	Baroda BNP Paribas	₹42.0835	3 Jun 2026
Sundaram Low Duration Fund (Formerly Known as Principal Low Duration Fund)- Growth Option	Sundaram	₹3,617.5361	3 Jun 2026

Recent NAVs

Date	NAV
7 Aug 2022	₹32.6071
5 Aug 2022	₹32.5406
4 Aug 2022	₹32.5202
3 Aug 2022	₹32.5163
2 Aug 2022	₹32.5123
1 Aug 2022	₹32.5084
29 Jul 2022	₹32.4956
28 Jul 2022	₹32.4912
27 Jul 2022	₹32.4868
26 Jul 2022	₹32.4823

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Aug 2022, the NAV of Franklin India Low Duration Fund - Growth Plan is ₹32.6071. It's a Low Duration Fund from Franklin India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Low Duration Fund - Growth Plan has NAV history starting from 27 Jul 2010, a track record of about 15 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Low Duration Fund - Growth Plan is managed by Franklin India. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Low Duration Fund - Growth Plan has delivered a absolute return of 37.14% — +44.09 pp ahead of the Low Duration Fund category average of -6.95%. The fund ranks #1 of 6 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Franklin India Low Duration Fund - Growth Plan has delivered a CAGR of 13.63% — +5.31 pp ahead of the Low Duration Fund category average of 8.31%. The fund ranks #1 of 4 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Franklin India Low Duration Fund - Growth Plan has delivered a CAGR of 11.27% — +2.68 pp ahead of the Low Duration Fund category average of 8.59%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Low Duration Fund - Growth Plan exactly 10 years ago would be worth approximately ₹271,745 today — a multiplier of 2.72×, based on the 10-year CAGR of 10.51%. The category average over the same window would have grown ₹1 lakh to ₹225,721.

A ₹10,000 monthly SIP in Franklin India Low Duration Fund - Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹879,812 today. That's an XIRR (money-weighted annualised return) of 15.29%.

A ₹10,000 monthly SIP for 10 years in Franklin India Low Duration Fund - Growth Plan = ₹1,200,000 invested. It would currently be worth ₹2,190,688 (multiplier 1.83×). XIRR: 11.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Low Duration Fund - Growth Plan ranks #1 out of 2 funds in the Low Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.59%; this fund delivered 11.27%.

The worst peak-to-trough decline Franklin India Low Duration Fund - Growth Plan has experienced over the last 5-year window is 10.73% — its NAV fell from a high on 04 Dec 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Low Duration Fund - Growth Plan averaged 8.73% (best 11.64%, worst 5.75%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2021, Franklin India Low Duration Fund - Growth Plan returned 16.69% — beating the Low Duration Fund category average of 10.38% by 6.32 pp. It ranked #1 of 2 in its category that year.

Franklin India Low Duration Fund - Growth Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Franklin India Low Duration Fund - Growth Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.7%. 5-year CAGR: 11.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Low Duration Fund - Growth Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

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