Should I invest in Edelweiss Banking and PSU Debt Fund Monthly?

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.3%. 5-year CAGR: -0.21%.

Edelweiss

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option

Latest NAV

₹11.1630

As of

3 Jun 2026

2,303 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.04%	+0.00	32 / 46	Q3
1W	+0.23%	+0.20%	+0.03	20 / 46	Q2
2W	+0.26%	+0.19%	+0.07	28 / 46	Q3
1M	+0.24%	+0.10%	+0.14	5 / 46	Q1
3M	+0.02%	-0.11%	+0.13	19 / 45	Q2
6M	+0.10%	+0.36%	-0.26	19 / 45	Q2
YTD	+0.03%	+0.24%	-0.21	22 / 45	Q2
1Y	0.00%	+1.36%	-1.36	22 / 45	Q2
2Y	0.00%	+2.42%	-2.43	30 / 43	Q3
3Y	-0.03%	+1.94%	-1.96	25 / 37	Q3
4Y	+0.54%	+2.39%	-1.85	21 / 33	Q3
5Y	-0.21%	+2.05%	-2.26	30 / 33	Q4
7Y	+0.13%	+1.88%	-1.74	24 / 31	Q4
10Y	—	—	—	—	—
Inception	+0.71%	+2.36%	-1.65	25 / 46	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.03%	-0.15%	+0.17	15 / 36
2025	-0.07%	+2.43%	-2.50	33 / 37
2024	+0.03%	+2.68%	-2.65	28 / 39
2023	+0.04%	+2.17%	-2.13	27 / 37
2022	-0.88%	+1.72%	-2.60	28 / 33
2021	-0.67%	-0.47%	-0.20	22 / 33
2020	-4.07%	+2.88%	-6.96	30 / 31
2019	+12.98%	+2.39%	+10.59	1 / 30
2018	+1.16%	+1.46%	-0.31	10 / 29
2017	-0.22%	+0.94%	-1.16	29 / 34
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.03%

104 windows

min -12.0% · max 15.3%

51% positive

3-Year rolling

+0.90%

80 windows

min -4.9% · max 7.5%

51% positive

5-Year rolling

+0.44%

56 windows

min -2.9% · max 1.8%

59% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+1.00%

31 windows

min 0.1% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.05%

3-year · annualised

Sharpe ratio

-6.23

vs risk-free 6.5%

Sortino ratio

-9.01

Downside-only deviation

Max drawdown

-2.55%

Apr 2025 → Apr 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,476.2350	3 Jun 2026
Invesco India Banking and PSU Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,049.2553	3 Jun 2026
Bandhan Banking and PSU Fund - Regular Annual IDCW	Bandhan	₹11.1380	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular plan - IDCW	Mirae Asset	₹13.3774	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option	Edelweiss	₹17.4365	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - IDCW	DSP	₹10.3693	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Daily IDCW	HSBC	₹11.0969	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- IDCW (Payout/ Reinvestment)	Canara Robeco	₹10.7432	3 Jun 2026
UTI Banking & PSU Fund - Regular Plan - Annual IDCW	UTI	₹13.1500	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW	Axis	₹1,037.7295	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.1630
2 Jun 2026	₹11.1643
1 Jun 2026	₹11.1595
29 May 2026	₹11.1535
27 May 2026	₹11.1452
26 May 2026	₹11.1386
25 May 2026	₹11.1379
22 May 2026	₹11.1260
21 May 2026	₹11.1194
20 May 2026	₹11.1296

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option is ₹11.1630. It's a Banking & PSU Fund from Edelweiss, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option has NAV history starting from 28 Nov 2016, a track record of about 9 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option is managed by Edelweiss. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option has delivered a absolute return of 0.00% — -1.36 pp behind the Banking & PSU Fund category average of 1.36%. The fund ranks #22 of 45 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option has delivered a CAGR of -0.03% — -1.96 pp behind the Banking & PSU Fund category average of 1.94%. The fund ranks #25 of 37 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option has delivered a CAGR of -0.21% — -2.26 pp behind the Banking & PSU Fund category average of 2.05%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option exactly 5 years ago would be worth approximately ₹98,951 today — a multiplier of 0.99×, based on the 5-year CAGR of -0.21%. The category average over the same window would have grown ₹1 lakh to ₹110,684.

A ₹10,000 monthly SIP in Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹599,816 today. That's an XIRR (money-weighted annualised return) of -0.01%.

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹830,790 — XIRR -0.31%.

On a 5-year basis, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option ranks #30 out of 33 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.05%; this fund delivered -0.21%.

The worst peak-to-trough decline Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option has experienced over the last 5-year window is 5.32% — its NAV fell from a high on 23 Sep 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option averaged 0.44% (best 1.81%, worst -2.87%). 59% of rolling windows ended positive. The 5-year Sharpe ratio is -4.12 — negative risk-adjusted performance.

In calendar year 2025, Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option returned -0.07% — lagging the Banking & PSU Fund category average of 2.43% by 2.50 pp. It ranked #33 of 37 in its category that year.

Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.3%. 5-year CAGR: -0.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.