Should I invest in Escorts Floating Rate Fund?

We don't give personal investment advice. Escorts Floating Rate Fund-Dividend Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 2.94%.

Escorts

Escorts Floating Rate Fund-Dividend Option

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	-8.69%	+8.69	20 / 23	Q4
1W	+0.05%	-8.62%	+8.67	16 / 23	Q3
2W	+0.10%	-8.56%	+8.67	13 / 23	Q3
1M	+0.23%	-8.48%	+8.71	12 / 23	Q3
3M	+0.70%	-7.99%	+8.69	11 / 23	Q2
6M	+1.44%	-7.23%	+8.68	10 / 23	Q2
YTD	+0.33%	-14.84%	+15.17	14 / 25	Q3
1Y	+3.86%	-17.92%	+21.78	10 / 24	Q2
2Y	+5.65%	-17.12%	+22.77	7 / 25	Q2
3Y	+6.03%	-29.96%	+36.00	8 / 31	Q2
4Y	+4.04%	-22.63%	+26.67	9 / 28	Q2
5Y	+2.94%	-18.05%	+21.00	9 / 24	Q2
7Y	+2.43%	+3.72%	-1.28	8 / 16	Q2
10Y	+1.96%	+3.75%	-1.79	5 / 10	Q2
Inception	+3.68%	-27.72%	+31.40	9 / 30	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+0.33%	+0.57%	-0.24	3 / 3
2020	+4.28%	+3.80%	+0.48	1 / 3
2019	+7.70%	+5.16%	+2.54	1 / 3
2018	+5.75%	+3.04%	+2.71	2 / 5
2017	-1.69%	+1.76%	-3.45	9 / 9
2016	-0.40%	+2.87%	-3.27	11 / 12
2015	+0.06%	+3.98%	-3.92	13 / 14
2014	+1.90%	+3.53%	-1.63	8 / 18
2013	-0.01%	+3.32%	-3.33	19 / 20
2012	+1.28%	+3.06%	-1.78	9 / 18
2011	+2.36%	-5.64%	+8.01	11 / 21

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.66%

169 windows

min -2.5% · max 9.7%

81% positive

3-Year rolling

+3.12%

145 windows

min -1.3% · max 8.1%

88% positive

5-Year rolling

+2.65%

121 windows

min -0.2% · max 7.2%

95% positive

7-Year rolling

+2.43%

96 windows

min 0.1% · max 5.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.68%

3-year · annualised

Sharpe ratio

-0.92

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.67%

Feb 2018 → Feb 2018

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
12 Feb 2021	₹17.3045
11 Feb 2021	₹17.3046
10 Feb 2021	₹17.3032
9 Feb 2021	₹17.3018
8 Feb 2021	₹17.3004
5 Feb 2021	₹17.2962
4 Feb 2021	₹17.2949
3 Feb 2021	₹17.2935
2 Feb 2021	₹17.2921
1 Feb 2021	₹17.2907

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

Escorts Floating Rate Fund-Dividend Option is a Floating Rate from Escorts (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

Escorts Floating Rate Fund-Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Escorts Floating Rate Fund-Dividend Option is managed by Escorts. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Escorts Floating Rate Fund-Dividend Option has delivered a absolute return of 3.86% — +21.78 pp ahead of the Floating Rate category average of -17.92%. The fund ranks #10 of 24 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Escorts Floating Rate Fund-Dividend Option has delivered a CAGR of 6.03% — +36 pp ahead of the Floating Rate category average of -29.96%. The fund ranks #8 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Escorts Floating Rate Fund-Dividend Option has delivered a CAGR of 2.94% — +21 pp ahead of the Floating Rate category average of -18.05%. The fund ranks #9 of 24 in its category — the second (Q2) quartile.

₹1 lakh invested in Escorts Floating Rate Fund-Dividend Option exactly 10 years ago would be worth approximately ₹121,394 today — a multiplier of 1.21×, based on the 10-year CAGR of 1.96%. The category average over the same window would have grown ₹1 lakh to ₹144,511.

A ₹10,000 monthly SIP in Escorts Floating Rate Fund-Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹672,309 today. That's an XIRR (money-weighted annualised return) of 4.49%.

A ₹10,000 monthly SIP for 10 years in Escorts Floating Rate Fund-Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,379,464 (multiplier 1.15×). XIRR: 2.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Escorts Floating Rate Fund-Dividend Option ranks #9 out of 24 funds in the Floating Rate category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -18.05%; this fund delivered 2.94%.

The worst peak-to-trough decline Escorts Floating Rate Fund-Dividend Option has experienced over the last 5-year window is 3.76% — its NAV fell from a high on 05 May 2016 to a low on 27 Feb 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Escorts Floating Rate Fund-Dividend Option averaged 2.65% (best 7.24%, worst -0.24%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -3.04 — negative risk-adjusted performance.

In calendar year 2020, Escorts Floating Rate Fund-Dividend Option returned 4.28% — beating the Floating Rate category average of 3.80% by 0.48 pp. It ranked #1 of 3 in its category that year.

Escorts Floating Rate Fund-Dividend Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Escorts Floating Rate Fund-Dividend Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.8%. 5-year CAGR: 2.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.