Should I invest in Franklin India Dividend Yield Fund?

We don't give personal investment advice. Franklin India Dividend Yield Fund-Growth Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.4%. 5-year CAGR: 12.69%.

Franklin Templeton

Franklin India Dividend Yield Fund-Growth Plan

Latest NAV

₹134.5423

As of

24 Jul 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.26%	-0.21%	-0.06	7 / 9	Q4
1W	-0.83%	-1.26%	+0.43	1 / 9	Q1
2W	-1.00%	-1.17%	+0.17	2 / 9	Q1
1M	-1.19%	-1.16%	-0.03	7 / 9	Q4
3M	-0.92%	-0.38%	-0.54	5 / 9	Q3
6M	-3.00%	-2.81%	-0.19	6 / 9	Q3
YTD	-4.15%	-5.10%	+0.94	4 / 9	Q2
1Y	-3.04%	-3.46%	+0.42	5 / 9	Q3
2Y	-3.37%	-3.47%	+0.10	7 / 9	Q4
3Y	+11.83%	+10.91%	+0.92	5 / 9	Q3
4Y	+12.98%	+12.85%	+0.13	5 / 9	Q3
5Y	+12.69%	+11.06%	+1.63	4 / 8	Q2
7Y	+16.83%	+13.87%	+2.96	2 / 7	Q2
10Y	+14.05%	+10.31%	+3.75	2 / 7	Q2
Inception	+13.88%	+10.14%	+3.74	2 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.15%	-5.10%	+0.94	4 / 9
2025	+1.35%	+1.95%	-0.60	7 / 9
2024	+19.44%	+16.82%	+2.63	3 / 9
2023	+33.83%	+34.20%	-0.37	6 / 9
2022	+5.33%	+1.00%	+4.32	3 / 9
2021	+42.09%	+36.56%	+5.53	2 / 8
2020	+22.59%	+15.38%	+7.22	1 / 7
2019	+5.26%	-0.48%	+5.74	1 / 7
2018	-8.35%	-11.11%	+2.76	3 / 7
2017	+33.37%	+27.50%	+5.88	2 / 7
2016	+8.53%	+2.74%	+5.78	2 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.20%

234 windows

min -55.5% · max 118.7%

76% positive

3-Year rolling

+15.06%

210 windows

min -5.8% · max 37.1%

98% positive

5-Year rolling

+14.50%

186 windows

min 0.2% · max 31.9%

100% positive

7-Year rolling

+13.85%

161 windows

min 6.2% · max 23.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.88%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

0.86

Downside-only deviation

Max drawdown

-16.42%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.5140	24 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹52.7600	24 Jul 2026
Franklin India Dividend Yield Fund - IDCW	Franklin Templeton	₹23.3477	24 Jul 2026
UTI Dividend Yield Fund - Regular Plan - IDCW	UTI	₹32.8932	24 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Regular Plan	Birla Sun Life	₹444.4100	24 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹130.3845	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹134.5423
23 Jul 2026	₹134.8955
22 Jul 2026	₹135.6413
21 Jul 2026	₹135.9493
20 Jul 2026	₹135.6810
17 Jul 2026	₹135.6649
16 Jul 2026	₹135.4683
15 Jul 2026	₹135.4031
14 Jul 2026	₹134.8043
13 Jul 2026	₹136.2562

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Franklin India Dividend Yield Fund-Growth Plan is ₹134.5423. It's a Dividend Yield Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Dividend Yield Fund-Growth Plan has NAV history starting from 19 May 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Dividend Yield Fund-Growth Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Dividend Yield Fund-Growth Plan has delivered a absolute return of -3.04% — +0.42 pp ahead of the Dividend Yield Fund category average of -3.46%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Dividend Yield Fund-Growth Plan has delivered a CAGR of 11.83% — +0.92 pp ahead of the Dividend Yield Fund category average of 10.91%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Dividend Yield Fund-Growth Plan has delivered a CAGR of 12.69% — +1.63 pp ahead of the Dividend Yield Fund category average of 11.06%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Dividend Yield Fund-Growth Plan exactly 10 years ago would be worth approximately ₹372,400 today — a multiplier of 3.72×, based on the 10-year CAGR of 14.05%. The category average over the same window would have grown ₹1 lakh to ₹266,666.

A ₹10,000 monthly SIP in Franklin India Dividend Yield Fund-Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹767,925 today. That's an XIRR (money-weighted annualised return) of 9.80%.

A ₹10,000 monthly SIP for 10 years in Franklin India Dividend Yield Fund-Growth Plan = ₹1,200,000 invested. It would currently be worth ₹2,573,383 (multiplier 2.14×). XIRR: 14.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Dividend Yield Fund-Growth Plan ranks #4 out of 8 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.06%; this fund delivered 12.69%.

The worst peak-to-trough decline Franklin India Dividend Yield Fund-Growth Plan has experienced over the last 5-year window is 16.42% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Dividend Yield Fund-Growth Plan averaged 14.50% (best 31.92%, worst 0.21%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, Franklin India Dividend Yield Fund-Growth Plan returned 1.35% — lagging the Dividend Yield Fund category average of 1.95% by 0.60 pp. It ranked #7 of 9 in its category that year.

Franklin India Dividend Yield Fund-Growth Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Dividend Yield Fund-Growth Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.4%. 5-year CAGR: 12.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.